Expertise.com Homepage

2024

Last updated:

Best Pet Insurance Companies in Buffalo, NY

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Buffalo pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5102Reviewed

3064Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

606 N French Rd, Amherst, NY 14228
WebsiteLicense: 1001084

Expertise.com Rating

Review Sources

Google
4.4 (25)
Facebook
3.0 (2)

Why choose this provider?

Samuel Mezzio is a local Allstate insurance agent who caters to clients in the Buffalo metro and the neighboring areas. He offers pet insurance policies—which include coverage for accidents, illnesses, and prescription medications—to clients who have dogs and cats. He also customizes a variety of personal insurance policies that cover homes, automobiles, condominiums, ATVs, boats, and motorcycles. Samuel Mezzio provides life, renters', and business insurance packages. He has more than a decade of industry experience.

  • Policy Bundle Discount

9092 Main Street, Clarence, NY 14031
WebsiteLicense: 528251

Expertise.com Rating

Review Sources

Google
4.7 (54)
Facebook
5.0 (27)
Yelp
4.0 (2)

Why choose this provider?

Emerling Floss Murphy & Associates is an insurance agency formed in 2020 by the merger of three Western New York firms. Its team shares more than 200 years of combined experience helping Buffalo residents look for plans that meet their needs, goals, and budget. The agency provides dog and cat owners with packages that insure veterinary costs for sudden illnesses and injuries. In addition, it offers policies that cover diagnostic testing, dental care, and prescription medications.

  • Multi-Pet Discount
  • Accident Only

3638 Seneca St., West Seneca, NY 14224
WebsiteLicense: 623964

Expertise.com Rating

Review Sources

Google
4.9 (68)
Facebook
5.0 (28)

Why choose this provider?

Aebly & Associates offers risk management solutions to clients in Buffalo and nearby areas. It writes pet insurance policies that cover accidents and illnesses as well as training and therapy prescribed by the pet's veterinarian. It also includes wellness plans, such as annual physical exams, vaccinations, dental preventive cleaning, heartworm testing, and spaying or neutering. In addition, the agency carries a wide range of insurance products, from personal auto and homeowners' plans to business and workers' compensation policies. Aebly & Associates has been in operation since 1913.

  • Policy Bundle Discount

84 Sweeney Street, North Tonawanda, NY 14120
WebsiteLicense: 519616

Expertise.com Rating

Why choose this provider?

Scott Huber is a State Farm agent who serves Buffalo residents needing medical insurance coverage for their pets. Its partner carrier Trupanion protects a policyholder's finances by covering medical expenses incurred due to illnesses, injuries, medications, diagnostic tests, and breed-related conditions of affected dogs and cats. Scott and his team also write proposals to secure clients' vehicles, homes, businesses, and personal belongings. They provide walk-throughs for life and health insurance applications and claims. Scott's agency in Buffalo also serves as a notary public.

6546 E Quaker St, Orchard Park, NY 14127
WebsiteLicense: 1063251

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (12)

Why choose this provider?

Terranova Insurance Services, LLC, is an independent agency and member of the PIA that serves the personal and business needs of the Buffalo community. Its team helps pet owners insure their dogs and cats to obtain financial assistance for veterinary care, visits to medical specialists, and emergency room treatments. The team assists in updating policy coverage, filing claims, and choosing insurance products from different carriers. Joseph Terranova, the agency's founder, has over 40 years of experience in the insurance industry

  • Policy Bundle Discount

560 Walden Avenue, Suite 109, Cheektowaga, NY 14225
WebsiteLicense: 1421517

Expertise.com Rating

Review Sources

Facebook
5.0 (36)
Google
4.3 (11)

Why choose this provider?

Charlie Patton is an insurance agent who serves individuals and business owners in and around the Buffalo community. She personalizes insurance policies that cover the medical attention and treatment costs of injured or sick pets. She also provides options designed to protect vehicular and residential properties. Her other offerings include packages for disability, health, and life. Personal and business banking are also among her products. Charlie has been with State Farm in protecting clients and their personal assets for over five years.

