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2024

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Best Renter's Insurance Companies in Long Beach, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Long Beach Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

176Reviewed

108Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

444 West Ocean Boulevard, Long Beach, CA 90802
WebsiteLicense: 0M03216

Expertise.com Rating

Review Sources

Yelp
5.0 (14)
Google
4.9 (12)

Why choose this provider?

Founded in 2011, Prince Financial Insurance Services caters to individuals and businesses in Long Beach needing insurance services. These include renters', businesses, homeowners, auto, and life insurance products. Its team of agents specializes in planning college funds, taxes strategies, income protection, and buy-sell agreements. It also assists clients in preserving their wealth, protecting their assets, and optimizing cash flow. It guides them in understanding the risks and the coverage of their insurance policies.

  • Multiple Carriers
  • Multiple Policy Types

9529 Artesia Blvd Ste A, Bellflower, CA 90706
WebsiteLicense: 0J10923

Expertise.com Rating

Review Sources

Google
4.3 (33)
Facebook
4.7 (23)
Yelp
2.5 (5)

Why choose this provider?

Emperor Insurance & Taxes is an agency that started in 2014. It serves clients in the Long Beach area and offers renter's insurance solutions. The business covers small and large apartments, stand-alone homes, and townhomes. Its renter's insurance options include coverage for personal property, liability and medical payments for accidents, and additional living expenses. It offers other insurance options for auto, motorcycle, and homeowners. The employees at Emperor Insurance & Taxes also speak Spanish.

4400 California 1, Long Beach, CA 90804
WebsiteLicense: 0F04167

Expertise.com Rating

Review Sources

Google
4.0 (47)
Yelp
5.0 (26)
Facebook
5.0 (12)

Why choose this provider?

Kelly Williams Insurance Agency, Inc., is an independent agency that has been serving residents and businesses in Long Beach since 1895. It offers renters' insurance coverage that protects the families and personal properties of policyholders from losses caused by unexpected disasters and risks, such as theft. The agency also covers other insurance products for homes, condominiums, watercraft, and recreational vehicles. Kelly Williams serves as company president and leads a team of agents composed of Kathy McFaden, Kristine Stark, and Tamar Walta.

  • Multiple Policy Types

322 Main Street, Seal Beach, CA 90740
WebsiteLicense: 0C15014

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
5.0 (8)
Yelp
3.5 (3)

Why choose this provider?

Founded in 1971, RTI Insurance Agency is a professional insurance company that serves residential and commercial clients in Long Beach and its surrounding areas. The company offers a wide array of insurance products and services, including home, renters', condominium, and secondary home insurance coverage. Kori DeLeon, the company's owner, has been in the insurance industry for over 30 years. She was recognized in 2019 as Business Person of the Year and currently serves as president of the Seal Beach Chamber of Commerce. 

  • Multiple Policy Types

2904 Westminster Boulevard, Seal Beach, CA 90740
WebsiteLicense: 0K57629

Expertise.com Rating

Review Sources

Google
5.0 (31)

Why choose this provider?

Keegan Ferraro is an insurance agent and Orange County resident who comes from a family of State Farm professionals. With a focus on customer service, he educates his clients in Long Beach on different coverage options and assists them in obtaining renters' insurance. His other personal insurance products include property, auto, and home insurance. Moreover, Ferraro leads a team of specialists that assists clients with various financial services. He also has a bilingual office representative on staff who is fluent in Spanish.

  • Multiple Carriers
  • Multiple Policy Types

300 E. 4th St. Unit 106 Longbeach, Longbeach, CA 90802
WebsiteLicense: 0L24781

Expertise.com Rating

Review Sources

Google
4.8 (282)
Facebook
4.9 (111)
Yelp
4.5 (15)

Why choose this provider?

Only Way Insurance caters to the needs of renters in Long Beach and its neighboring communities. It provides property and home insurance to protect homeowners and renters, as well as their possessions. It offers comprehensive coverages to guard against fires, storm damage, and theft. The company provides insurance to apartments, mobile homes, condos, and properties owned by businesses. It also offers auto insurance. Only Way Insurance has been providing policies since 2016.

