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2024

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Best Renter's Insurance Companies in Elk Grove, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elk Grove Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

41Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9381 East Stockton Boulevard, Elk Grove, CA 95624
WebsiteLicense: 0K01870

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (5)

Why choose this provider?

Insurance121 Insurance Solutions is an independent insurance agency that offers customized insurance and risk management solutions to clients in Elk Grove and the surrounding areas. The company serves individuals, families, and businesses looking to find insurance policies for their needs. It offers an array of products, which include home, auto, and umbrella insurance. Renters', condo, and mobile insurance products are also available. The company is involved in community-building projects by providing scholarships and supporting local non-profits. Company principal Anitra Koski is a Certified Insurance Counselor.

  • Multiple Policy Types

8126 Sheldon Road, Elk Grove, CA 95758
WebsiteLicense: 0K71456

Expertise.com Rating

Review Sources

Facebook
4.0 (599)
Google
4.0 (203)
Yelp
3.0 (26)

Why choose this provider?

Driven Insurance Services is an insurance agency that has been providing its assistance to customers in Elk Grove and the surrounding areas for seven years. It works with multiple companies to help provide insurance products that are customized to the client's preference. Its insurance products include motorcycle, renters', auto, home, commercial, and business insurance. Its renters' insurance coverage provides protection for one's personal belongings in case of damages. It also protects the client from his liability for injuries caused to others.

  • Multiple Policy Types

7411 West Stockton Boulevard, Sacramento, CA 95823
WebsiteLicense: 0E85415

Expertise.com Rating

Review Sources

Google
5.0 (126)
Facebook
5.0 (9)
Yelp
5.0 (7)

Why choose this provider?

Tracy Tran is a Farmers Insurance agent serving clients in Elk Grove, Stockton, and nearby areas. She helps customers protect themselves and their personal belongings by providing a wide range of insurance solutions, including renters', auto, business, motorcycle, travel, and whole life insurance. Tran takes the time to understand customers' needs and crafts an insurance package that suits their particular situations. She has been in the insurance industry for more than 16 years and is fluent in Chinese, Vietnamese, Hmong, and Spanish.

  • Multiple Policy Types

9381 East Stockton Boulevard, Elk Grove, CA 95624
WebsiteLicense: 0F61607

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Google
4.0 (11)

Why choose this provider?

Liberty Mutual Insurance is an agency that offers renters' insurance for standalone homes, apartments, and townhomes in the Elk Grove area. The company provides renters' coverage, with options ranging from rental properties, damage from accidents, and temporary living expenses. Moreover, its coverage policies are also applicable for personal belongings such as jewelry, clothing, electronics, and furniture. The 109-year-old agency sponsors local programs and organizations such as The Statue of Liberty - Ellis Island Foundation and Spencer Educational Foundation.

  • Multiple Policy Types

7915 Laguna Boulevard, Elk Grove, CA 95758
WebsiteLicense: 0692534

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Elk Grove’s George Yee is a State Farm insurance agent catering to the insurance needs of individuals and businesses. He offers renters' insurance that may cover losses to personal property caused by fire, smoke damage, sudden and accidental covered water damage, theft, burglaries, and vehicle damage. Additionally, he carries life insurance with universal life insurance, term life insurance, and whole life insurance options. He also provides commercial insurance like contractor’s policy and BOP.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance121
9381 East Stockton Boulevard, Elk Grove, CA 95624
Driven Insurance Services
8126 Sheldon Road, Elk Grove, CA 95758
Tracy Tran
7411 West Stockton Boulevard, Sacramento, CA 95823
Liberty Mutual Insurance
9381 East Stockton Boulevard, Elk Grove, CA 95624
George Yee
7915 Laguna Boulevard, Elk Grove, CA 95758

FAQs

  • When does Elk Grove renters' insurance cover damaged televisions?

    If the policyholder has added an endorsement, often known as equipment breakdown coverage, to their renters' insurance policy in Elk Grove, then their policy will cover damaged televisions. Conversely, renters' insurance may cover a damaged television in certain circumstances, even in the absence of an endorsement. For example, if an electrical surge, power loss, theft, fire, or lightning caused the broken television, your renters' insurance may pay for its repair or replacement.

  • Does Elk Grove renters' insurance cover damage to carpets?

    Since the carpet is a structural element, Elk Grove renters' insurance does not cover damage to the carpet. Renters' insurance only covers the belongings of the policyholders, not the actual building materials of the flat or house they are renting. Renters' insurance does not cover carpet damage unless it was installed by the tenant or is a freestanding carpet registered as part of the tenant's personal belongings.

  • Does renters' insurance in Elk Grove cover the cost of fixing leaks in the roof?

    No. In Elk Grove, renters' insurance does not pay for roof leak repairs. This is because the landlord is liable for paying for any property damage through their own insurance. However, any personal things destroyed by the roof leak will be covered by renters' insurance policies.

  • Does renters' insurance in Elk Grove provide coverage for fire-related damage?

    Yes. Renters' insurance in Elk Grove provides coverage for fire-related damage. Your renter's insurance will reimburse you for the replacement of damaged personal goods or items up to a certain amount. A deductible is usually required when submitting a claim for personal property. The amount you must pay out of pocket in the event of a claim before your insurance company reimburses you is known as a deductible.

  • When will renters' insurance in Elk Grove cover water damage?

    Renters' insurance in Elk Grove will cover water damage if the occurrence that resulted in the water damage was unexpected and unintentional. For example, damage to a renter's vintage record player, couch, or guitar caused by a terrible washing machine leak would be covered under the personal property portion of their renters' insurance plan.

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