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2025

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Best Renters Insurance Companies in Santa Maria, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Maria renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

42Reviewed

26Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Santa Maria
1650 S. Broadway, Santa Maria, CA 93454
Visit WebsiteLicense: 0746630

Expertise.com Rating

Review Sources

Google
5.0 (110)
Facebook
4.6 (47)
Yelp
4.1 (9)

Why choose this provider?

Donna Randolph is a State Farm insurance agent that provides services to clients in Santa Maria and the surrounding communities. She offers renters' insurance and aids in protecting personal properties from accidents and malicious mischief and providing liability protection. She also handles other insurance products, such as life, home, auto, and health. Donna leads a team through the Donna Randolph Insurance Agency, Inc. She is a Chartered Financial Consultant and a member of the Santa Maria Women’s Network and the local Chamber of Commerce.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving Santa Maria
110 S Lincoln St STE 104, Santa Maria, CA 93458
Visit WebsiteLicense: 0M22175

Expertise.com Rating

Review Sources

Google
4.8 (43)

Why choose this provider?

Premier Blue Insurance offers policies to clients in the Santa Maria area. The firm's renter's insurance provides coverage for incidents like injuries inside the residence and personal items that are stolen or damaged. It also covers the policyholder's living expenses should the rental property become uninhabitable. Clients can also get personal insurance for their autos, homes, and motorcycles, along with commercial establishments. Businesses can get policies that cover theft, fire and smoke, vandalism, and explosions.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Santa Maria
2007 Preisker Lane Suite A, Santa Maria, CA 93454
Visit WebsiteLicense: 0N05881

Expertise.com Rating

Review Sources

Google
4.9 (17)
Facebook
5.0 (13)
Yelp
5.0 (2)

Why choose this provider?

Pinky's Insurance Agency serves individuals and families in the Santa Maria metro and nearby areas. It offers an array of personal lines of insurance, including renters' policies. The company aims to protect renters from financial losses caused by unforeseen events like natural disasters, vandalism, and theft. It also provides customized flood, earthquake, auto, and pet insurance coverages. Founder Cindy Canas has been in the insurance industry for more than 10 years. She accommodates clients who speak Spanish.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving Santa Maria
121 N Broadway, Santa Maria, CA 93454
Visit WebsiteLicense: 0754783

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Coast Auto Insurance Services caters to clients in and around Santa Maria. Since its establishment in 1986, the firm has been offering various insurance products, including coverage plans for renters, protecting their personal properties such as clothing, jewelry, furniture, and computers. The insurance may also cover policyholders' personal liability in case of injury situations inside the premises. Commercial insurance is also available for those who run a business out of their rental properties. The agency employs bilingual staff that speaks both English and Spanish.

  • Home and Auto Insurance

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Donna Randolph
1650 S. Broadway, Santa Maria, CA 93454
View More
Premier Blue Insurance
110 S Lincoln St STE 104, Santa Maria, CA 93458
View More
Pinky's Insurance Agency
2007 Preisker Lane Suite A, Santa Maria, CA 93454
View More
Coast Auto Insurance Services
121 N Broadway, Santa Maria, CA 93454
View More

Santa Maria, CA Renters Insurance FAQs

  • Is it possible to split a Santa Maria renters' insurance coverage with your roommate?

    It's legal, but not advised, to split a Santa Maria renters' insurance policy with your roommate. If you add a roommate to your policy, there can be some limitations on the maximum coverage. Furthermore, your roommate will not be allowed to take their share of the policy with them if they move out.

  • When are bed bugs covered by Santa Maria renters' insurance policies?

    If you have added or your policy includes bed bug protection, your Santa Maria renters' insurance will take care of bed bugs. If not, you might be the one who has to deal with its removal. If your insurance includes protection against bed bugs, you can submit a claim to eradicate the infestation and thoroughly clean and sanitize your rental.

  • When will your broken stoves be excluded from coverage under your Santa Maria renters' insurance policy?

    If an electrical or mechanical malfunction causes your stove to stop working, your Santa Maria renters' insurance coverage will not pay for it. Alternatively, you may receive assistance for the cost of replacing or repairing a broken stove through an equipment breakdown endorsement. Stoves deteriorate with use, much like any other appliance. If prolonged use or inadequate upkeep causes it to break down, your renters' insurance won't pay for it.

  • In the event that mold forces you to vacate your flat, will your Santa Maria renters' insurance cover you?

    Yes. The loss of use coverage of your Santa Maria renters' insurance policy will help you if you have to vacate your apartment for a few days because the mold in it is spreading due to a covered risk. This would assist you with paying for extra living costs, such as meals, laundry, or a hotel stay.

  • Does Santa Maria renters' insurance cover plumbing-related water damage?

    Yes. Your renters' insurance coverage in Santa Maria will cover water damage from plumbing problems, such as overflowing toilets or leaking bathtubs. Renters' insurance will also cover water damage from a burst pipe in addition to water damage from plumbing issues. Your renters' insurance will pay to replace the items you lose if one of your pipes bursts, flooding your apartment and destroying most of your belongings.