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2024

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Best Renter's Insurance Companies in Indio, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indio Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

23Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

45541 Oasis St., Indio, CA 92201

Expertise.com Rating

Review Sources

Google
5.0 (568)
Facebook
5.0 (50)
Yelp
4.6 (14)

Why choose this provider?

Palm Valley is an independent insurance agency that helps the communities in Indio and its surrounding areas save on their insurance. Founded in 2008 by CEO Jaime Garcia, it has been assisting individuals in finding insurance products from a wide range of carriers. It handles property insurance, including homeowners', renters', condo, and landlord insurance. In addition, the agency aids clients in searching for a renters' policy that protects properties in case of damages and theft. Its other services include support for vehicles, businesses, health, and life insurance.

  • Multiple Carriers

82900 Avenue 42 Suite G110, Indio, CA 92203
WebsiteLicense: 0D06887

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (15)

Why choose this provider?

Guillermo Molina runs a local State Farm office in Indio. With over 19 years of experience in the insurance business, he offers his services to apartment tenants in the local metro. He helps renters protect personal items, including electronics, furniture, and clothing. His agency also accommodates clients searching for better deals in auto and homeowners' insurance plans. Guillermo Molina's background includes insurance loss control and workers' compensation, having trained over 10,000 employees in work safety.

  • Multiple Policy Types
  • Home and Auto Insurance

51-025 Avenida Mendoza, Suite 101, La Quinta, CA 92253
WebsiteLicense: 0601149

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

La Quinta Insurance Services has been serving clients in Indio since 1965. The independent brokerage firm partners with a range of insurance carriers to provide renters' insurance suitable to the needs of customers. In addition, insurance policies for recreational vehicles, classic cars, and boats are available. La Quinta Insurance Services extends its services to businesses that need coverage for workers' compensation, commercial property, and general liability. Its president, Don Barneson, has a degree in Business Finance.

  • Home and Auto Insurance

79710 Highway 111 Ste 100, La Quinta, CA 92253
WebsiteLicense: 0798523

Expertise.com Rating

Review Sources

Google
4.9 (38)

Why choose this provider?

Farmers Insurance agent Robert Stowe offers renters' insurance to the locals of Indio. He also provides other options such as business, auto, home, recreational, and umbrella insurance. Robert assists his customers in finding the right insurance coverage by helping them better understand their options. He has been working with the agency for over 28 years, serving the neighborhoods of Rancho Mirage, Palm Desert, Palm Springs, and La Quinta. One customer attested to the care that Robert provided their insurance needs even if they were away from their home in La Quinta for 18 months.

  • Multiple Policy Types

81-953 Hwy 111 Ste 1, Indio, CA 92201
WebsiteLicense: 0724420

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
5.0 (9)

Why choose this provider?

The Avila Insurance Agency provides insurance coverage for families and individuals residing in Indio. Its policies help protect assets and cover property damage and liability for both homeowners and renters. The firm also offers policies related to commercial business, auto, and Mexican insurance. It has over 50 years of combined experience in the industry and is partnered with companies like MetLife, Safeco, Infinity Auto Insurance, Pacific Specialty, and Dairyland. The firm also extends its services to Mexican nationals in the area.

  • Multiple Carriers

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Palm Valley
45541 Oasis St., Indio, CA 92201
Guillermo Molina
82900 Avenue 42 Suite G110, Indio, CA 92203
La Quinta Insurance Services
51-025 Avenida Mendoza, Suite 101, La Quinta, CA 92253
Robert Stowe
79710 Highway 111 Ste 100, La Quinta, CA 92253
Avila Insurance Agency
81-953 Hwy 111 Ste 1, Indio, CA 92201

FAQs

  • What are the different types of rental properties that Indio-based tenants can purchase insurance for?

    Indio-based tenants may need to purchase insurance for various rental properties, such as studio apartments, condominiums, rooms, townhouses, and single-family homes. Landlords can sometimes require tenants to obtain this type of property insurance. In the event of an accident, tenant insurance policies can provide coverage for additional living expenses, liability claims, and protection for personal possessions.

  • How can tenants get a cheap renters' insurance policy in Indio?

    Renters in Indio can save money on renters' insurance by shopping around and comparing quotes from various providers. They can save money on premiums by raising deductibles or bundling their policies to receive discounts. Insurance agents can also collaborate closely with clients when developing policies that meet their specific coverage requirements.

  • What are the coverage options that Indio-based residents can get in addition to their renters' insurance policies?

    Residents of Indio should obtain additional coverage to supplement their renters' insurance policies. These can include replacement cost add-ons, which protect tenants from financial losses if their belongings are damaged as a result of sewage backups or natural disasters. They can also obtain coverage for personal injury damages, which could result in a costly lawsuit.

  • Do Indio-based insurance companies use credit scores to determine an individual's renters' insurance rate?

    Indio-based carriers do not use credit scores to calculate a renter's insurance rate. The use of a tenant's credit history during the underwriting process is prohibited by the state's insurance regulator. Most carriers use a variety of factors to determine a customized premium rate, such as a policyholder's coverage limits, claims history, and deductibles.

  • Where can policyholders file renters' insurance complaints in Indio?

    Tenants in Indio who are having problems with their renters' insurance should file a formal complaint with the California Department of Insurance. They can fill out a Request For Assistance form with pertinent information such as their name, claim number, and insurance carrier. Policyholders can also reach the government agency by dialing 1-800-927-4357.

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