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Best Renters Insurance Companies in Berkeley, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Berkeley renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

24Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2150 Shattuck Avenue, Suite 410, Berkeley, CA 94704
WebsiteLicense: 0523197

Expertise.com Rating

Review Sources

Google
4.9 (21)
Yelp
4.5 (12)

Why choose this provider?

Gary Eason is a State Farm insurance agent serving Berkeley and surrounding communities. He helps tenants in choosing renters' insurance coverage options that fit their needs with the goal of protecting their personal belongings. The policy covers different types of properties like apartments, condominiums, and rental homes. With 76 years of combined industry experience, Eason and his team produce customized plans for auto, business, life, health, and pet insurance. Its family-operated office also accommodates clients with banking needs.

  • Multiple Carriers
  • Multiple Policy Types

2915 9th Street, Berkeley, CA 94710
WebsiteLicense: 0M39572

Expertise.com Rating

Review Sources

Yelp
4.9 (19)
Google
5.0 (14)

Why choose this provider?

Sharon Woo is a State Farm insurance agent serving the Berkeley area. She offers renter's insurance for condos, apartments, or rental homes. Sharon provides coverage on clients' properties in cases of theft or natural disasters. Her other offered products include auto, home, property, business, life, and health insurance. Banking, mutual funds, annuities, and pet insurance are also available. Woo and her team provide 24/7 customer service and assist clients in English, Cantonese, and Spanish languages. They have 25 years of collective insurance experience.

  • Home and Auto Insurance

2517 Sacramento Street, Suite B, Berkeley, CA 94702
WebsiteLicense: 6002534

Expertise.com Rating

Review Sources

Google
4.8 (69)
Yelp
3.5 (30)
Facebook
5.0 (6)

Why choose this provider?

Lazena Kelly-Andrada is a State Farm insurance agent that has been serving Berkeley residents for more than 18 years. She assists clients in choosing a renters' insurance plan that matches their needs by providing guidance throughout the coverage planning process. Kelly-Andrada also offers other insurance products to clients with other coverage needs, like auto insurance, health insurance, and business insurance. Kelly-Andrada and her team were given the Gold Honor Award for the Legion of Honor by State Farm.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Gary Eason
2150 Shattuck Avenue, Suite 410, Berkeley, CA 94704
Sharon Woo
2915 9th Street, Berkeley, CA 94710
Lazena Kelly-Andrada
2517 Sacramento Street, Suite B, Berkeley, CA 94702

Berkeley, CA Renters Insurance FAQs

  • What will your Berkeley renters' insurance protect you from?

    Renters' insurance in Berkeley protects you from the most common concerns associated with renting a home or apartment. Renter's insurance protects you from a variety of hazards and dangers that may arise while living in a leased space. Fire, lightning, riots, windstorms, vandalism, theft, falling objects, and water or electrical damage are examples.

  • Is your renters' insurance going to replace your stolen bicycle in Berkeley?

    Yes, if your bicycle is stolen in Berkeley, the cost of replacing it may be covered by your renters' insurance policy. Theft, fire, smoke, vandalism, wind, water damage, and other hazards covered by your renters' insurance can all result in the loss of other tangible belongings, which your policy will replace up to the limits of coverage.

  • In Berkeley, how may your renters' insurance premium be lowered?

    Installing a fire and burglar alarm in your Berkeley rental property can help you save money on insurance. If you have these installed, you will reduce your risks and thus your premiums. You can also potentially lower your rate by reducing your personal property coverage or increasing your deductible.

  • Can you customize your renters' insurance policy in Berkeley?

    Yes, you can change the coverage limits on your Berkeley renters insurance. You can add a rider that covers items worth more than the policy limit, such as paintings, jewelry, and collectibles. A personal injury rider can also be purchased to cover legal fees and damages for slander or defamation. Finally, you can add a water backup rider to your policy to cover sump pump or sewer backup damage.

  • Can your landlord pursue a claim on your insurance in Berkeley if you include them as an interested party on your renters' policy?

    No, in Berkeley, being designated as an interested party does not allow your landlord to claim or amend your renters' insurance; it simply informs them of its status. Your provider will notify an interested party if you cancel or change your renters' insurance policy. Your landlord will typically inquire about renters' insurance, which is a standard requirement for apartment and house rentals.

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