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2024

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Best Renter's Insurance Companies in Murrieta, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murrieta Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

47Reviewed

31Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

25185 Madison Avenue Suite A, Murrieta, CA 92562
WebsiteLicense: 0I35314

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (8)
Yelp
5.0 (8)

Why choose this provider?

Friendly Guy Insurance caters to individuals, families, and businesses in the Murrieta metro. It offers renters' insurance policies, which cover personal properties against events like fire, theft, and vandalism. The firm's line of products also includes auto, commercial, classic car, home, and life insurance plans. Friendly Guy Insurance is partnered with a wide range of insurance companies, such as American National, ARROWHEAD General Insurance Agency, HSB, Mutual of Omaha, and Progressive.

  • Home and Auto Insurance

41593 Winchester Rd, Ste. 200, Temecula, CA 92590
WebsiteLicense: 0H25584

Expertise.com Rating

Review Sources

Google
5.0 (39)

Why choose this provider?

Since 2011, Vince Herrera has been helping families and businesses in Murrieta safeguard their assets. The renters' insurance policy offered by the agent provides protection to policyholders' personal belongings within the rented properties. He also carries life, home, auto, and commercial insurance. Herrera is an agent of Summit Partners Insurance Services. He and his team were recognized for Life & New Customer growth and topped 95% of agents in commercial insurance. The professional has 25 years of experience working for small businesses and Fortune 500 firms.

  • Home and Auto Insurance

29930 Hunter Rd. Ste 106, Murrieta, CA 92563
WebsiteLicense: 0H64854

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (20)
Yelp
5.0 (2)

Why choose this provider?

Rancho Cal Insurance Services is a family-owned independent insurance agency that serves Murrieta. It offers tenants renters' insurance products so that their personal properties are financially covered when stolen, lost, or damaged in fires. Its team of insurance professionals assists clients in choosing from options such as liability coverage and loss of dwelling additional benefits. The agency has been in the insurance business for more than 25 years. It is a member of the Murrieta/Wildomar Chamber of Commerce.

  • Home and Auto Insurance

28360 Old Town Front St #340, Temecula, CA 92590
WebsiteLicense: 0M83046

Expertise.com Rating

Review Sources

Google
5.0 (36)
Yelp
5.0 (16)

Why choose this provider?

ECHO Financial & Insurance Services is an independent agency that offers its products to individuals, families, and businesses in the Murrieta metro. It offers a broad range of products, including renters' insurance, as well as policies for life and businesses. The agency is affiliated with more than 20 insurance providers, including the Great American Insurance Group, Foremost Insurance, and Next Insurance. It is also licensed to operate in the states of Arizona and Texas.

  • Multiple Policy Types

41880 Kalmia Street, Suite 125, Murrieta, CA 92562
WebsiteLicense: 6000083

Expertise.com Rating

Review Sources

Google
5.0 (202)
Yelp
4.0 (8)

Why choose this provider?

Ben Goode is a State Farm insurance agent who assists clients in Murrieta that are looking for renter's insurance. Goode provides renters with coverage for properties that were damaged, vandalized, or stolen while renting a house or an apartment. Since landlords only have insurance for the apartment, renter's insurance helps customers lessen the cost of damaged properties, covering them even in times of injury. Ben Goode has owned a small business since 1997 and offers auto, home, and pet insurance.

  • Multiple Policy Types

41856 Ivy Street #108, Murrieta, CA 92562
WebsiteLicense: 0H94716

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (7)

Why choose this provider?

Diamond Valley Insurance Services is an independent agency that serves clients in Murrieta. It offers renters' insurance that protects the personal belongings of policyholders from risks posed by catastrophic events. The agency works with multiple insurance companies in offering insurance products for automobiles, homes, and businesses. Its staff has more than 75 years of combined experience. Founder Timothy C. Baker established the agency to provide services based on the needs and goals of clients. The agency supports local charities, including the Sgt. Clint Ruiz Foundation.

