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2024

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Best Renter's Insurance Companies in Roseville, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Roseville Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

31Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13 Sierra Gate Plaza, Roseville, CA 95678
WebsiteLicense: 0M68957

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Foothill Valley Insurance is an insurance firm in Roseville that offers personal insurance lines. The independent agency is tied up with established insurance providers, such as Progressive and Berkshire Hathaway. It provides renters' insurance products that provide policyholders with financial protection for their personal properties during losses, damages, and disasters. It also covers injuries and accidents experienced by guests or other people inside the rented property. Foothill Valley Insurance operates in the entire north-central California area.

  • Multiple Policy Types

9815 Antelope Road, Roseville, CA 95747
WebsiteLicense: 0H08143

Expertise.com Rating

Review Sources

Google
4.0 (29)
Yelp
4.0 (11)

Why choose this provider?

Alex Rue Insurance Agency provides different insurance packages to clients in Roseville and surrounding communities. Its team writes renters' insurance policies, covering the tenants' personal belongings in case of a fire, theft, or vandalism. Its insurance agents also furnish health, life, auto, motorcycle, boat, and RV insurance. The firm's president, Alex Rue, lives in Roseville with his family and their golden retriever, Cali. His company has been serving the public since its foundation in 2010.

  • Multiple Policy Types

5170 Golden Foothill Parkway, El Dorado Hills, CA 95762
WebsiteLicense: 0H64864

Expertise.com Rating

Review Sources

Yelp
5.0 (12)
Google
4.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Gaines Insurance Agency is an independent service provider that serves Roseville and other areas. Its services include renters', home, condo, and umbrella insurance. The full-service agency also works on life, health, auto, and fire insurance matters. It also handles business insurance options such as liabilities, contractor surety bonds, construction, and workers' compensation. As a family-operated agency, Gaines Insurance has been assisting clients with its expertise backed by over 50 years of combined experience in the industry.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Foothill Valley Insurance Agency
13 Sierra Gate Plaza, Roseville, CA 95678
Alex Rue Insurance Agency
9815 Antelope Road, Roseville, CA 95747
Gaines Insurance
5170 Golden Foothill Parkway, El Dorado Hills, CA 95762

FAQs

  • How can renter's insurance be beneficial for someone in Roseville?

    Renter's insurance in Roseville can provide financial benefits for unexpected events. For example, if a water leak short-circuits appliances or a pot in the stove goes up in flames, the insurance can pay for the damage. Another benefit is liability coverage, which pays for the medical expenses and the cost of being sued by someone who has had an accident in the insured's rental home.

  • If you get mugged in Roseville, can renter's insurance pay for the stolen cash?

    Yes. If you get mugged in Roseville, your renter's insurance can pay for stolen cash up to a certain limit, usually within just a few hundred dollars. You can check your policy and look for sub-limits. Valuable items such as firearms, jewelry, and cash usually have sub-limits. For example, a policy with a coverage limit of $35,000 for personal property will have a limit of $250 for cash.

  • Does renter's insurance in Roseville cover earthquakes?

    Not really. Renter's insurance does not generally cover earthquakes. The landlord's property does not also cover the renter's personal belongings. Because of this, renters in Roseville can try getting a standalone earthquake insurance policy from the California Earthquake Authority. They can buy the standalone insurance anytime and do not need to wait for the renewal of their renter's insurance policy.

  • What are not covered by renter's insurance in Roseville?

    Renter's insurance in Roseville does not provide coverage for mudslides, earthquakes, and floods. It does not consider the renter's car a type of personal belongings. Therefore, a car is not included in the coverage. The insurance does not also cover a roommate's property. Damage from pests such as rodents, bed bugs, and termites will not be covered by the renter's insurance.

  • Before you can obtain renter's insurance in Roseville, are you required to show proof of the cost of your personal belongings?

    Most insurance companies in Roseville will not require you to show proof of the cost of your personal belongings as a requirement to get renter's insurance. However, it may be required when adding extra coverage to the policy for your valuable belongings. In this case, you will be required to submit a purchase receipt or an appraisal report.

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