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Best Renter's Insurance Companies in Santa Clara, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Clara Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

4677 Old Ironsides Drive, Santa Clara, CA 95054
WebsiteLicense: 0I96531 Rating

Review Sources

5.0 (22)

Why choose this provider?

Established in 2014, GS Insurance Solutions is a risk management and regional insurance brokerage that provides its services to clients in Santa Clara and the surrounding areas. Its personal insurance products include renters' insurance, which protects the policyholder's possession. It also offers other business and personal insurance plans, as well as employee benefits. Moreover, it aims to deliver the best solutions and policies for its clients. In 2017, it has been recognized by the Insurance Business Magazine as the Top US Specialty Insurance Broker.

  • Multiple Policy Types

2066 Clarmar Way, San Jose, CA 95128
WebsiteLicense: 0I34509 Rating

Review Sources

5.0 (50)
5.0 (7)
5.0 (4)

Why choose this provider?

Ana Orozco serves clients in Santa Clara and the Bay Area. She has been with State Farm since 2013 and later set up her own agency in 2018. Ana provides renters’ insurance plans that cover a client’s personal effects during unexpected events in an apartment or rental home. She also offers policies for homeowners, vehicles, and businesses. Health and life insurance plans are also available. Ana and her team can also assist Spanish-speaking clients. She lends her support to the Silicon Valley Humane Society.

  • Multiple Policy Types

2033 Gateway Place, San Jose, CA 95126
WebsiteLicense: 0D47524 Rating

Review Sources

4.0 (7)

Why choose this provider?

Gleason Insurance Services is a local insurance company that offers renters' insurance products to families and individuals in Santa Clara and other areas in Southern California. Its team of professional agents can give home renters face-to-face consultations. CEO Nathan Gleason has been in the insurance industry for more than 9 years and can speak both English and Tagalog. Gleason is also affiliated with the San Ramon Chamber of Commerce and the Silicon Valley Chamber of Commerce.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
GS Insurance Solutions
4677 Old Ironsides Drive, Santa Clara, CA 95054
Ana Orozco
2066 Clarmar Way, San Jose, CA 95128
Gleason Insurance Services
2033 Gateway Place, San Jose, CA 95126


  • Are natural disasters like floods and earthquakes covered by renters' insurance policies in Santa Clara?

    No, standard renters' insurance policies do not cover personal property damage resulting from floods or earthquakes in Santa Clara. Given the area's vulnerability to various natural events like fires, storms, and floods, it's essential for tenants to consult their insurance agents to identify suitable policies that cater to these specific types of disasters.

  • Why should Santa Clara residents consider purchasing renters' insurance?

    Santa Clara tenants should consider renters' insurance because rental units, especially apartments, are often more susceptible to claims for fires, theft, and water damage. These incidents are more common in shared buildings, posing a risk to personal belongings. Since these items can be expensive, protecting them is prudent, and renters' insurance is usually quite economical.

  • How can Santa Clara residents ensure their renters' insurance is adequate for their needs?

    Santa Clara renters should estimate the total value of their possessions to ensure their renters' insurance coverage is adequate. Creating a detailed home inventory that includes furniture, clothing, electronics, and other personal items helps determine the necessary coverage. An updated inventory also streamlines the claim process in the event of theft, fire, or other disasters.

  • Does renters' insurance in Santa Clara cover personal belongings stolen from locations outside the home?

    Renters' insurance policies in Santa Clara typically include off-premises coverage, which offers protection against the same calamities mentioned in the policy, including outside theft. Items stolen from a car, for instance, would be covered. Off-premises theft coverage, however, may only cover 10% of the entire amount of personal property insurance. Renters who frequently travel or require additional coverage should look for policies that meet their specific needs.

  • What claim handling protocols must Santa Clara insurers follow for renters' insurance?

    Santa Clara insurers must follow the California Fair Claims Settlement Practices Act, which requires them to reply to correspondence regarding renters' insurance claims within 15 days and settle those claims, either by paying the claim or rejecting it, within 40 days. They must submit a letter outlining the additional information and time required if a decision cannot be made within this timeframe.

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