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2024

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Best Renters Insurance Companies in Santa Monica, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Monica Renters Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

26Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1516 S Bundy Drive Suite 306, Los Angeles, CA 90025
WebsiteLicense: 0G97722

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (11)
Yelp
5.0 (6)

Why choose this provider?

Franklin Othman is a State Farm insurance agent serving Santa Monica and surrounding communities. Othman helps individuals in managing the risks they could encounter in life by providing insurance products, including renters' insurance coverage options. The policy provides for the protection of tenants' personal belongings and covers different types of properties, like apartments, condominiums, and rental homes. Othman also offers pet, life, and business insurance. He conducts consultations that are available in English, Arabic, Spanish, Chinese, and Italian.

  • Multiple Policy Types
  • Home and Auto Insurance
  • Business Insurance

3222 Santa Monica Boulevard, Santa Monica, CA 90404
WebsiteLicense: 0D01874

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (11)
Yelp
5.0 (4)

Why choose this provider?

Express Financial & Insurance Services, Inc., is an independent insurance agency that helps clients in Santa Monica protect themselves, their families, and their businesses. The agency offers tenants renters' insurance packages that provide coverage for their personal properties, liability coverage, and loss of use coverage when their homes become uninhabitable. With more than 54 years of combined experience, its professionals assist clients in finding suitable insurance options for their needs from a wide variety of insurance carriers.

  • Multiple Carriers
  • Home and Auto Insurance

2030 Lincoln Blvd., Santa Monica, CA 90405
WebsiteLicense: 0E86573

Expertise.com Rating

Review Sources

Google
4.5 (11)
Yelp
4.0 (9)

Why choose this provider?

Donaldson Insurance is an independent agency that has been serving clients in the Santa Monica area since 1969. It aims to help consumers meet their needs and achieve financial goals by offering custom personal insurance plans, including homeowners', renters', life, and auto. Its renters' insurance plan covers the tenants' damaged or lost items, personal liability, and injured guests' medical expenses. In addition to personal insurance, Donaldson Insurance provides business insurance products that include habitational, lessors' risk, small business, and business auto.

  • Multiple Policy Types

214 Pier Avenue, Santa Monica, CA 90405
WebsiteLicense: 0I66341

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
4.8 (20)
Yelp
4.3 (12)

Why choose this provider?

Byron Galindo is an insurance agent of State Farm who offers a wide variety of insurance solutions to clients in and around Santa Monica. He and his team serve clients who are in need of renters' insurance, helping them protect their belongings in cases of malicious mischief, accidents, weather impacts, or loss of use. Galindo also assists with additional premiums for items or situations not covered by the insurance, such as liability coverage in case of accidents occurring on rented property.

  • Home and Auto Insurance

2116 Wilshire Blvd Suite 208, Santa Monica, CA 90403
WebsiteLicense: 0H97654

Expertise.com Rating

Review Sources

Yelp
4.9 (83)
Google
4.9 (74)
Facebook
5.0 (12)

Why choose this provider?

Rod Eliassi serves the Santa Monica area as a State Farm insurance agent. The agent handles various lines of services such as auto, life, and homeowners' insurance. Combinations of purchasing options, such as renters' insurance packaged with automobile insurance, are offered to families and business owners. Rod has a decade of experience in the insurance industry and the financial management sector. He is also a member of the Santa Monica Chamber of Commerce.

  • Home and Auto Insurance

11654 W Pico Blvd, Los Angeles, CA 90064
WebsiteLicense: 0G42379

Expertise.com Rating

Review Sources

Google
5.0 (405)
Yelp
4.6 (83)
Facebook
5.0 (81)

Why choose this provider?

Steve Little is a State Farm insurance agent that serves Santa Monica clients. Steve helps clients acquire personal and commercial insurance products, ranging from home and renters' insurance coverage to life and health policies. For renters' insurance, he also assists individuals and families acquire additional coverage options like liability and inflation coverage. Steve holds the Chairman's Circle Qualifier designation from State Farm. He and his team of insurance professionals are fluent in English, Spanish, French, and Portuguese Creole.

