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Best Pet Insurance Companies in Chattanooga, TN

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chattanooga Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

5870 Highway 153 Ste 110, Hixson, TN 37343 Rating

Review Sources

5.0 (10)
3.5 (3)
1.0 (1)

Why choose this provider?

Chris Young, a HealthMarkets agent, offers pet insurance to families in and around the Chattanooga metro. To assist his clients, he finds them plans that fits their needs by comparing options and their prices. He also provides other insurance lines such as health and life, dental and vision, Medicare Advantage, disability and accidents, long-term care, and wellness products. He can also accommodate small businesses and provide their employees with individual coverages. Young is also licensed to practice in Georgia.

  • Policy Bundle Discount

6853 Nashville St, Ringgold, GA 30736
WebsiteLicense: 2316190 Rating

Review Sources

4.8 (14)

Why choose this provider?

Dewayne Smith is a second-generation State Farm insurance agent who has been serving individuals and families in the Chattanooga metro and the surrounding areas since 1985. He offers insurance policies for pets that cover a variety of illnesses, treatments and procedures, medications, injuries, and breed-specific conditions. He provides other products, such as life, auto, health, and property insurance. Annuities and banking products are also available. Dewayne is a member of the Catoosa County Chamber of Commerce.

  • Policy Bundle Discount

7450 Coca Cola Drive, Hanover, MD 21076 Rating

Why choose this provider?

Agency Insurance Company has been catering to customers in the Chattanooga area since 1990. Its team offers comprehensive coverage for a variety of pets. The firm's pet insurance provides compensation for hospitalizations, medication, and veterinary bills. It also offers policies for personal vehicles, including snowmobiles, golf carts, scooters, trucks, and vans. Business clients can also get insurance for their box trucks, utility trailers, and flatbed trucks. The firm also serves clients in Maryland, Pennsylvania, and Virginia.

  • Military Discount

6429 Lee Highway, Suite 113, Chattanooga, TN 37421
WebsiteLicense: 685100 Rating

Review Sources

3.8 (5)

Why choose this provider?

Maridee Galloway-Dawkins is a State Farm insurance agent with an office based in Chattanooga. She provides pet insurance plans for a variety of breeds of cats and dogs. These plans include coverage for different illnesses such as heart disease and cancer, injuries, medications, and breed-specific conditions. She guides pet owners in selecting the right level of medical insurance coverage that suits their pets' needs. Maridee also offers life, health, auto, and home insurance products.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Chris Young
5870 Highway 153 Ste 110, Hixson, TN 37343
Dewayne Smith
6853 Nashville St, Ringgold, GA 30736
Agency Insurance Company
7450 Coca Cola Drive, Hanover, MD 21076
Maridee Galloway-Dawkins
6429 Lee Highway, Suite 113, Chattanooga, TN 37421


  • Can Chattanooga pet parents change their pet insurance policies at any time?

    It depends on the insurance companies and pet insurance policies chosen by Chattanooga pet owners. Embrace Pet Insurance is one of the carriers that offers policyholders the freedom to make adjustments whenever they wish; pet parents can reduce their coverage by decreasing the reimbursement percentage and raising the annual deductible. They also have the option to enhance their policies, but this involves a process akin to acquiring a new plan, including re-underwriting.

  • Who are the top providers of pet insurance offering the most affordable plans in Chattanooga?

    The most affordable pet insurance options available in Chattanooga come from Pets Best and Figo. Pets Best provides a $5,000 coverage plan with a $16 monthly premium and even an unlimited coverage plan for $27 per month. Figo offers a $10,000 coverage plan at a monthly premium of $34.

  • What is the average cost of insurance for dogs and cats in Chattanooga?

    In Chattanooga, the average monthly cost for cat insurance is $40, while dog insurance averages around $24 per month. The national average pet insurance cost ranges from $11 to $49 per month. Factors that determine the premium cost include the specific pet type, the pet's health status, and the extent of coverage.

  • Why is pet insurance important for pet owners in Chattanooga?

    Pet insurance protects pet owners in Chattanooga against unforeseen and potentially expensive veterinary expenses. After pets receive diagnosis, care, and treatment, pet insurance companies reimburse pet healthcare-related costs. Additionally, pet health plans assist in mitigating the rising veterinary expenses stemming from advancements in pet healthcare equipment.

  • Do all pet insurance providers in Chattanooga provide unlimited payouts?

    While not all pet insurance providers in Chattanooga offer unlimited payouts, Trupanion stands out by offering a pet health plan that grants access to limitless payouts for eligible claims, regardless of the number of claims made by pet owners. This insurer also provides coverage for all breeds of dogs and cats, along with round-the-clock customer support.