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2024

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Best Renter's Insurance Companies in San Jose, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Jose Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

352Reviewed

214Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2635 Cunningham Avenue, San Jose, CA 95148

Expertise.com Rating

Review Sources

Google
4.0 (25)
Facebook
5.0 (21)
Yelp
5.0 (2)

Why choose this provider?

Located and operating in San Jose, Destiny Rose Insurance Services offers renters' insurance, which covers its clients' personal property and possessions in the case of a covered accident. It also insures other property insurances such as condominiums, homeowners, and rental property insurances. It extends its expertise in the field of auto and vehicle insurance and caters to commercial businesses as well. Destiny Rose, the company's principal agent and CEO, has been practicing and insuring customers for more than 10 years.

  • Multiple Policy Types

980 El Camino Real, Santa Clara, CA 95050
WebsiteLicense: 0L86736

Expertise.com Rating

Review Sources

Google
4.0 (65)
Yelp
4.0 (31)
Facebook
5.0 (16)

Why choose this provider?

Alexandra Anderson is a State Farm agent who serves individuals and businesses in San Jose and surrounding communities. She has been serving the community since 2004, offering renters' insurance that provides coverages for personal property and liability. Alexandra also offers life, health, home, auto, and business insurance, in addition to annuities and banking services. She has been pursuing further education to build her credentials and provide better services. Moreover, Alexandra is a consistent qualifier for the Ambassador and Honor Club award.

  • Multiple Policy Types

1590 The Alameda #110, San Jose, CA 95126
WebsiteLicense: 0761333

Expertise.com Rating

Review Sources

Yelp
4.5 (6)
Google
5.0 (1)

Why choose this provider?

Guarino Insurance Agency serves clients in and around San Jose. It offers renters' insurance, covering personal liability, belongings, and living expenses. It provides additional policy extensions for valuables and jewelry. Its life insurance plans are available for families and newlyweds. The independent firm also offers insurance for homeowners, condo unit owners, auto, business, and floods. Mike Guarino founded the insurance agency in 1988 and rebranded it in 2002 after his wife, Beth Weber-Guarino, joined the company.

  • Multiple Carriers

1465 Park Avenue, San Jose, CA 95126
WebsiteLicense: 0I36162

Expertise.com Rating

Review Sources

Yelp
5.0 (189)
Google
5.0 (99)
Facebook
4.8 (25)

Why choose this provider?

Angela Frangieh is a State Farm insurance agent who assists individuals in San Jose, with financial strategies. She is joined by a team of professionals who are fluent in Arabic, Armenian, Assyrian, Farsi, and Spanish. They help clients throughout the process of securing renters' insurance. They also provide other insurance products, such as property and home insurance. Additionally, Frangieh serves Arizona, Idaho, Nevada, and Oregon. Her agency is a recipient of the State Farm Lifetime President’s Club award.

  • Multiple Policy Types

841 Blossom Hill Road, San Jose, CA 95123
WebsiteLicense: 0C28536

Expertise.com Rating

Review Sources

Google
4.0 (41)
Yelp
4.0 (27)
Facebook
5.0 (9)

Why choose this provider?

Steve Sosnowski is a State Farm insurance agent that has been servicing San Jose since 1999. Before being an agent, he started working in claims in 1987. He now provides renters' insurance plans for the protection of tenants' personal belongings such as computers, clothing, TVs, bicycles, and furniture. Identity theft coverage is also available as additional protection under renters' insurance. Sosnowski also specializes in health, pet, and life insurance. Services are available in English and Spanish.

  • Multiple Policy Types

3150 Almaden Expressway, San Jose, CA 95118
WebsiteLicense: 0D79626

Expertise.com Rating

Review Sources

Yelp
4.0 (25)
Google
4.0 (7)

Why choose this provider?