  • Multiple Policy Types

320 Wilshire Blvd Suite 204, Santa Monica, CA 90401
WebsiteLicense: 0649381

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (4)

Why choose this provider?

Yolanda Vasquez is an insurance professional that serves the needs of the Santa Monica metro. To help people manage the risks of everyday life, Vasquez provides products such as auto, homeowners', and business insurance. She also helps renters and tenants protect their personal belongings from losses due to burglaries, fire and smoke, and sudden and accidental covered water damages. Yolanda Vasquez has a degree in Business Administration. She assists clients in English and Spanish.

  • Home and Auto Insurance

1112 Montana Ave, Santa Monica, CA 90403
WebsiteLicense: 0M06020

Expertise.com Rating

Review Sources

Facebook
4.8 (18)
Google
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Wilkens Insurance Agency, Inc., a locally owned and operated company, serves clients in Santa Monica. It offers custom-tailored products, such as renters', homeowners', auto, life, and health insurance, through a wide range of providers. The independent agency assists renting families and individuals in choosing the most suitable policy based on their objectives, needs, and finances. Its renters' insurance plans are curated to cover medical expenses and property damages in case burglaries, accidents, and natural disasters occur.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Franklin Othman
1516 S Bundy Drive Suite 306, Los Angeles, CA 90025
Express Financial & Insurance Services, Inc.
3222 Santa Monica Boulevard, Santa Monica, CA 90404
Donaldson Insurance
2030 Lincoln Blvd., Santa Monica, CA 90405
Byron Galindo
214 Pier Avenue, Santa Monica, CA 90405
Rod Eliassi
2116 Wilshire Blvd Suite 208, Santa Monica, CA 90403
Steve Little
11654 W Pico Blvd, Los Angeles, CA 90064
Yolanda Vasquez
320 Wilshire Blvd Suite 204, Santa Monica, CA 90401
Wilkens Insurance Agency, Inc.
1112 Montana Ave, Santa Monica, CA 90403

Santa Monica, CA Renters Insurance FAQs

  • How does renters' insurance work in Santa Monica?

    Renters' insurance in Santa Monica covers your personal belongings against theft or damage, even when you're not at home. You can include full-value coverage for your items, which means you'll be reimbursed without considering depreciation. The insurance also offers liability protection if you're held responsible for injuries or property damage. It includes legal defense if you're sued for a covered loss within your chosen limits. Additionally, you can opt for medical payment coverage for visitors' medical expenses, regardless of fault.

  • What factors determine renters' insurance costs in Santa Monica?

    The cost of renters' insurance in Santa Monica is based on several factors, including the location of your rented property, the condition, age, and size of the building you occupy, as well as the overall value of your possessions. The specific coverage and deductible choices you make also impact your premium. Different neighborhoods may have varying rates based on local factors like crime rates and weather-related risks, and older or larger buildings may affect the risk profile.

  • Does renters' insurance in Santa Monica cover incidents such as theft?

    Renters' insurance in Santa Monica includes coverage for theft incidents, providing financial protection for personal belongings like electronics, furniture, clothing, jewelry, and wallets in case of a break-in. In the event of a potential theft, it's imperative to promptly contact the police and file a police report to initiate a renters' insurance claim.

  • When do you need to get a renters' insurance plan in Santa Monica?

    In Santa Monica, you should get renters' insurance if you're renting a house or apartment and want to protect your belongings from damage, theft, or loss. While it's not legally required, renters' insurance is a wise investment. Depending on your landlord, you might have to purchase it when signing your lease. Renters help protect your landlord from potential liabilities and property damage by bridging the gap between your coverage and your landlord's insurance.

  • What does the personal property coverage of renters' insurance include in Santa Monica?

    In Santa Monica, the personal property coverage of renters' insurance safeguards your belongings, allowing you to replace them if stolen or damaged without bearing the entire expense. Typical situations covered include fires, smoke damage, natural disasters, explosions, vandalism, and appliance-related damage, making this insurance indispensable.

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