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2025

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Best Renters Insurance Companies in Simi Valley, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Simi Valley renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

31Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Simi Valley
2139 Tapo Street, Simi Valley, CA 93063
Visit WebsiteLicense: 6003988

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Jayson Wimmer is a State Farm insurance agent who provides insurance services to individuals and businesses in Simi Valley. He carries property insurance services for renters and rental properties, personal articles, manufactured homes, farms and ranches, and homes. Additionally, he offers term and whole life insurance, supplemental health, Medicare Supplement, and individual medical plans. Jayson has been with State Farm for nearly three decades. He has participated in many YMCA and Rotary Club activities.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Simi Valley
40 West Easy Street, Simi Valley, CA 93065
Visit WebsiteLicense: 0E32751

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (1)

Why choose this provider?

Jackson Insurance Services is a full-service brokerage that provides insurance products and services in the Simi Valley area. It caters to individuals and families who need assistance in purchasing renters' insurance plans. Additionally, the company helps clients acquire other personal plans such as life, homeowners', auto, umbrella, and earthquake insurance. Its insurance agents also deal with primary liability, performance bonds, and workers' compensation. Jackson Insurance Services is an independent agency that has been in the business since 1984.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Simi Valley
2655 First Street, Simi Valley, CA 93065
Visit WebsiteLicense: 0K86136

Expertise.com Rating

Review Sources

Yelp
5.0 (12)
Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Chun & Reynolds Insurance Services is an independent insurance brokerage that provides a broad range of insurance products and solutions to Simi Valley residents. It offers an array of personalized and commercial policies, including renters' insurance, homeowners' insurance, automobile insurance, flood insurance, life insurance, and business insurance. The company also handles annuities, general liabilities, and workers' compensation. Some of its insurance carriers are Progressive and Mercury Insurance. Owners Vince Chun and Greg Reynolds have over 24 years of collective experience in the industry.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Simi Valley
2315 Kuehner Drive, Simi Valley, CA 93063
Visit WebsiteLicense: 0750660

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
5.0 (4)

Why choose this provider?

Hayes is a full-service insurance agency that has been servicing Simi Valley since 1968. Bringing more than 50 years of experience in the field, the company offers a wide range of renters' insurance coverage options including personal property, loss of use, and personal liability. Its team of independent agents represents more than 30 insurance companies that produce tailored solutions for the unique needs and financial goals of individuals and businesses. The agency also specializes in life, auto, health, and business insurance.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jayson Wimmer
2139 Tapo Street, Simi Valley, CA 93063
Jackson Insurance Services
40 West Easy Street, Simi Valley, CA 93065
Chun & Reynolds Insurance Services
2655 First Street, Simi Valley, CA 93065
Hayes
2315 Kuehner Drive, Simi Valley, CA 93063

Simi Valley, CA Renters Insurance FAQs

  • Does landlord's insurance protect you in case something happens to your property in Simi Valley?

    In Simi Valley, landlord's insurance only covers the actual building you are leasing and the shared premises, meaning your personal belongings that are damaged by fire, burglary, or theft, for example, are not covered by landlord's insurance. To protect your personal items, you need to have your own renters' insurance.

  • How can tenants obtain renters' insurance discounts in Simi Valley?

    Tenants can obtain renters' insurance discounts in Simi Valley by bundling their renters' insurance with other personal protection plans like auto insurance. They can also invest in burglar alarm devices and fire extinguishers to reduce their insurance premiums. In addition, their renters' insurance rates can be reduced if they have good credit scores and do not have a claims history.

  • How do you shop for renters' insurance in Simi Valley?

    In Simi Valley, the first thing to do when shopping for renters' insurance is to know the value of your personal belongings. It is a good idea to make an inventory of your items, together with their brand name, serial number, and price. If you have high-end possessions, you may purchase a replacement value policy to cover its replacement cost in case they are damaged.

  • Is renters' insurance required in Simi Valley?

    In Simi Valley, renters' insurance is not legally required, but some landlords require tenants to provide proof of insurance upon lease signing. In California, many families and individuals purchase this type of insurance even though it's not required to protect themselves from out-of-pocket repair or replacement costs in the event of unforeseen perils.

  • How much is the average cost of renters' insurance in Simi Valley?

    In Simi Valley, tenants pay from $60 to $247.32 per month on average for renters' insurance. However, the rates may change depending on the policyholder's rental home location and the amount of coverage they have. If their home is located in a place with high crime rates, they might pay higher renters' insurance rates.

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