Best Pet Insurance Companies in Wichita Falls, TX

Wichita Falls, TX Pet Insurance FAQs

• When is the best time to acquire Wichita Falls pet insurance?

  It is recommended that you enroll in Wichita Falls pet insurance as soon as possible because one out of every three pets will require emergency medical care at some point in their lives. In fact, the majority of people buy pet insurance within six months of getting a pet. In addition, almost all pet insurance companies will not cover a pre-existing condition. That is why it is critical to enroll before any issues arise.

• What does your pet insurance cover in Wichita Falls?

  A standard pet insurance policy in Wichita Falls covers accidents, unforeseen illnesses, medical intervention for torn cruciate ligaments and cataracts, medications, and diagnostic procedures such as MRIs, CT scans, and other imaging techniques. Some plans also cover services such as chiropractic care, acupuncture, hydrotherapy, whelping, alternative therapies, and behavioral modification.

• Is it possible to purchase pet insurance for your senior dog in Wichita Falls?

  In Wichita Falls, you can obtain pet insurance for older dogs, though premiums will be higher due to their increased health risks. Certain providers, like Healthy Paws and Trupanion, limit new policy purchases to dogs aged 14 or younger. However, if you secure coverage for your dog before they reach this age, they can maintain lifetime coverage, offering ongoing protection as they age despite the higher likelihood of health issues.

• In Wichita Falls, at what age do pet insurance companies qualify a dog as a senior?

  A dog in Wichita Falls is considered senior when it is in the final 25% of the breed's expected life expectancy, according to the American Animal Hospital Association. For instance, a Chihuahua, whose lifespan is predicted to be 15 to 17 years, would be considered an old dog at the age of 11. Meanwhile, a golden retriever lives between 11 and 13 years and is considered an old dog at the age of 7.

• Does Wichita Falls cat insurance provide coverage for spaying and neutering?

  No, surgery to spay or neuter an animal is considered preventative treatment. Thus, your pet insurance policy in Wichita Falls will not cover the costs associated with this procedure. On the other hand, there are some insurance companies that provide an add-on or a rider that covers preventative care services.