2711 Transit Road Suite 123, Elma, NY 14059
WebsiteLicense: 1669269

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Elmwood Agency helps dogs and cat owners in Buffalo and nearby communities by offering pet insurance protection. It assists in customizing coverage plans that can help clients obtain quality veterinary care for their furry family members and prepare for tough decision-making they may encounter. The company also caters to other insurance needs, including coverage for boats, condos, motorcycles, equipment breakdown, and cyber liability. The staff members in this firm are also licensed in Florida and Texas.

  • Policy Bundle Discount

840 State Route 11, Buffalo, NY 12919
WebsiteLicense: 1368779

Expertise.com Rating

Review Sources

Facebook
4.9 (65)
Google
4.6 (14)

Why choose this provider?

Blue Line Insurance serves pet owners in Buffalo and its surrounding communities. The independent agency aims to protect clients from financial risks by providing insurance policies that cover their dog or cat's veterinary services. Its agents work closely with clients to determine the best package for their needs, educating them on the various options available from their partner carriers. They also offer personal and business plans. Blue Line Insurance holds membership in the Strategic Insurance Agency Alliance.

  • Policy Bundle Discount

5001 Genesee Street, Cheektowaga, NY 14225
WebsiteLicense: 620038

Expertise.com Rating

Review Sources

Google
4.4 (12)

Why choose this provider?

Niagara National Inc. offers coverage to cat and dog owners in Buffalo and neighboring communities. Its Figo pet insurance policy covers visits to animal specialists, veterinarians, and emergency clinics in the United States, Puerto Rico, and Canada. Clients are provided with a Pet Cloud mobile app with various functions, including a health record organizer, automated vet appointment scheduling, lost pet technology, and a pet-friendly business locator. Since its establishment in 1951, Niagara National has grown its team into over 30 insurance professionals.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Samuel Mezzio
606 N French Rd, Amherst, NY 14228
Emerling Floss Murphy & Associates
9092 Main Street, Clarence, NY 14031
Aebly & Associates
3638 Seneca St., West Seneca, NY 14224
Scott Huber
84 Sweeney Street, North Tonawanda, NY 14120
Terranova Insurance Services, LLC
6546 E Quaker St, Orchard Park, NY 14127
Charlie Patton
560 Walden Avenue, Suite 109, Cheektowaga, NY 14225
Elmwood Agency
2711 Transit Road Suite 123, Elma, NY 14059
Blue Line Insurance
840 State Route 11, Buffalo, NY 12919
Niagara National Inc.
5001 Genesee Street, Cheektowaga, NY 14225

Buffalo, NY Pet Insurance FAQs

  • Is pet insurance mandatory in Buffalo?

    No, pet insurance is not mandatory or a legal requirement in Buffalo. Individual pet owners must decide whether to purchase pet insurance to help cover the costs of veterinary care for their pets. In addition, pet insurance can protect pet owners from the impact of inflation-related increases in vet bills.

  • When should someone insure their pets in Buffalo?

    Pet owners in Buffalo have six months after adopting a new four-legged family member to sign up for pet insurance. New York typically has the lowest rates for puppies and kittens, who are more likely to develop health issues. Furthermore, it is critical to plan for coverage before any pre-existing diseases manifest.

  • How do pet owners in Buffalo use insurance to get their vet bills paid?

    In most cases, pet owners in Buffalo pay the vet bills up front and then submit them to their insurance company for reimbursement based on the reimbursement schedule they have chosen. As long as the pet owner pays the monthly premiums, the coverage is valid. If a veterinarian has a direct contract with the insurer, the insurer pays the veterinarian directly.

  • What are the benefits of insuring multiple pets in Buffalo?

    Several insurance companies in Buffalo offer savings on premiums for each additional pet that customers insure when they have multiple pets. If one or more of their pets suffers a serious illness or injury, having all of them insured can help them avoid having to pay a sizable amount out of pocket. It also enables routine maintenance and diagnostic examinations for their animals.

  • Does age affect monthly premiums for pet insurance in Buffalo?

    Yes, the age of a pet influences the cost of pet insurance in Buffalo. It is recommended that pets be insured when they are under one year old because it is less expensive than when they are older. If a younger pet has an accident or becomes ill, this insurance can help cover unexpected vet bills.