  • Multiple Policy Types

39540 Murrieta Hot Springs Rd, Suite 229, Murrieta, CA 92563
WebsiteLicense: 0D62171

Expertise.com Rating

Review Sources

Google
5.0 (83)
Facebook
5.0 (24)
Yelp
4.0 (5)

Why choose this provider?

Serving Murrieta and its neighboring communities, Scott Koth is a State Farm insurance agent that offers personal and commercial insurance products. These products include renters' insurance with additional coverage for inflation and loss of use, general liability and workers' compensation coverage, and policies for high-cost items like jewelry and art. Scott and his staff also offer financial services like banking and assistance with mutual funds. Scott has over 15 years of industry experience and is bilingual, being fluent in English and Spanish.

  • Multiple Policy Types

24710 Washington Avenue Suite 9, Murrieta, CA 92562
WebsiteLicense: 0I48797

Expertise.com Rating

Review Sources

Facebook
4.9 (36)
Google
5.0 (35)
Yelp
4.6 (12)

Why choose this provider?

Lizarraga Insurance Agency, Inc., serves clients in Murrieta. It offers renters' insurance that covers the personal belongings of policyholders in case of loss events, such as fires, vandalism, and theft. The independent agency represents several insurance companies, including Aegis, AIG, and American Modern. It also provides insurance products for automobiles, homes, and businesses. Lizarraga Insurance formulates policies that are based on the careers, life paths, and objectives of clients. Chris Lizarraga established the agency in 2008.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Friendly Guy Insurance
25185 Madison Avenue Suite A, Murrieta, CA 92562
Vince Herrera
41593 Winchester Rd, Ste. 200, Temecula, CA 92590
Rancho Cal Insurance Services
29930 Hunter Rd. Ste 106, Murrieta, CA 92563
ECHO Financial & Insurance Services
28360 Old Town Front St #340, Temecula, CA 92590
Ben Goode
41880 Kalmia Street, Suite 125, Murrieta, CA 92562
Diamond Valley Insurance Services
41856 Ivy Street #108, Murrieta, CA 92562
Scott Koth
39540 Murrieta Hot Springs Rd, Suite 229, Murrieta, CA 92563
Lizarraga Insurance Agency Inc
24710 Washington Avenue Suite 9, Murrieta, CA 92562

FAQs

  • If your rental unit in Murrieta has recently been vandalized, how soon must you file a claim?

    It depends. In most cases, you have to file a claim within 24 to 72 hours after the vandalism incident. To speed up the processing of your claim, you can call your insurance company or file a claim through their app. You should back your claim with a police report. You can get it from the Murrieta Police Department Records Bureau at 2 Town Square Murrieta, CA 92562. The records bureau usually allows around 10 days to process requests. For more information, call the bureau at (951) 304-2677.

  • Is there a way to lower renters' insurance premiums in Murrieta?

    Yes. You can buy several insurance policies from the same carrier to obtain discounts. Another way to lower renters' insurance premiums would be to opt for a higher deductible or lower your coverage limit. Just be careful that you are not underinsured. Also, you can have a standard fire alarm or burglar alarm system installed in your rented apartment in Murrieta. You are less likely to file a claim for burglary and theft, lowering your monthly premiums as a result.

  • Can roommates share renters' insurance in Murrieta?

    Yes, but it is not recommended. Some insurance companies in Murrieta allow you to share renters' insurance, but you may end up getting short on coverage. This is so that the individuals named in the policy will split the allotted limit. For example, if there is a fire in your rented unit, you and your roommate will split the insurance payout.

  • If your pet bites someone in Murrieta, can renters' insurance pay for the medical costs?

    Yes, renters' insurance covers the expenses incurred when your pet bites someone other than you or the people in your household in Murrieta. The coverage is under bodily injury liability and is subject to certain limits. Depending on the insurance company, certain dog breeds may also not be covered. Check your insurance policy for any limitations.

  • In Murrieta, what is the usual policy period for renters' insurance?

    For renters' insurance, the policy period is usually one year, starting from the day the policy takes effect until it ends. You can cancel your insurance policy in Murrieta at any time. If you have already paid all your premiums for a year, you are entitled to a refund. However, some companies may charge a small cancellation fee.

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