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Best Pet Insurance Companies in Sioux Falls, SD

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Sioux Falls Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2917Reviewed

1751Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4804 S. Minnesota Ave., Ste 103, Sioux Falls, SD 57108
WebsiteLicense: 19846
Website

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Wilcoxon Insurance provides risk management services to clients in Sioux Falls and the neighboring areas. It offers pet insurance policies, covering illnesses, accidents, hospitalization, surgery, and emergency pet visits. It also includes annual physical examinations, vaccinations, and flea prevention. In addition, the company offers a variety of financial protection options for individuals, families, and businesses, such as auto, life, renters', and commercial insurance. As a local independent agency, Wilcoxon Insurance partners with different carriers like MetLife, Nationwide, Safeco Insurance, and Hagerty.

  • Policy Bundle Discount

1036 Main Street, Hull, IA 51239
WebsiteLicense: 1002225126

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

ISB Insurance, Inc., caters to individuals and families in and around the Sioux Falls area. The agency helps clients protect their animals from injuries and illnesses by offering pet insurance policies. It also carries auto, farm, health, homeowners', life, and specialty insurance plans. In addition to pet coverage, business and umbrella insurance products are available. ISB Insurance works with various companies, including Progressive, Safeco Insurance, and Travelers. Its team has more than 250 years of combined experience in the industry.

  • Policy Bundle Discount

2901 E 57th Street Suite 102, Sioux Falls, SD 57108
WebsiteLicense: 40042165

Expertise.com Rating

Review Sources

Google
4.7 (24)
Facebook
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Jill Van Ede is a Sioux Falls-based State Farm agent who assists local pet owners in obtaining financial coverage for their pets' medical needs. Her products are tailored to suit the specific needs of clients in terms of emergency treatments, surgeries, vaccinations, and medications for pets. She also offers insurance coverage for those who seek to protect their homes, personal belongings, and automobiles against losses caused by accidents or hazards. She has been a member of the local Chamber of Commerce since 2008.

  • Policy Bundle Discount

3015 E 10th Street, Sioux Falls, SD 57103
WebsiteLicense: 40043476

Expertise.com Rating

Review Sources

Google
4.9 (529)
Facebook
4.8 (40)
Yelp
5.0 (1)

Why choose this provider?

Ryan Reiner is a State Farm insurance agent who offers pet indemnity products to Sioux Falls residents. Clients are educated as to the pros and cons of every contract and are given tailor-fit coverage in accordance with their desires and needs. Reiner delivers a variety of insurance products such as life, health, and homeowners' policies. The agency also provides banking, home loans, and mutual funds. He has completed studies in associate risk management and business administration.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Wilcoxon Insurance
4804 S. Minnesota Ave., Ste 103, Sioux Falls, SD 57108
ISB Insurance, Inc.
1036 Main Street, Hull, IA 51239
Jill Van Ede
2901 E 57th Street Suite 102, Sioux Falls, SD 57108
Ryan Reiner
3015 E 10th Street, Sioux Falls, SD 57103

FAQs

  • What are the typical exclusions in Sioux Falls pet insurance?

    Sioux Falls pet insurance companies do not cover preventive care, pre-existing conditions, or services like dental care, vaccinations, and checkups without an additional wellness plan. Care for animals who have been mistreated or neglected and illnesses that may have been avoided with vaccines are also not covered by insurance.

  • Is pet insurance a requirement in Sioux Falls?

    In Sioux Falls, pet owners are not required to purchase insurance for their animal companions. However, it is a wise investment as the cost of veterinary services rises annually, making it increasingly challenging for the average family to manage. You might not be able to afford the treatment that could save your pets' lives if you don't have insurance.

  • Are there dog breed-specific price variations for pet insurance in Sioux Falls?

    If your dog's breed has a higher likelihood of developing health issues, expect increased insurance costs in Sioux Falls. Also, be prepared to incur higher expenses for purebred animals, as they frequently share common genetic backgrounds, increasing the likelihood of inherited diseases or congenital issues within the family lineage. The breed of your dog often influences your pet's insurance premiums due to varying risk levels assessed by insurance companies.

  • How does pet insurance work in Sioux Falls?

    The majority of pet insurance in Sioux Falls operates on a reimbursement basis, where you pay for your pet's veterinary care upfront, file a claim with your insurance provider, and subsequently receive reimbursement for a portion of the eligible expenses, typically 70%, 80%, 90%, or even 100%. Since the insurance company reimburses you, you aren't limited to in-network veterinarians, and your coverage works at any licensed veterinary clinic.

  • What factors should be taken into account when evaluating pet insurance options in Sioux Falls?

    When comparing pet insurance options in Sioux Falls, consider the following:

    • The provider's industry experience, choosing one with a proven track record.
    • Coverage and cost, meaning the cheapest plan may not meet your pet's needs.
    • The claims process, making sure that it's straightforward and efficient.