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Best Pet Insurance Companies in Texas

Our Recommended Top 5

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Texas pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving Texas
Texas

Expertise.com Rating

Review Sources

Google
4.6 (76)
Facebook
4.8 (50)
Yelp
5.0 (9)

Why choose this provider?

Thumann Agency, Inc., is a family-owned independent insurance firm that caters to clients in Texas. It offers policy for dogs and cats that covers emergency veterinarian visits, accidents and injuries, flea prevention, dental traumas, and annual physical checkups. It also provides options that cover preventive and advanced care, such as spaying or neutering, core vaccines, and other alternative therapies. Other insurances it offers include policies for individuals and homeowners. Thumann Agency, Inc., represents more than 80 insurance carriers. It has been in operation since 1996.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Texas
Texas

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Chestnut Insurance Agency caters to clients in Texas whose animal companions need indemnity coverage. These products answer for the veterinary care burdens of pet owners. Plans aimed at owners of recreational vehicles and watercraft are available. Umbrella policies are on hand that cut across multiple classes of personal assets. The agency also has life insurance contracts over a specified term or one's whole earthly existence. Chestnut Insurance Agency has a proprietary application to facilitate interactions with its consumers.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving Texas
Texas

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

TMA Insurance Trust works exclusively with Texas physicians to provide them with various insurance solutions for their families, income, practice, and staff. It offers commonly-availed insurance plans, such as life, health, and disability insurance, as well as specialty insurance products, including pet insurance. The agency’s pet insurance plans are designed under ASPCA Pet Health Insurance and can cover veterinary bills in the event that a client’s pet requires medical attention. TMA Insurance Trust also provides medicare supplement, dental, and long-term care insurance.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Texas
Texas

Expertise.com Rating

Review Sources

Google
4.9 (74)
Facebook
5.0 (17)

Why choose this provider?

Tindol Insurance Agency provides a wide variety of indemnity products to citizens all throughout Texas. It helps individuals and families keep their animal companions protected against illness and injuries by providing pet insurance policies that cover veterinary care expenses. Additionally, the company offers life insurance as well as policies for business owners that are looking for general liability and workers' compensation coverage. The agency carries options from companies like Dairyland, Hallmark, Kemper Specialty, and National Summit.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Texas
Texas

Expertise.com Rating

Review Sources

Google
5.0 (143)

Why choose this provider?

Casey Cumby offers pet insurance to Texas clients. The agent offers policies through Trupanion, which has policies that cover various breeds of dogs and cats. Policyholders with eligible claims have the option of unlimited payouts for various pet conditions for their whole lifetime. These plans cover illnesses such as allergies, heart disease, and cancer. They also include injuries, such as broken bones and bite wounds, as well as breed-specific hereditary and congenital diseases. Casey has been in the insurance field since 2010.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Thumann Agency, Inc.
12770 Coit Road Suite 110, Texas, TX 75251
Chestnut Insurance Agency
908 W. Hubbard St., Texas, TX 76067
TMA Insurance Trust
401 W. 15th Street, Ste 600, Texas, TX 78701
Tindol Insurance Agency
1907 25th Street, Texas, TX 79549
Casey Cumby
2175 W. South Loop, Texas, TX 76401

Texas Pet Insurance FAQs

  • How do waiting periods differ among Texas pet insurance companies?

    In Texas, insurance firms such as Figo implement a one-day waiting period for accidents. Healthy Paws enforces a 15-day waiting period for accidents. Certain companies impose extended waiting periods, particularly for conditions like cruciate ligament injuries. As a whole, pet parents with animals prone to such conditions might prefer plans that do not have extended waiting periods.

  • Which animal healthcare services and conditions are covered by and excluded from pet insurance in Texas?

    Insurance providers operating in Texas offer pet health insurance plans that provide coverage for costs related to bite wounds, broken bones, and ACL injuries. These policies also cover a range of conditions, including allergies, seizures, and blood disorders. Pet insurance plans typically do not cover preexisting conditions, experimental treatments, or injuries caused by negligence.

  • What is the average monthly insurance cost in Texas based on the age of the pets?

    In Texas, it costs $22.52 to insure kittens; a five-year-old cat incurs a fee of $26.04; and a 10-year-old cat costs $60.61 monthly on average. In the case of dogs, the monthly insurance for a puppy is around $41.54, a five-year-old dog requires $54.22, and a 10-year-old dog requires $129.74 per month.

  • How can Texas residents find affordable insurance plans for their pets?

    When shopping for budget-friendly pet health insurance in Texas, it is important for pet owners to evaluate costs across different insurance providers. They can also adjust coverage levels by customizing deductibles, reimbursement rates, and coverage limits. Pet owners can also consider pet health insurance while their animal companions are still young.

  • What are the most common animal injuries and diseases in Texas that highlight the significance of pet insurance?

    Pets in Texas face the risk of snake bites due to the presence of over 15 venomous snake varieties, such as cottonmouths and copperheads. Dogs are vulnerable to the dangers posed by kissing bugs, which can transmit a parasite leading to Chagas disease. Cats can suffer from mild to severe upper respiratory infections and oral diseases due to feline calicivirus.