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Best Renter's Insurance Companies in Sunnyvale, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sunnyvale Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

10011 North Foothill Boulevard, Cupertino, CA 95014
WebsiteLicense: 0D55579 Rating

Review Sources

4.9 (72)
4.2 (53)
5.0 (14)

Why choose this provider?

Shana Nelson is a second-generation insurance agent with State Farm who serves individuals, families, and businesses in Sunnyvale. Since joining the company two decades ago, she has helped clients obtain renters' insurance to protect their personal belongings in cases of theft, accidents, weather impediments, or loss of use. These belongings can include anything from TVs, electronics, bikes, furniture, and clothing. Furthermore, she assists with additional premiums for items or situations not covered by the insurance.

  • Multiple Policy Types

12280 Saratoga Sunnyvale Road, Saratoga, CA 95070 Rating

Review Sources

4.5 (12)
5.0 (5)

Why choose this provider?

Village Insurance Services provides risk management solutions for Sunnyvale residents. Its team of independent agents assists clients in several areas, including renters' insurance that helps pay for medical expenses in case a guest obtains injuries at the policyholder's home and reimburses losses in case of theft. The company also has access to protection plans from carriers like Mercury Insurance Group, Progressive, and Safeco Insurance, allowing it to find suitable coverages for renters. Village Insurance Services has been operating since 1969.

  • Multiple Carriers
  • Multiple Policy Types

576 Cambridge Avenue, Palo Alto, CA 94306
WebsiteLicense: 0F16938 Rating

Review Sources

5.0 (209)
5.0 (150)

Why choose this provider?

Candice Kistner is a third-generation State Farm agent that has been serving Sunnyvale and nearby areas since 2002. She assists her clients in acquiring risk protection and insurance products, including renters' and homeowners' insurance policies. Candice also offers life, auto, and business insurance plans, as well as financial services. She and her team work in a pet-friendly office with their office mascot, a Bernese mountain dog named Kenobi. Her team also qualified for the Chairman’s Circle and President’s Club awards.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Shana Nelson
10011 North Foothill Boulevard, Cupertino, CA 95014
Village Insurance Services
12280 Saratoga Sunnyvale Road, Saratoga, CA 95070
Candice Kistner
576 Cambridge Avenue, Palo Alto, CA 94306


  • Regarding mold damage, how much is covered by your Sunnyvale renters' insurance policy?

    You would be compensated for the amount of your personal property coverage limit if mold damages your belongings or property and the mold's growth was brought on by a risk that is covered by your Sunnyvale renters' insurance policy. For instance, $10,000 is covered for personal belongings under your renters' insurance policy. This implies that, following the payment of your deductible, you could get up to $10,000 in compensation if your mold-related claim is accepted.

  • If water damage renders your rental property temporarily unusable, can your Sunnyvale renters' insurance cover your additional living expenses?

    Yes. If water damage renders your rental apartment temporarily uninhabitable, the loss of use coverage of your renters' insurance policy in Sunnyvale will come to your aid. Meals and temporary lodging are examples of additional living expenses that your coverage will pay you for. It might even pay for the expenses of moving to a new, long-term home.

  • Is your Sunnyvale renters' insurance premium impacted by the deductible you select?

    Your renters' insurance premium in Sunnyvale is influenced by the deductible you select. In general, the bigger the deductible on your policy, the lower your premium. The normal deductible on most renters' insurance plans is $500. Always pick a deductible that you can afford to pay in order to avoid getting into financial difficulties after filing a claim.

  • When is earthquake damage covered by your renters' insurance policy in Sunnyvale?

    In Sunnyvale, earthquake damage is covered by your renters' insurance coverage if you have an earthquake insurance rider added to your renter's policy. You will get reimbursement for covered losses to your property arising from earthquakes in the event of covered earthquakes, up to the limits you have chosen. Furthermore, you will receive rent coverage during the time that your rental unit is being fixed.

  • Does renters' insurance in Sunnyvale pay for damage to garage doors?

    Garage door damage is not covered by renters' insurance in Sunnyvale. Because garage doors are structural components of the building, any harm caused by an insured incident would be reimbursed by a landlord's policy. If the damage was caused by your automobile, your auto insurance's property damage liability pays the costs up to the policy's limit. In the event that damage is caused by another person's vehicle, the expense of replacement or repairs is covered by their property damage liability.

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