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2024

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Best Renter's Insurance Companies in San Marcos, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Marcos Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

27Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1635 S Rancho Santa Fe Rd, Suite 206, San Marcos, CA 92078
WebsiteLicense: 0L48973

Expertise.com Rating

Review Sources

Yelp
5.0 (43)
Google
5.0 (25)
Facebook
4.5 (8)

Why choose this provider?

Vladan Trifunovic provides renters' insurance services to San Marcos and the surrounding areas. He concentrates on assisting individuals in getting insurance products covering their personal belongings or assets inside their apartments. He also allows clients to add identity restoration, earthquake damage, incidental business liability, and personal liability to their renters' insurance policies. Trifunovic and his team bring over five decades of combined experience in the insurance industry. He has been a state farm agent since 2010.

  • Multiple Policy Types

126 Leucadia Blvd, Encinitas, CA 92024
WebsiteLicense: 0G00855

Expertise.com Rating

Review Sources

Google
4.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Coastal One Insurance Services LLC offers risk management solutions in the San Marcos metro. It helps families and individuals living in rental properties obtain renters' insurance policies to protect them from financial losses caused by unexpected events like natural disasters and theft. The independent company also provides other personal lines of insurance, including auto, boat, motorcycle, and RV insurance. Its team creates customized coverages suited to clients' needs. Coastal One Insurance Services represents various carriers, such as Foremost and Progressive.

  • Multiple Carriers
  • Home and Auto Insurance

11440 West Bernardo Court Suite 300, San Diego, CA 92127
WebsiteLicense: 0H20873

Expertise.com Rating

Review Sources

Google
4.2 (19)
Facebook
5.0 (16)
Yelp
5.0 (2)

Why choose this provider?

San Diego General Insurance Agency has been serving families in San Marcos and the surrounding areas for over 29 years. It helps individuals in obtaining property coverages, such as homeowners' and renters' insurance, as well as condominiums and mobile homes security plans. The agency also offers protection for various types of vehicles, such as automobiles, motorcycles, and watercraft. Covered California health insurance is among the options that the company offers. San Diego General Insurance Agency assists in updating existing vehicle and property policies.

  • Multiple Carriers

1605 W Mission Rd Ste A, San Marcos, CA 92069
WebsiteLicense: 0F25330

Expertise.com Rating

Review Sources

Google
4.5 (10)
Facebook
5.0 (3)
Yelp
4.5 (3)

Why choose this provider?

Kashif Ahmed, a Farmers Insurance agent, serves residents and businesses in the San Marcos metro. He offers insurance for renters along with other risk management solutions. Renters' insurance can cover the loss of personal possessions in cases of fire. Other insurance products from Ahmed include coverage for homeowners and condominiums. He also provides life and health insurance and coverage for businesses, automobiles, and recreational vehicles. Ahmed has been with Farmers Insurance for 12 years, and he can communicate in Spanish, Hindi, and Urdu.

  • Multiple Policy Types

547 McMahr Rd, San Marcos, CA 92078
WebsiteLicense: 0C62874

Expertise.com Rating

Review Sources

Google
4.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Piceno Insurance Agency assists consumers in shopping for health care protection plans in San Marcos and throughout California. It informs individuals about the included features of various coverages like exclusive provider organization, health maintenance organization, point of service, and the preferred provider organization. This independent agency also provides life, vehicle, property, and business indemnity products from multiple carriers like American General Life & Accidents Ins. Co., American Modern, California Fair Plan, First American Specialty, GMAC, and Kemper.

  • Multiple Policy Types
  • Home and Auto Insurance

809 West San Marcos Blvd, San Marcos, CA 92078
WebsiteLicense: 0L54404

Expertise.com Rating

Why choose this provider?

