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Best Pet Insurance Companies in West Virginia

Our Recommended Top 7

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Our goal is to connect people with the best local professionals. We scored West Virginia pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

33242Reviewed

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7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

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Facebook
4.8 (38)

Why choose this provider?

Yeager Insurance and Financial Services helps reduce pet-related medical bills for clients in West Virginia. It offers pet insurance policies, which reimburse prescriptions, annual exams, teeth cleaning, alternative treatments, and hospital fees for chronic illnesses and congenital conditions, injuries, and surgeries. Additionally, it offers plans for homes, automobiles, life, flood, workers' compensation, and medical malpractice. Its specialists match clients with policies based on their needs, situation, and budget. The company has been providing insurance solutions since 1998.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

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Google
4.6 (14)
Facebook
5.0 (11)

Why choose this provider?

Parrack Insurance Associates aims to provide families and businesses in West Virginia with the security they need. One of the company's products is pet insurance. It helps families take care of veterinary bills or any related medical emergency by offering them a suitable policy. Other types of insurance coverages it offers are for homes, condominiums, motorcycles, and recreational vehicles. Insurance plans for business liability and commercial auto are also available. The owner, Jon Parrack, has been in the insurance business for 36 years.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

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Google
4.8 (206)
Facebook
5.0 (43)

Why choose this provider?

Capital Insurance Group, LLC, is an independent agency serving West Virginia individuals and families who have pets. The company helps clients insure their pets in the event of illness and accidents. It also provides options such as coverage for prescription drugs and breed-specific conditions. Additionally, its agents shop from different carriers' pet insurance products suited to clients' needs. Founder Donteako Wilson was awarded by the Charleston Gazette as the 2019 Best Insurance Agent in the Valley.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

Review Sources

Google
4.5 (21)
Facebook
5.0 (5)

Why choose this provider?

Ron Ward Insurance is an independent agency serving West Virginia. It caters to pet owners looking for an insurance plan to cover their dog's or cat's veterinary bills in the event of illnesses or accidents. The agency represents insurance companies like Erie, Dairyland, Aegis, and Foremost to provide policy buyers with various coverage options. Its agents work closely with clients to assess their needs and match them with a policy based on their circumstances. Its other products include auto, home, umbrella, and individual life insurance.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Innovative Insurance Solutions is an independent agency operating in West Virginia. The team provides coverage for personal, residential, and commercial insurance needs. It writes pet insurance policies that protect against unexpected veterinary expenses by covering surgical, prescription, and emergency care expenses. Comprehensive pet care plans are also available, which include coverage for routine care, behavioral treatment, and grooming expenses. Innovative Insurance Solutions was founded in 2015 by Kristina Brooks, a licensed property and casualty insurance agent.

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

Review Sources

Google
4.9 (58)
Facebook
4.9 (46)

Why choose this provider?

The Ellis Insurance Agency caters to residential and commercial clients who are based in West Virginia. Its team provides pet owners with financial reimbursement for expenses that involve a pet's surgery, rehabilitative treatment, medication, and routine checkup. It uses comprehensive knowledge of various insurance options and local carriers, which it has developed throughout the span of over three decades. The agency's client center is open on a 24/7 basis for inquiries, changes, and specifications involving a chosen plan's scope of coverage.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving West Virginia
West Virginia

Expertise.com Rating

Review Sources

Google
5.0 (146)
Facebook
5.0 (23)

Why choose this provider?

Dynamic Insurance Group is an independent agency working with multiple companies to provide options that fit customers’ specific needs. Its agents help clients acquire pet insurance, a form of coverage that pays in part or total for veterinary treatment of an insured person’s injured or ill pet. Dynamic Insurance Group has over 25 years of industry experience and operates two West Virginia offices in Morgantown and Fairmont. The business is also licensed to operate in D.C., Maryland, Ohio, and Pennsylvania.

  • Multi-Pet Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Yeager Insurance and Financial Services
3786 Teays Valley Road, West Virginia, WV 25526
Parrack Insurance Associates
1301 Harrison Ave, West Virginia, WV 26241
Capital Insurance Group, LLC
917 3rd Avenue, Suite 200C, West Virginia, WV 25701
Ron Ward Insurance
1509 W. Main Street, West Virginia, WV 25541
Innovative Insurance Solutions
135 Corporate Centre Drive Suite 551, West Virginia, WV 25560
Ellis Insurance Agency
5949 Sissonville Drive, West Virginia, WV 25312
Dynamic Insurance Group
6000 Coombs Farm Drive #202a, West Virginia, WV 26508

West Virginia Pet Insurance FAQs

  • How do you buy the right pet insurance in West Virginia?

    To find the best pet insurance in West Virginia, use online tools that provide personalized recommendations and compare quotes from top providers, taking your pet's breed, age, location, and preferences into account. Following that, carefully review the coverage details to ensure they are appropriate for your pet's specific needs and consider the long-term costs. Finally, you can tailor the policy to your specific needs and budget by selecting the reimbursement rate, deductible, and annual limit.

  • What are the essential pet insurance terms you learn about in West Virginia?

    Understanding the terms used in pet insurance is critical for West Virginia pet owners. The deductible is the initial out-of-pocket payment required before coverage begins, which is usually annual but can be per incident. The reimbursement rate is the amount paid back by the insurer after the deductible has been met. Limits apply, with per-incident limits limiting single-event reimbursements and annual limits limiting total refunds within a year. Additional expenses are your responsibility if the annual limit is exceeded.

  • What is the process of getting reimbursement for a pet insurance claim in West Virginia?

    In West Virginia, filing a pet insurance claim is simple. To begin, take your pet to any veterinarian, including specialists and emergency care providers. Pay for the treatment in advance, and then submit a claim with the paid invoice. Depending on your plan type, your reimbursement may be a percentage of the vet bill, a predetermined benefit allowance, or a benefit schedule.

  • What is not covered by pet insurance in West Virginia?

    Pet owners in West Virginia should be aware of exclusions when shopping for pet insurance. Certain aspects of pet insurance, such as pre-existing conditions, breeding, whelping, or pregnancy-related expenses, are typically excluded. Intentional injuries caused by the pet owner or another member of their household are also not covered. Furthermore, illnesses caused by fighting or neglect, as well as routine veterinary care expenses such as wellness checkup examination fees, are not covered.

  • Why do you need to get pet insurance in West Virginia?

    Pet insurance is required in West Virginia because it provides financial security and peace of mind for our beloved cats and dogs, who are like family members. It ensures that your pets receive comprehensive veterinary care for illnesses, injuries, or unexpected conditions. With potentially high costs for tests, surgeries, and emergency treatments, having pet insurance protects your financial well-being. Pet insurance is a responsible way to ensure that our four-legged friends receive the best care possible, no matter what life throws at them.