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2024

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Best Pet Insurance Companies in Cincinnati, OH

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Cincinnati Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6277Reviewed

3770Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4790 Red Bank Expressway Suite 207, Cincinnati, OH 45227
WebsiteLicense: 1072633

Expertise.com Rating

Review Sources

Google
4.9 (351)
Facebook
5.0 (86)
Yelp
3.7 (3)

Why choose this provider?

Cincinnatus Insurance LLC is an independent agency addressing the financial coverage needs of individuals, families, and businesses in Cincinnati and the surrounding areas. It provides protection plans that help ease the veterinary expenses and treatments of clients’ injured or sick pets. Its pet insurance plan usually covers diagnostic examinations and surgeries, taking into consideration the needs and limitations of pet owners. Cincinnatus Insurance also offers other packages, including life, auto, business, and umbrella insurance policies.

  • Policy Bundle Discount

9675 Montgomery Road, Suite 101, Montgomery, OH 45242
WebsiteLicense: 28342

Expertise.com Rating

Review Sources

Google
4.8 (48)

Why choose this provider?

Founded in 2001, the American Heritage Insurance Group is a non-affiliated agency headquartered in Cincinnati. It represents more than 20 different insurance companies, providing specialty insurance, such as pet insurance, in addition to the typical policies. Its Figo pet insurance covers vet exam fees, emergency care, hospitalization, surgery, prescription drugs, and cancer treatment. Its provisions also include vet, ER, and specialist visits in Canada and Puerto Rico. The agency serves clients in the metro and the rest of Southwest Ohio.

  • Policy Bundle Discount

217 Fairfield Ave, Bellevue, KY 41073
WebsiteLicense: 34027

Expertise.com Rating

Review Sources

Google
4.7 (23)
Facebook
4.9 (21)

Why choose this provider?

Desmond Insurance offers its services to pet owners in Cincinnati. The family-owned and family-operated independent agency provides a wide range of life, health, property, event, and wedding insurance products. Its pet insurance covers cats and dogs, with its policies from Safeco Insurance Company. Its coverage includes illnesses, injuries, wellness, and preventative care measures. The agency has been assisting clients with their insurance needs for more than 90 years. It is a member of the National Federation of Independent Businesses.

  • Policy Bundle Discount

1544 Waycross Rd, Cincinnati, OH 45240
WebsiteLicense: 536183

Expertise.com Rating

Why choose this provider?

The Todd D. Tucker Agency serves clients throughout Cincinnati and the neighboring cities. This full-service agency provides pet insurance plans that cover pet illnesses and injuries, working with clients to find the best policy that fits their needs. Additionally, it offers homeowners', renters', auto, landlord, boat, and life insurance policies. Todd D. Tucker, the principal, holds a Life Underwriter Training Council Fellow certification. The agency also caters to individuals and businesses throughout Indiana and Kentucky.

  • Accident Only

7012 Harrison Ave Ste. 5, Cincinnati, OH 45247
WebsiteLicense: 33738

Expertise.com Rating

Review Sources

Google
5.0 (233)
Facebook
5.0 (49)

Why choose this provider?

Lauber & Will Insurance is an independent agency that offers pet insurance plans for clients in the Cincinnati metro. Its insurance specialists identify clients' requirements, find and close any coverage gaps that can leave them vulnerable, and develop personalized insurance solutions that suit specific needs. They provide various personal insurance plans for auto, home, renters, condominiums, and off-road vehicles. Business insurance plans are also available to protect income and assets. Owner Thomas Lauber holds the Certified Insurance Counselors and Accredited Adviser in Insurance certifications.

  • Policy Bundle Discount

10 Town Center Boulevard, Crestview Hills, KY 41017
WebsiteLicense: 24748

Expertise.com Rating

Review Sources

Google
4.6 (105)
Facebook
4.7 (25)
Yelp
5.0 (2)

Why choose this provider?

Newman & Tucker Insurance serves clients in and around Cincinnati. It offers various policies under its personal lines, including pet insurance, which pays for veterinary expenses owners may incur when their pets get sick. Other products available are auto, home, health, and life insurance. The firm's agents design coverage plans tailored to clients' needs and educate on how the policy benefits them. All policyholders have 24/7 access to their accounts to modify their policies and communicate with agents when necessary.

  • Policy Bundle Discount

500 Meijer Dr, Ste 207 Florence Executive Center, Florence, KY 41042
WebsiteLicense: 16150501

Expertise.com Rating

Why choose this provider?

Andrew VanSickle is an insurance professional serving the needs of pet owners in Cincinnati. He assists clients in securing Liberty Mutual insurance protection plans for their pets to cover medical costs for behavioral therapy, congenital conditions, and alternative medicine. VanSickle customizes policies according to clients' needs that may be bundled with home and auto insurance products to maximize coverage options. Liberty Mutual has been serving the public for over 100 years and supports the community through the Liberty Mutual Foundation.

5670 Cheviot Road, Cincinnati, OH 45247
WebsiteLicense: 1337

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Since 1975, Huesman Schmid Insurance Agency has been catering to the business and personal needs of the Cincinnati community. It provides pet insurance plans to cover expenses for emergency room treatments, veterinary care, and specialist visits. Its team of professionals assists in choosing policies from different carriers, updating policy coverage, obtaining insurance certificates, and filing claims. The agency is a family-owned enterprise that gives back to the community by supporting charitable organizations like Honor Flight Tri-State, Forever 49 Foundation, and Freestore Foodbank.