Walton & Associates Insurance Services is an independently owned and locally operated insurance agency that serves clients in San Jose. It offers renters' insurance from several providers, such as CNA, Hagerty, and The Hartford, that provides coverage for policyholders' personal belongings and liabilities in case of loss events and potential risks. The agency also covers other insurance products for boats, recreational vehicles, and cars. It has more than 50 years of experience in the insurance industry.

  • Multiple Carriers
  • Multiple Policy Types

4030 Moorpark Avenue, San Jose, CA 95117
WebsiteLicense: 0M51380

Expertise.com Rating

Review Sources

Yelp
5.0 (39)
Google
4.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Tina Choi is an insurance professional affiliated with State Farm. She caters to individuals and businesses in San Jose and the surrounding areas. Her line of products includes renters' insurance policies, which cover clients' personal properties like clothing, electronics, and furniture. In addition, she offers auto, health, homeowners', life, and personal articles insurance policies. She also helps customers achieve their financial goals by providing banking products, such as credit cards, retirement CDs, and savings accounts. Choi can also speak Korean.

  • Multiple Carriers

2774 Aborn Road, San Jose, CA 95121
WebsiteLicense: 0H11256

Expertise.com Rating

Review Sources

Yelp
4.5 (20)
Google
4.0 (17)
Facebook
5.0 (1)

Why choose this provider?

Satwant Singh Insurance Service specializes in different types of insurance products. These include renters', auto, life, business, home, and workers' compensation insurance services. The company was founded in 2010 by Satwant Singh, who handles insurance products from Allied Insurance, AmTrust North America, The Hartford, and Mapfre. Singh and his team are fluent in English, Hindi, Punjabi, and Telugu languages to assists Indian clients in San Jose who are having a hard time speaking English. In addition, the company provides custom insurance products to suit the clients' needs.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Destiny Rose Insurance Services
2635 Cunningham Avenue, San Jose, CA 95148
Alexandra Anderson
980 El Camino Real, Santa Clara, CA 95050
Guarino Insurance Agency
1590 The Alameda #110, San Jose, CA 95126
Angela Frangieh
1465 Park Avenue, San Jose, CA 95126
Steve Sosnowski
841 Blossom Hill Road, San Jose, CA 95123
Walton & Associates Insurance Services
3150 Almaden Expressway, San Jose, CA 95118
Tina Choi
4030 Moorpark Avenue, San Jose, CA 95117
Satwant Singh Insurance Services
2774 Aborn Road, San Jose, CA 95121

FAQs

  • Why is it beneficial to acquire renters' insurance in San Jose?

    It is beneficial to acquire renters' insurance in San Jose because the landlord's provided insurance plan is not enough. It only covers the building a person lives in, not their personal belongings. Renters' insurance also covers the policyholder's temporary housing and their medical expenses in case someone gets hurt within their apartment.

  • What factors affect the cost of renters' insurance in San Jose?

    The cost of renters' insurance in San Jose depends on what type of deductible and coverage an individual chooses. It also varies on the value of possessions inside the home, as well as the condition, size, and age of the building. In addition, renters' insurance rates depend on the neighborhood, state, and city.

  • Does renters' insurance in San Jose cover a stolen bike?

    Yes, renters' insurance in San Jose covers a stolen bike. However, the amount that can be reimbursed depends on the type of policy. An actual cash value policy can reimburse the policyholder for the amount of the bike at the time of theft. Whereas, if they have a replacement-cost policy, the plan can cover the cost of a new bike with the same quality.

  • Do college students in San Jose need renters' insurance?

    It depends on the situation. If college students rent an apartment in San Jose and their landlord requires them to have renters' insurance, they need to have one. Students can purchase this type of insurance from various independent insurance companies in California. They can find affordable basic coverage for themselves and their personal belongings.

  • How can policyholders reduce their renters' insurance costs in San Jose?

    Policyholders can reduce their renters' insurance costs in San Jose by investing in protective devices, such as burglar and fire alarms. Through these installed devices, the risk of theft may be decreased. In addition, they can adjust their personal property coverage or increase their deductible to lower their renters' insurance premiums.

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