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2024

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Best Pet Insurance Companies in Odessa, TX

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Odessa Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2240Reviewed

1345Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

601 Dotsy, Odessa, TX 79763
WebsiteLicense: 1862405

Expertise.com Rating

Review Sources

Google
5.0 (19)

Why choose this provider?

Martinez & Associates Insurance Services is an agency that helps individuals in Odessa who are in need of medical policy needs for their pets. Its health plans have three types of coverage: basic, comprehensive, and well-care protection. The insurance policies cover different animals, which include rabbits, ferrets, potbelly pigs, and exotic birds. The company also has a pet life and theft insurance product for valuable animals, such as zoo-purchased ones and championship dogs. Its coverage includes reimbursement for the owners of stolen pets.

  • Policy Bundle Discount

1710 West Texas Ave, Midland, TX 79701
WebsiteLicense: 1436958

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.8 (5)

Why choose this provider?

Johnny Johnson Insurance, based in Midland, serves clients throughout Odessa and its neighboring communities. It provides a vast range of products, such as pet insurance plans. It also offers pet clinic and hospital insurance policies for operations involving household pets like animal shelters, pet stores, and boarding and breeding kennels. These policies include coverage for general liability, property, and crime. This family-owned and family-operated agency has been serving the area for more than 60 years.

  • Accident Only

1028 Andrews Highway Suite A, Midland, TX 79701
WebsiteLicense: 2253951

Expertise.com Rating

Review Sources

Google
5.0 (87)
Facebook
5.0 (22)

Why choose this provider?

Darrell Orr is an insurance agent serving clients in Odessa and its neighboring communities. He is a State Farm agent, offering a vast range of insurance products for individuals and businesses. He provides pet insurance plans from Trupanion. These plans offer coverage for all breeds of dogs and cats and cover injuries and illnesses like cancer and heart disease. Orr has been providing insurance services since 2019. He also assists clients seeking life, health, and homeowners' insurance products.

  • Policy Bundle Discount

5007 John Ben Shepperd Parkway, Odessa, TX 79762
WebsiteLicense: 743753

Expertise.com Rating

Review Sources

Google
4.9 (218)
Facebook
4.9 (75)
Yelp
5.0 (1)

Why choose this provider?

Mike Podzemny is a seasoned State Farm insurance agent serving clients in Odessa and the surrounding communities. His team handles pet insurance for various dog and cat breeds. Podzemny offers pet insurance plans from Trupanion, a third-party carrier that provides comprehensive coverage for animal injuries and illnesses, veterinary medications, treatments and procedures, and breed-specific conditions. Podzemny has been with State Farm Insurance for over 30 years. He currently leads a team of agents with 90 years of combined industry experience.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Martinez & Associates Insurance Services
601 Dotsy, Odessa, TX 79763
Johnny Johnson Insurance
1710 West Texas Ave, Midland, TX 79701
Darrell Orr
1028 Andrews Highway Suite A, Midland, TX 79701
Mike Podzemny
5007 John Ben Shepperd Parkway, Odessa, TX 79762

FAQs

  • How long are the waiting periods in pet insurance policies in Odessa?

    The common waiting period in pet insurance policies is 14 days after enrollment. Your pet’s coverage starts only after the waiting period. The waiting period for accident coverage is usually shorter, about 1 to 5 days. There are certain illnesses for which some insurers in Odessa require longer waiting periods, such as orthopedic and cruciate ligament conditions. Embrace and Fetch have 6-month waiting periods for orthopedic conditions.

  • Will your pet insurance company in Odessa reimburse burial or cremation costs if your pet dies?

    Burial and cremation are not medical procedures, so pet insurance companies in Odessa typically do not cover costs for these services. Some pet insurers like AKC and Embrace offer coverage for end-of-life expenses, including cremation and burial, as an optional add-on. Pet insurance plans by Spot include coverage for euthanasia, cremation, and burial, but only if the pet's death resulted from a covered condition.

  • Are senior pets eligible for pet insurance in Odessa?

    Yes. However, not all pet insurance companies in Odessa accept senior pets for new enrollments. The common upper age cutoff is between 10 and 14 years old. Companies like Figo, ASPCA, and Spot have no upper age limits for new enrollments. If you are insuring a senior pet, expect your premium to be higher than average, as aged pets are more at risk of developing illnesses.

  • Is pet insurance tax deductible in Odessa?

    In general, pet-related expenses are tax deductible only if the pet is a certified service animal or a working animal that contributes to your taxable income. For example, pet insurance for a blind person’s guide dog may be claimed as a medical expense. If you have a cat that stars in pet food commercials in Odessa or a show dog that wins prizes, you may be able to claim its pet insurance as a business expense.

  • What’s the difference between pet insurance and veterinary discount plans in Odessa?

    Pet insurance reimburses a portion of your veterinary expenses for covered conditions, including prescription medicines. Since there are no provider networks, you can visit any licensed veterinarian in Odessa. Pet insurance typically excludes pre-existing conditions. Meanwhile, veterinary discount plans give price cuts for services from vets within a network. Discount plans do not exclude pre-existing conditions but will only give discounts on vet services or procedures. Thus, there are no price cuts for your pet's prescription medications.