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Best Renter's Insurance Companies in Napa, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Napa Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

24Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3367 Old California Way, Napa, CA 94558
WebsiteLicense: 0752477

Expertise.com Rating

Review Sources

Google
4.2 (21)
Facebook
5.0 (8)
Yelp
3.4 (5)

Why choose this provider?

Michael Scully is an Allstate insurance agent serving the needs of individuals and families residing in Napa and the surrounding areas. He and his team provide renters' insurance plans that protect clients' personal belongings, whether inside or outside the rental properties, from various hazards, including fire, theft, and vandalism. Their other products are home, auto, condo, motorcycle, business, and boat insurance policies. Scully is a former president of ParentsCAN, an organization that helps families with special needs children.

  • Home and Auto Insurance

3419 Broadway Street Suite H10, American Cyn, CA 94503
WebsiteLicense: 0L75369

Expertise.com Rating

Review Sources

Google
4.9 (58)
Yelp
4.3 (18)

Why choose this provider?

Located in American Canyon, BIll Warring is an insurance agent that works for State Farm and caters to clients in Napa. He offers renters' insurance policies to incoming, first-time, and longtime tenants. Bill explains different coverage options, from property damage repairs to reimbursement for theft. He can also process applications online and provide clients with an insurance ID card. Outside the office, Bill is part of the American Canyon Chamber of Commerce and the Solano County Board of Realtors.

  • Home and Auto Insurance

1370 Trancas St, Ste 401, Napa, CA 94558
WebsiteLicense: 0B56437

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (12)

Why choose this provider?

Sackrison Insurance Agency offers a renters' protection policy in Napa. It educates its clients about the coverage that renters' insurance offers and helps them understand that their families and properties are not included in their landlord's insurance. Through its agents' guidance, consumers may choose options like full coverages and liability add-ons. The agency also offers life, long-term care, and umbrella insurance plans. Owner Bruce Sackrison is associated with the National Association of Insurance and Financial Advisors, the Hispanic Network, and the Boy Scouts.

  • Multiple Policy Types

2017 Redwood Rd, Napa, CA 94558
WebsiteLicense: 0D58556

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (4)
Yelp
4.0 (4)

Why choose this provider?

Wine Valley Insurance Services, Inc., has been providing customized coverages since 2001. Serving the Napa metro, the locally owned and operated company carries an array of insurance products, including renters' insurance plans. It helps tenants obtain actual cash value and replacement cost insurance policies to protect them from financial losses caused by unforeseen events like fire, flood, and burglary. The independent company also processes life, health, and umbrella insurance. Its president, Brooke Roche, has been in the industry since 1999.

  • Multiple Policy Types

1163 Trancas Street, Napa, CA 94558
WebsiteLicense: 0I13809

Expertise.com Rating

Review Sources

Facebook
4.9 (22)
Yelp
4.6 (9)
Google
4.2 (6)

Why choose this provider?

Compass of California Insurance Services is an agency that serves the Napa area. It offers renters' insurance to help secure tenants and their personal properties from various risks. Its other products are auto, earthquake, farm, flood, health, and life insurance plans. Prior to founding the firm in 2001, owner Kevin Miller started his career in the industry as an agent with a focus on life and health insurance. His agency also crafts policies for vineyards and wineries.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

2160 Jefferson Street, Suite 105A, Napa, CA 94559
WebsiteLicense: 0754948

Expertise.com Rating

Why choose this provider?

John Cardinale helps individuals in Napa find suitable renters' insurance products to protect their personal belongings. These belongings include jewelry, gift cards, collection coins, and firearms. He also allows them to include other coverage for their rental insurance policies, including identity restoration, incidental business liability, and earthquake damages. Cardinale and his team have over five decades of combined experience in the insurance industry. His vision to make a difference in the community and his background in finance inspired him to become an insurance agent.

  • Multiple Policy Types
  • Home and Auto Insurance

4775 Mangels Blvd., Fairfield, CA 94534
WebsiteLicense: 0B52741

Expertise.com Rating

Why choose this provider?

Gigi Horton is an insurance agent that has been with State Farm since 1991. Serving Napa and surrounding communities, she provides renters' insurance plans for the protection of tenants' personal belongings such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. In addition to assisting small businesses through commercial lines of insurance, Horton offers health, life, and business insurance. Her team's services are available in English, Spanish, and Filipino.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Michael Scully
3367 Old California Way, Napa, CA 94558
Bill Warring
3419 Broadway Street Suite H10, American Cyn, CA 94503
Sackrison Insurance Agency
1370 Trancas St, Ste 401, Napa, CA 94558
Wine Valley Insurance Services, Inc.
2017 Redwood Rd, Napa, CA 94558
Compass of California Insurance Services
1163 Trancas Street, Napa, CA 94558
John Cardinale
2160 Jefferson Street, Suite 105A, Napa, CA 94559
Gigi Horton
4775 Mangels Blvd., Fairfield, CA 94534

FAQs

  • How do actual cash value and replacement cost coverage work in Napa?

    In Napa, actual cash value coverage helps the policyholder reimburse the depreciated amount of their damaged personal valuables. Meanwhile, replacement cost coverage pays for the actual cost of the item up to a limit. This means that if they replace their broken laptop, for example, they can reimburse money equivalent to buying a brand new one.

  • How do you shop for renters' insurance in Napa?

    When shopping for renters' insurance in Napa, you need to decide whether you will get replacement cost or actual cash value coverage. You must also determine the value of your personal possessions by making an inventory of your items. If you have high-end valuables, you might need to purchase additional coverage.

  • Can your renters' insurance in Napa cover your stolen cell phone while you are traveling?

    Yes, your renters' insurance in Napa can cover your stolen cell phone while you are traveling. Your personal belongings are covered as if they were stolen inside your home. However, if your car is also stolen, your renters' insurance cannot cover the vehicle. You need to have auto comprehensive insurance coverage.

  • Can you be compensated if you are forced to leave your rental apartment in Napa?

    Yes, you can receive compensation if you are forced to leave your rental apartment in Napa. If your home becomes uninhabitable because of unforeseen events like fire, storm, theft, and vandalism, you need to find a temporary place to stay. The additional living expenses coverage can help you pay for your grocery bills and hotel stays.

  • What factors affect renters' insurance rates in Napa?

    In Napa, tenants living in a place with high crime rates and prone to wind or hurricanes might pay higher renters' insurance rates. The reason for this is that there is a higher chance of spending large money on repair or replacement costs. Moreover, if they have high-value possessions, their insurance premiums will increase.

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