  • Multiple Policy Types

1066 Bolsa Avenue, Seal Beach, CA 90740
WebsiteLicense: 0E82406

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (5)

Why choose this provider?

Eric Lenahan is an insurance agent with State Farm who caters to individuals and businesses in Long Beach. He offers renters' insurance policies, covering personal belongings such as clothing, bicycles, computers, and furniture. He also provides property, life, home, health, and auto insurance plans. Other services include banking products such as credit cards and savings accounts. Lenahan has over 20 years of business experience. He also served as president of the Seal Beach Chamber of Commerce.

  • Multiple Carriers

2137 Pacific Avenue, Long Beach, CA 90806
WebsiteLicense: 0L55975

Expertise.com Rating

Review Sources

Google
4.0 (16)
Yelp
5.0 (3)

Why choose this provider?

Auto Stop Insurance Services is a renters' insurance products provider in Long Beach and the surrounding communities. Its team assists clients who are moving around the area and need premium renters' insurance policies. They also guide individuals who want to apply for auto, low-cost, and student insurance products. The agency is available to provide prompt assistance for suspended and DMV registration. Auto Stop Insurance Services also carries auto sticker tags for residents in Long Beach.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Prince Financial Insurance Services
444 West Ocean Boulevard, Long Beach, CA 90802
Emperor Insurance & Taxes
9529 Artesia Blvd Ste A, Bellflower, CA 90706
Kelly Williams Insurance Agency, Inc.
4400 California 1, Long Beach, CA 90804
RTI Insurance Agency
322 Main Street, Seal Beach, CA 90740
Keegan Ferraro
2904 Westminster Boulevard, Seal Beach, CA 90740
Only Way Insurance
300 E. 4th St. Unit 106 Longbeach, Longbeach, CA 90802
Eric Lenahan
1066 Bolsa Avenue, Seal Beach, CA 90740
Auto Stop Insurance Services
2137 Pacific Avenue, Long Beach, CA 90806

FAQs

  • Is it necessary to present proof of personal items' ownership before you can acquire a Long Beach renters' insurance policy?

    Getting renters' insurance coverage does not require you to present ownership proof of your possessions. While it is not necessary to present an inventory of all of your personal goods, some renters' insurance carriers do request an appraisal report or proof of purchase if you wish to get additional coverage for your expensive items in Long Beach .

  • Does Long Beach renters' insurance usually cover the actual value of your personal possessions?

    Yes. Since your personal goods depreciate and physically deteriorate, base renters' insurance policies in Long Beach only cover the actual value of your possessions, limiting the insurer's obligation. Certain insurance companies allow you to increase the coverage to replace your personal belongings at replacement cost—that is, the full cost of replacing or repairing damaged property—without taking depreciation into account.

  • If you plan to move, what should you do with your Long Beach renters' insurance policy?

    If you buy renters' insurance in Long Beach and later move to another rental property, you need to find out if your policy is transferable by getting in touch with your insurance company. For certain continuous coverage, notify your insurer of your planned move, along with your new address and effective date. Be advised that your relocation may result in a premium adjustment for your policy.

  • Is your diamond ring covered by Long Beach renters' insurance?

    If a covered risk results in theft or damage to your diamond ring, your Long Beach renters' insurance may cover it, up to the limits specified in your policy. Remember that the ring's present owner must obtain insurance for it. For example, the insurance must be in the buyer's name if the buyer purchases an engagement ring and has it before making a proposal. However, the recipient's policy must cover the ring after it is gifted to them.

  • Does auto damage resulting from auto theft covered by renters' insurance in Long Beach?

    Long Beach renters' insurance does not cover damage to your car. On the other hand, personal items taken from your vehicle can be covered by renters' insurance. For instance, your car insurance may cover the smashed glass and your renters' insurance may cover the stolen laptop in the event of a car break-in.

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