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2024

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Best Renter's Insurance Companies in Moreno Valley, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Moreno Valley Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

83Reviewed

53Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

973 Calimesa Blvd., Calimesa, CA 92320
WebsiteLicense: 0C35506

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

Calimesa Insurance Services is a locally owned and operated business established in 2010. It caters to Moreno Valley and surrounding areas for residents seeking personal insurance protection plans. The independent agency furnishes renters' insurance policies to protect individuals and families from financial losses caused by theft, fire, and vandalism. Its team processes replacement cost or actual value cash coverage. It also offers life, auto, motorcycle, RV, boat, and umbrella insurance. They shop with various insurance providers to find you the best rate. Owner Amy Garcia has been in the insurance services industry for over three decades. Her emphasis is on the quality of service.

  • Multiple Policy Types

5053 La Mart Drive, Riverside, CA 92507
WebsiteLicense: 0C53292

Expertise.com Rating

Review Sources

Google
4.0 (37)
Yelp
4.0 (14)
Facebook
4.0 (11)

Why choose this provider?

Josh Terraneau, a Riverside County resident since 2003, is a State Farm insurance agent who provides insurance options to local individuals and businesses in Moreno Valley. He carries home and property insurance options for renters and rental properties, manufactured homes, farms and ranches, and personal articles. Additionally, he provides small business insurance policies, including workers' compensation, contractors' policies, BOP, and liability umbrella. Josh has served the Inland Empire as a State Farm agent since 2008.

  • Multiple Policy Types

909 Crossley Rd., Palm Springs, CA 92264
WebsiteLicense: 0H30177

Expertise.com Rating

Review Sources

Yelp
5.0 (55)
Google
4.9 (32)
Facebook
5.0 (22)

Why choose this provider?

Canyon Pacific Insurance Services delivers custom solutions for renters in the Moreno Valley area. It helps clients in choosing different renters' insurance products for various needs, including new tenants, downsizing, and between-home renters. Its insurance professionals customize policies, provide assistance with umbrella packages, and guide clients in choosing options like medical payment and liability coverage. The company has been serving the community for over 30 years and is affiliated with the Palm Springs Chamber of Commerce.

  • Multiple Carriers
  • Multiple Policy Types

13800 Heacock Street Suite C112, Moreno Valley, CA 92553
WebsiteLicense: 0E12767

Expertise.com Rating

Review Sources

Google
4.5 (11)
Facebook
5.0 (6)
Yelp
4.5 (6)

Why choose this provider?

Jeremy Garzon is an insurance agent with State Farm who serves individuals and families throughout Moreno Valley and the surrounding areas. He has been with the agency since 2003. He assists clients in obtaining renters' insurance to cover their possessions in the event of malicious damage, accidents, weather impacts, or loss of usage. These include personal belongings such as TVs, gadgets, furniture, and clothing. Jeremy also helps with extra premiums for items or circumstances not covered by the original policy.

  • Multiple Carriers

24905 Sunnymead Blvd. Suite C, Moreno Valley, CA 92553
WebsiteLicense: 0I06643

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (22)
Yelp
5.0 (4)

Why choose this provider?

Prism Insurance Agency serves clients in Moreno Valley and the nearby communities. It offers renters' insurance policies covering clients' possessions and properties against damages due to natural calamities, vandalism, explosions, fire, and plumbing errors. It also helps clients with their temporary living expenses if their apartments become unlivable due to disasters. The company's team also assists clients in applying for a wide range of insurance options, such as business, home, auto, health, life, and flood.

  • Multiple Policy Types

16380 Perris Boulevard, Moreno Valley, CA 92551
WebsiteLicense: 0D32771

Expertise.com Rating

Review Sources

Google
4.0 (29)
Facebook
5.0 (10)
Yelp
4.0 (5)

Why choose this provider?

Angelica Barraza-Penuelas is an insurance agent who works with State Farm and serves clients in the Moreno Valley area. She offers a range of renters, automobiles, homes, and health insurance options that suit the needs and goals of her customers. She also provides risk protection packages for annuities, banks, and mutual funds. Barraza-Penuelas has over 20 years of experience in the industry. She first worked as a jewelry salesperson before opening her own agency in 2012. Her staff members are fluent in English and Spanish.

  • Multiple Policy Types

13373 Perris Blvd Suite E407, Moreno Valley, CA 92553
WebsiteLicense: 0D85457

Expertise.com Rating

Review Sources

Google
4.9 (103)
Yelp
3.0 (2)

Why choose this provider?

