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2024

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Best Renter's Insurance Companies in Fremont, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fremont Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

91Reviewed

57Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

38069 Martha Avenue, Fremont, CA 94536
WebsiteLicense: 6003617

Expertise.com Rating

Review Sources

Google
5.0 (18)
Yelp
5.0 (6)

Why choose this provider?

Gleetopia Insurance is an independent insurance company that caters to residents of Fremont and its surrounding areas. It is a family-owned establishment that works with national insurance carriers like Travelers, Progressive, and Nationwide. The company offers renters' insurance plans for tenants of residences, condos, and apartments. It provides coverage for property damage caused by weather, accidents, and criminal activity. It also offers additional coverage to protect personal possession like electronics, antiques, and jewelry. The company's other insurance products include life, home, and auto insurance.

  • Multiple Carriers

39899 Balentine Drive, Newark, CA 94560
WebsiteLicense: 0M85590

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (8)
Yelp
5.0 (4)

Why choose this provider?

N&T Insurance Solutions is a provider of renters' insurance plans to the Fremont community. This type of product offers tenants personal property coverage against theft, vandalism, and fire. It also includes liability coverage. The Newark-based independent insurance agency also deals with life, auto, business, health, travel, and property insurance. Moreover, its team helps with policy change requests. Some of its insurance carrier partners are the American General Life Companies, Liberty Mutual Insurance, National Flood Insurance Program, and American Family Insurance.

  • Multiple Policy Types

39812 Mission Boulevard, Fremont, CA 94539
WebsiteLicense: 0F19730

Expertise.com Rating

Review Sources

Google
4.0 (4)
Yelp
3.0 (2)
Facebook
5.0 (1)

Why choose this provider?

TWFG Insurance Services is an independent agency that offers insurance products and services to individuals and families in the Fremont metro. It helps clients obtain renters' insurance to protect their properties and belongings from water and fire damages and theft. The business also provides other personal plans, including homeowners', life, personal umbrella, and auto insurance. In addition, it crafts insurance policies for antique cars, yachts, and luxury items. Owner Mark Bartlett has been received The Presidents Club Award at the TWFG National Convention.

  • Multiple Policy Types

37405 Joseph Street, Fremont, CA 94536
WebsiteLicense: 0F51750

Expertise.com Rating

Review Sources

Google
4.0 (17)
Yelp
3.0 (2)

Why choose this provider?

Ivett Insurance Agency is an insurance agency that serves personal and commercial clients in Fremont. It offers insurance products such as renters, auto, commercial, motorcycle, RV, and boat. It also offers DMV and notary services. As an independent agency, it represents multiple insurance carriers. Its specialists help clients choose from a selection of insurance options from these carriers to find the coverage that they need. Ivett Insurance was established in 2007 and caters to both English-speaking and Spanish-speaking clients.

  • Multiple Carriers
  • Multiple Policy Types

39675 Cedar Boulevard, Newark, CA 94560
WebsiteLicense: 0B10831

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Eddie Huang Insurance Agency is a Newark-based insurance agency owned by Eddie Huang. The agency represents several carriers and has been providing services in Fremont and nearby areas since 1993. It provides renters' or apartment insurance that can replace personal belongings, pay for additional costs in the event of a covered loss, and provides liability protection. Its other services include commercial, auto, small business, homeowners, and health insurance. Eddie has almost three decades of insurance industry experience and is fluent in Mandarin and Taiwanese.

  • Multiple Policy Types

3900 Union Street, Fremont, CA 94538
WebsiteLicense: 0E88912

Expertise.com Rating

Review Sources

Yelp
4.5 (18)
Google
5.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Aman Kashyap is an insurance professional who is affiliated with State Farm. He serves individuals and businesses in Fremont and the surrounding areas. His line of products includes renters', property, life, home, and health insurance policies. In addition, he offers auto, condominium, long-term and short-term disability, personal liability, and pet insurance plans. He also helps customers earn money in retirement by providing annuity products. Kashyap speaks English, Indian, and Spanish, allowing him to cater to a broad range of clients.

  • Multiple Policy Types

38750 Paseo Padre Parkway, Fremont, CA 94536
WebsiteLicense: 0L06980

Expertise.com Rating

Review Sources

Google
4.0 (26)
Yelp
4.0 (19)
Facebook
5.0 (5)

Why choose this provider?

Chris Hur is a State Farm insurance agent who serves clients in Fremont and the surrounding Santa Clara and Alameda Counties. He offers renters' insurance policies, which mostly cover what the renters own inside the property. Coverage may include the protection of belongings from accidents, weather impacts, and malicious mischief. With over 20 years of industry experience, Chris also helps clients with homeowners', condo, earthquake, and life insurance policies. He also provides income and paycheck protection and financial services.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Gleetopia Insurance
38069 Martha Avenue, Fremont, CA 94536
N&T Insurance Solutions
39899 Balentine Drive, Newark, CA 94560
Flack-Bartlett Insurance Agency, LLC
39812 Mission Boulevard, Fremont, CA 94539
Ivett Insurance Agency
37405 Joseph Street, Fremont, CA 94536
Eddie Huang Insurance Agency
39675 Cedar Boulevard, Newark, CA 94560
Aman Kashyap
3900 Union Street, Fremont, CA 94538
Chris Hur
38750 Paseo Padre Parkway, Fremont, CA 94536

FAQs

  • What exclusions are typically found in Fremont renters' insurance policies?

    In Fremont, renters' insurance usually does not cover the building's structure, flood damage, roommate's possessions, vehicle damage, or high-value items like jewelry exceeding policy limits. Earthquake damage is also excluded, but separate flood and earthquake insurance can be obtained through another local insurance carrier for more comprehensive protection.

  • What does loss of use coverage include for renters in Fremont facing displacement due to an apartment fire or any other disaster?

    In Fremont, the loss of use coverage under renters' insurance typically includes additional living expenses, such as hotel stays and meals, when residents cannot use their apartment due to fire damage. This coverage assists policyholders with costs incurred during the period the residence is being restored and is not habitable.

  • Does having renters' insurance in Fremont increase personal safety in case of life-threatening incidents such as a fire?

    Yes. Renters' insurance in Fremont increases the chances of policyholders getting to safety during life-threatening incidents. They can prioritize their well-being over their property because they know that their personal belongings and other stuff are covered by their renters' insurance. This leads to a higher likelihood of safely evacuating without delay to salvage belongings.

  • What options are available in Fremont for renters who cannot find fire coverage due to high-risk locations?

    For Fremont residents in wildfire-prone areas struggling to secure renters' insurance, the California FAIR Plan provides an alternative as the insurer of last resort, covering fire and smoke damage when traditional policies are unattainable. This comes in response to the increasing frequency and severity of wildfires in the state.

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