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Best Pet Insurance Companies in North Charleston, SC

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored North Charleston Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2040Reviewed

1225Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

North Charleston, SC
WebsiteLicense: 1910311263

Expertise.com Rating

Review Sources

Facebook
4.3 (7)
Google
5.0 (3)

Why choose this provider?

Oak Insurance LLC provides risk management solutions in North Charleston. Its team works with national and international carriers to customize policies suited to clients' insurance needs. The independent company offers pet insurance to protect animal owners from financial losses due to their cats' or dogs' veterinary expenses. It also processes health, floor, auto, and motorcycle insurance. Additionally, it furnishes professional liability and vendor insurance coverages. Oak Insurance has been in operation for over a decade.

  • Multi-Pet Discount

810 Johnnie Dodds Blvd., Mount Pleasant, SC 29464
WebsiteLicense: 1912349025

Expertise.com Rating

Review Sources

Google
4.7 (142)
Facebook
4.4 (32)

Why choose this provider?

Sheally Insurance Group was founded in 2006 by William “Bennie” Sheally, a former Nationwide executive who set out to provide independent insurance solutions in North Charleston and neighboring coastal areas. The company serves the insurance needs of individuals and families, offering policies that protect their beloved dogs, cats, and exotic pets. Pet insurance plans cover veterinary expenses related to accidents, injuries, and illnesses. Endorsements such as pet cancer riders are also available for additional protection.

1067 Cliffwood Dr., Mount Pleasant, SC 29464
WebsiteLicense: 1908033129

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (3)
Yelp
2.0 (1)

Why choose this provider?

1st Capital Insurance accommodates North Charleston-based families and fur parents. The company offers pet insurance packages that cover medical bills for veterinary medicines, surgeries, and health checkups. It provides personal lines of insurance products, such as a recreational vehicle, flood, boat and watercraft, SR 22, and personal umbrella. 1st Capital Insurance shops and compares products from multiple carriers, like The Hartford, Hull & Company, and Liberty Mutual, to customize insurance coverage. It also serves business owners from various industries, including retail and real estate.

  • Policy Bundle Discount

4952 Centre Pointe Drive Suite 108, North Charleston, SC 29418
WebsiteLicense: 3001138219

Expertise.com Rating

Review Sources

Google
4.9 (517)
Facebook
4.7 (13)

Why choose this provider?

Mike Stuckey is a State Farm insurance agent that serves pet owners in the North Charleston community. Stuckey and his team assist in obtaining pet medical insurance plans through Trupanion. They guide pet owners in choosing insurance options for their pets' needs and combining various insurance products to secure comprehensive coverages that include homes, vehicles, and small businesses. The team has a combined experience of over 30 years. It gives back to the community through the Pet Helpers Adoption Center.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Oak Insurance LLC
North Charleston, SC
Sheally Insurance Group
810 Johnnie Dodds Blvd., Mount Pleasant, SC 29464
1st Capital Insurance
1067 Cliffwood Dr., Mount Pleasant, SC 29464
Mike Stuckey
4952 Centre Pointe Drive Suite 108, North Charleston, SC 29418

FAQs

  • Which animals in North Charleston can be covered by pet insurance?

    North Charleston pet health insurance covers more than just dogs and cats. Plans also include coverage for guinea pigs, horses, birds, and rabbits. Accident insurance is only appropriate if you are concerned about the cost of veterinary treatment following an accident but do not anticipate having any difficulty paying for yearly checkups, teeth cleanings, or vaccinations. You can also add wellness and illness coverage to pay for your pets' wellness and routine care.

  • Does North Charleston pet insurance include coverage for euthanasia?

    Yes, your North Charleston pet insurance may cover euthanasia if the treatment is medically necessary and recommended for humane reasons. However, you should keep in mind that your pet's disease is not caused by a preexisting condition. Depending on your coverage, some insurance companies will pay up to $650 for cremation, burial, and keepsake items.

  • How does North Charleston pet insurance work?

    For individuals with South Carolina pet insurance, concerns about vet networks become irrelevant. Insurance providers typically reimburse claim filers directly, regardless of the veterinary facility's network status. Approved animal hospitals in North Charleston accept the pet's health insurance. Once the deductible is met, which typically occurs within 10 days, the insurance company refunds a percentage of the insured charges, often ranging from 70% to 100%.

  • In North Charleston, is it possible to obtain pet insurance for a rescued dog without being aware of their medical history?

    Yes, although each company is different, you can insure a dog that has been adopted or rescued in North Charleston without knowing its medical history. You must have your pet undergo a veterinary examination prior to the start of your pet insurance coverage in order to create a comprehensive medical history.

  • Is cremation covered by North Charleston pet insurance?

    No, since cremation and burial expenses are not associated with medical care, most standard pet insurance policies in North Charleston rarely cover them. On the other hand, some insurance providers offer riders or add-ons that, for an additional cost each month, cover costs associated with the end of life.