Tikal Insurance Services caters to clients in Moreno Valley and the surrounding areas. It offers a wide selection of products, such as renters' insurance. This type of protection plan may be inclusive of fire, theft, and liability coverage. The agency also crafts auto, motorcycle, and life insurance policies, which can be tailored to fit the clients' preferences. Tikal Insurance Services was established in June 2006 and partners with carriers like Foremost, Stillwater, Aegis, and National General.

  • Multiple Carriers

34045 Yucaipa Blvd., Ste 107, Yucaipa, CA 92399
WebsiteLicense: 0D36873

Expertise.com Rating

Review Sources

Google
4.9 (13)
Facebook
4.4 (7)

Why choose this provider?

Gillmore Insurance is a team of independent agents serving individuals, families, and businesses in the Moreno Valley area. They furnish insurance plans for renters looking to protect their personal possessions such as clothing, furniture, and electronics. Clients also have the option to add medical payments coverage, which will help pay for expenses incurred by guests who obtained injuries at the policyholder's home. Gilmore Insurance represents various carriers, including The Hartford, CNA Surety, American Modern, and Liberty Mutual.

  • Multiple Policy Types
  • Multiple Carriers

24124 Sunnymead Boulevard, Moreno Valley, CA 92553
WebsiteLicense: 0D40583

Expertise.com Rating

Review Sources

Google
4.0 (116)
Facebook
5.0 (1)

Why choose this provider?

The Paul Kinan Insurance Group started in the insurance industry in 2001. The company works with individuals, families, and businesses in Moreno Valley and the Southern California area. It assists tenants in securing renters’ insurance to protect their personal belongings and provide coverage for liability claims and injuries. It also offers home, life, health, and umbrella insurance. The company also provides workers’ compensation and group health insurance for commercial clients. The Paul Kinan Insurance Group represents providers such as Aetna, Hagerty, and MexiPass.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Calimesa Insurance Services
973 Calimesa Blvd., Calimesa, CA 92320
Josh Terraneau
5053 La Mart Drive, Riverside, CA 92507
Canyon Pacific Insurance Services
909 Crossley Rd., Palm Springs, CA 92264
Jeremy Garzon
13800 Heacock Street Suite C112, Moreno Valley, CA 92553
Prism Insurance Agency
24905 Sunnymead Blvd. Suite C, Moreno Valley, CA 92553
Angelica Barraza-Penuelas
16380 Perris Boulevard, Moreno Valley, CA 92551
Tikal Insurance Services
13373 Perris Blvd Suite E407, Moreno Valley, CA 92553
Gillmore Insurance
34045 Yucaipa Blvd., Ste 107, Yucaipa, CA 92399
The Paul Kinan Insurance Group
24124 Sunnymead Boulevard, Moreno Valley, CA 92553

FAQs

  • Will you still be able to use renters' insurance if you transition to a home of your own in Moreno Valley?

    Not really. You have to purchase homeowners' insurance if you are transitioning to a home of your own in Moreno Valley. This is because the renters' insurance will not provide adequate coverage and will only cover your personal belongings. Homeowners' insurance will cover the structure of your new home. Most importantly, it will also be required if you are taking out a mortgage for a home or condo.

  • What should you do if you need to file a renters' insurance claim in Moreno Valley?

    Calling your insurance company is a quick way to report a claim in Moreno Valley. Do not throw away damaged items until an insurance adjuster has properly inspected them. Whenever possible, take pictures of damaged items as soon as possible, as some may break down over time. Similarly, try not to clean up or disturb a damaged area unless it poses security threats. If there are damaged items that pose health hazards, inform the adjuster quickly so they can provide advice on what to do in such a case.

  • Can a renter in Moreno Valley buy insurance from the California FAIR Plan?

    Yes. Renters in Moreno Valley unable to secure coverage from traditional insurance carriers are considered high-risk and can obtain one from the California FAIR Plan. Policies from the California FAIR Plan are last-resort options and provide limited coverage compared to private market insurance. For instance, they do not cover losses from theft, windstorms, and electrical accidents, which are usually covered by private market insurance.

  • What exactly is a deductible in a renters' insurance policy in Moreno Valley?

    A deductible in a renters' insurance policy is the amount you need to pay upfront before the coverage can be put in effect. For example, if your deductible is $1,000 and the cost of a claim is $5,000, you have to pay the $1,000 first before the insurance will pay you $5,000. Depending on the insurance company and policy, deductibles can range from $500 to $5,000. Note that the higher the deductible, the lower your monthly insurance premiums in Moreno Valley will be.

  • How can personal liability coverage help a renter in Moreno Valley?

    The personal liability coverage in renters' insurance can pay for costs incurred in the event the insured causes property damage and bodily injuries. As an example, a guest in the insured's home who is rushed to the hospital for food poisoning is covered by the insurance. Similarly, the insured's kid who damages a neighbor's property is also covered in Moreno Valley.

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