Schaub Insurance Agency is a woman-owned independent agency serving families and businesses in San Marcos. It offers renters' insurance policies that cover outside of the home and all the personal articles inside it from natural disasters and break-ins. In addition, the agency protects vehicles, homes, and a wide range of business liabilities. Schaub Insurance Agency is a member of the San Marcos Rotary and the American Business Women's Association. Its owner, JoAnn Schaub, has been in the industry since 2003.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

1224 San Elijo Rd N, San Marcos, CA 92078
WebsiteLicense: 0G17864

Expertise.com Rating

Review Sources

Facebook
4.8 (8)
Yelp
4.5 (6)
Google
5.0 (4)

Why choose this provider?

Lanni Insurance has been servicing residents and businesses in San Marcos since 2008. It provides home insurance such as renters', brush home, and umbrella policies. In addition, the company offers auto, business, health, and life insurance. Owner David Lanni grew up in San Diego, where he witnessed his family members fleeing wildfires and rebuilding their houses. The experience taught him the importance of having proper home coverage and developed a passion for assisting clients like them.

5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123
WebsiteLicense: 0D73123

Expertise.com Rating

Review Sources

Google
5.0 (365)
Facebook
4.9 (36)

Why choose this provider?

Fusco Orsini & Associates is a local, independent insurance agency that helps individuals and businesses in San Marcos and neighboring areas navigate through a broad range of insurance options. Among its numerous personal insurance products is renters' insurance. This type of insurance protects renters' personal properties like furniture, clothing, sports gear, and electronics against loss or damage. Valeri Orsini, one of the agency's lead agents, holds a CRIS license to specialize in construction risk insurance.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Vladan Trifunovic
1635 S Rancho Santa Fe Rd, Suite 206, San Marcos, CA 92078
Coastal One Insurance Services LLC
126 Leucadia Blvd, Encinitas, CA 92024
San Diego General Insurance Agency
11440 West Bernardo Court Suite 300, San Diego, CA 92127
Kashif Ahmed
1605 W Mission Rd Ste A, San Marcos, CA 92069
Piceno Insurance Agency
547 McMahr Rd, San Marcos, CA 92078
Schaub Insurance Agency
809 West San Marcos Blvd, San Marcos, CA 92078
Lanni Insurance
1224 San Elijo Rd N, San Marcos, CA 92078
Fusco Orsini & Associates
5095 Murphy Canyon Rd Suite 200, San Diego, CA 92123

FAQs

  • How much renters' insurance should you purchase in San Marcos?

    The amount of renters' insurance you must purchase in San Marcos depends on what kind and how much personal belongings you have. You can determine the value of your items by creating a home inventory. List all your appliances, kitchen utensils, electronics, clothing, and furniture, along with their estimated value.

  • What disasters are not covered by renters' insurance in San Marcos?

    Renters' insurance in San Marcos does not provide coverage for any damage resulting from earthquakes and floods. Families and individuals leasing a property can purchase a separate policy or add earthquake insurance to their renters' policy. Moreover, they can acquire flood insurance from the National Flood Insurance Program. Tenants can inquire about the federal government's program by calling 888-379-9531.

  • If you have no claims history in San Marcos, can you have a renters' insurance discount?

    Yes, you are eligible for a renters' insurance discount if you have no claims history in San Marcos. Some insurance companies in California offer this type of discount. Also, you can obtain discounts if you bundle your renters' insurance with your auto insurance policy or install burglar and fire alarms in your home.

  • Does renters' insurance in San Marcos cover a stolen car?

    No, if you are renting an apartment in San Marcos and your car is stolen from your garage, your renters' insurance will not cover your vehicle. However, your personal belongings like laptops, cellphones, and cameras might be covered by your personal possession coverage under the renters' insurance. This coverage will cover the replacement costs of your lost valuables.

  • Is renters' insurance mandatory in San Marcos?

    It depends on the situation. Some landlords in San Marcos may require individuals and families to provide proof of renters' insurance before moving into the apartment. However, California does not require tenants to purchase this type of insurance. Although not legally required, tenants are advised to have one to protect them in case of accident, burglary, or fire.

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