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Best Pet Insurance Companies in Washington

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

146588Reviewed

87955Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.6 (65)

Why choose this provider?

Clements & Co. is an independent and multi-line insurance agency serving Washington and nearby locations. The company offers pet insurance, which covers both cats and dogs. Its plans cover prescriptions, rehabilitation, breed-specific conditions, and vet fees. X-rays and surgeries are also covered by the business. Being an international brokerage allows Clements & Co. to serve permanent residents, foreign nationals, and ex-pats relocating to the country. The company has been under Jon Clements' leadership since 1981. Clements conducts talks for multinational companies and governmental agencies.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.9 (282)
Facebook
4.4 (24)
Yelp
3.5 (23)

Why choose this provider?

Katie Kelly leads a team of State Farm insurance professionals to serve pet owners in the Washington area. Kelly and her team help families and individuals in purchasing medical insurance policies for their pets to cover financial expenses in accidents and sickness. They guide clients in filing claims, bundling policies with various insurance products, and customizing solutions to fit their needs and those of their pets. The team was established in 2011 and can communicate in Vietnamese, Spanish, and Mandarin.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.9 (204)
Facebook
5.0 (51)
Yelp
3.8 (13)

Why choose this provider?

Constance Ann is a State Farm insurance agent that provides services to clients in Washington. She helps individuals apply for pet insurance policies, focusing on securing their finances for their pets' future veterinary and health care needs. Constance also caters to clients who wish to protect their finances and secure the future of their loved ones by offering homeowners, business, condo, auto, and renters insurance plans. Constance Ann has been in the industry for more than a decade.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Best Contractors Insurance & Bonds serves customers in the Washington metro. It provides pet insurance products, covering health, life, theft, and liabilities. It offers basic health insurance policies that cover accidents, illnesses, and poisoning. Its comprehensive coverage handles basic inclusions plus emergencies, prescriptions, laboratory fees, and diagnostic tests. For preventative care, its Pet Well Care Protection covers vaccinations, heartworm prevention, and physical exams. The agency also provides personal and business insurance plans. Prospective clients can request a quote through its website.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.8 (225)
Facebook
5.0 (118)
Yelp
4.5 (12)

Why choose this provider?

FirstMark Insurance Group is an independent agency that delivers comprehensive solutions for pet owners in the Washington community. Through insurance products from Safeco and Hartville, its professionals help individuals and families secure health policies for their pets. They also assist in choosing from various options, including coverage for preventive care, emergency services, and older dogs and cats. The company has been in operation since 2013. It has served various clients such as Dori Monson, host of KIRO Radio's The Dori Monson Show.

  • Multi-Pet Discount
  • Military Discount

Best Pet Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Facebook
4.7 (19)
Google
4.6 (16)
Yelp
3.7 (3)

Why choose this provider?

Duane Weber Insurance, Inc. is a Sumner-based agency that serves clients throughout Washington. It sets up policies that help individuals cover their pet's medical costs. It also provides auto insurance policies and discusses options with owners of classic cars. For homeowners aiming to prevent significant financial losses, the agency offers flood insurance through the Federal Emergency Management Agency. The family-managed enterprise has been operating for over four decades. It was recognized by Kent Reporter as part of its Best of Kent list in 2015.

  • Accident Only
  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Clements & Co.
1301 K Street NW, Suite 1200 West, Washington, WA 20005
Katie Kelly
951 6th Street South, Washington, WA 98033
Constance Ann
12405 NE 124th Street, Washington, WA 98034
Best Contractors Insurance & Bonds
12509 130th Lane NE, #B132, Washington, WA 98034
FirstMark Insurance Group
12918 Mukilteo Speedway Ste C23 PMB 603, Washington, WA 98087
Duane Weber Insurance, Inc.
1202 Main St Ste 101, Washington, WA 98390

Washington Pet Insurance FAQs

  • How long is the grace period for health insurance payments in Washington?

    In Washington, when a health insurance payment is overdue, the grace period extends to one month for those without subsidies. However, enrollees who benefit from either the advance payments of the premium tax credit or state premium assistance are allotted three months. It's crucial for policyholders to be aware of their subsidy status to understand their specific grace period.

  • Can Washington residents purchase health insurance directly from insurers instead of the state Health Benefit Exchange?

    Yes. In Washington, individuals can opt to purchase health coverage directly from insurers rather than the Exchange. This option, available to all, including noncitizens without immigration papers, doesn't offer financial aid for coverage costs. Before choosing this route, consult your healthcare providers about plan participation. It's crucial to recognize short-term plan limitations and avoid non-compliant "scam plans." Enlisting a licensed insurance broker can aid the enrollment process.

  • What are the minimum standards and requirements for health plans in Washington under the ACA?

    Under the ACA, health plans in Washington can't impose pre-existing condition limitations and no health status questionnaires are mandated. All plans must align with Washington State's benchmark plan, detailing necessary services, and may include extra services. Insurers must furnish a summary of benefits, coverage (SBC), and a terms glossary pre-enrollment and at renewals. Additionally, the Healthplanfinder website aids in comparing plan benefits.

  • What steps should Washington residents take if their health insurer exits the local market?

    Residents in Washington must choose a new health plan if their current insurer departs from their area's market. This triggers a special enrollment period, enabling one to secure a fresh plan. If chosen by the last effective day of the old plan, there's no coverage lapse. However, waiting until after yields a coverage gap. New coverage begins on the first of the succeeding month after enrolling. Loss of an individual plan could activate a special enrollment for employer-linked plans, but guidelines differ.

  • What are the implications for Washington residents using out-of-network medical providers?

    In Washington, seeing an out-of-network medical provider can lead to higher expenses. Such providers can issue "balance billing", charging patients the difference between their rates and what the health plan reimburses. Some plans may not count coinsurance for out-of-network services toward the out-of-pocket cap, potentially leading to endless coinsurance fees. Some plans might not cover these services. However, during emergencies, plans cover at in-network rates until the patient stabilizes. Billing responsibility may fall on patients.