  • Policy Bundle Discount

4753 Cornell Rd., Cincinnati, OH 45241
WebsiteLicense: 23519

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

United Heartland Insurance Agencies caters to residential and business owners in Cincinnati and the surrounding areas. Working with Safeco Insurance, its agents provide policies that protect cats and dogs by covering wellness and various medical expenses, such as anesthesia, accidental injuries, and alternative medicine. They also offer personal insurance products for condominiums, trip cancellations, travels, and vehicles like snowmobiles, motorcycles, and cars. The family-owned agency is a member of Trusted Choice and Ohio Insurance Agents.

  • Policy Bundle Discount

9859 Cincinnati-Columbus Road, Cincinnati, OH 45241
WebsiteLicense: 84167

Expertise.com Rating

Review Sources

Google
4.8 (11)
Facebook
4.2 (8)
Yelp
5.0 (1)

Why choose this provider?

Steven R. Rogers & Associates LLC is a local and family-owned independent insurance agency serving individuals and businesses in Cincinnati. Its agents offer specialty pet insurance, which provides coverage for a policy holder’s pet in case of an accident or illness. The agency carries insurance products from Chubb, Liberty Mutual, American Modern, Gerber Life, and Grange Insurance. The company also offers benefits coverage for businesses, including group health, dental, and vision insurance. Steve R. Rogers, the agency president, has CLU and AMTC designations.

  • Policy Bundle Discount

7554 Cheviot Rd, Cincinnati, OH 45247
WebsiteLicense: 1091499

Expertise.com Rating

Review Sources

Google
4.9 (49)
Facebook
5.0 (12)

Why choose this provider?

Trusler Insurance caters to the individuals of Cincinnati. It helps pet owners receive medical assistance for their animal companions through its partnership with Figo, a pet insurance provider that offers coverage for cats and dogs. Figo's Pet Cloud mobile app lets clients visit and receive aid from any veterinarian or pet specialist in the U.S., Puerto Rico, and Canada. Trusler Insurance has been operating for over 50 years. It has other policies, like life and auto insurance.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cincinnatus Insurance LLC
4790 Red Bank Expressway Suite 207, Cincinnati, OH 45227
American Heritage Insurance Group
9675 Montgomery Road, Suite 101, Montgomery, OH 45242
Desmond Insurance
217 Fairfield Ave, Bellevue, KY 41073
The Todd D. Tucker Agency
1544 Waycross Rd, Cincinnati, OH 45240
Lauber & Will Insurance
7012 Harrison Ave Ste. 5, Cincinnati, OH 45247
Newman & Tucker Insurance
10 Town Center Boulevard, Crestview Hills, KY 41017
Andrew VanSickle
500 Meijer Dr, Ste 207 Florence Executive Center, Florence, KY 41042
Huesman Schmid Insurance Agency
5670 Cheviot Road, Cincinnati, OH 45247
United Heartland Insurance Agencies
4753 Cornell Rd., Cincinnati, OH 45241
Steven R. Rogers & Associates LLC
9859 Cincinnati-Columbus Road, Cincinnati, OH 45241
Trusler Insurance
7554 Cheviot Rd, Cincinnati, OH 45247

FAQs

  • What do pet insurance plans in Cincinnati cover?

    Pet insurance plans in Cincinnati typically cover a wide range of health issues, such as chronic diseases, accidents, dental problems, unexpected illnesses, and inherited disorders. These plans include services such as diagnostic evaluations, surgical procedures, cancer detection, and treatment. Pet insurance, like human insurance, ensures that pets receive appropriate medical care when it is required.

  • Should pet owners in Cincinnati opt for a per-incident deductible or an annual deductible pet on insurance policies?

    For pet owners in Cincinnati, neither a per-incident nor an annual deductible for pet insurance is clearly superior. Both methods seek to allocate costs between the policyholder and the insurance company. It is critical for Cincinnati pet owners to select a deductible amount that they are comfortable with in the event of unexpected veterinary expenses.

  • Why is pet insurance important for residents of Cincinnati?

    Due to the city's rapidly increasing dog population, Cincinnati residents must have pet insurance. Shih Tzus, German Shepherds, Labrador Retrievers, and Golden Retrievers are the most common dog breeds in Cincinnati. These breeds are predisposed to inherited health issues such as allergies, seizures, joint problems, and eye problems. Pet insurance can provide peace of mind and financial security against unforeseen veterinarian costs associated with these common health issues.

  • What factors influence the cost of pet insurance in Cincinnati?

    The cost of pet insurance in Cincinnati is influenced by a variety of factors. The area you live in is important because veterinary care costs vary. Because some breeds pose specific health risks, your pet's age and breed are also critical considerations. Modifications to the insurance policy, such as increased coverage or dollar limits, may also have an impact on the cost. The availability of any price reductions may also have an impact on the final price.

  • Why are waiting periods important when choosing pet insurance in Cincinnati?

    Waiting periods are important when selecting pet insurance in Cincinnati because they specify when a policy must be purchased before coverage begins. Depending on the insurer, this can take anywhere from a few days to several weeks. With shorter wait times, coverage can be obtained more quickly. Furthermore, waiting periods for some disorders, such as hip dysplasia, may be extended. Knowing these deadlines helps Cincinnati residents with pets who are prone to these illnesses avoid unexpected costs.