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2024

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Best Pet Insurance Companies in Amherst, NY

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Amherst Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2355Reviewed

1414Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9092 Main Street, Clarence, NY 14031
WebsiteLicense: 528251

Expertise.com Rating

Review Sources

Google
4.7 (54)
Facebook
5.0 (27)

Why choose this provider?

Emerling Floss Murphy & Associates is an insurance agency serving the Amherst metro. It provides insurance policies to keep pets healthy if they become ill or have been involved in an accident. Its pet insurance plan covers veterinary costs for dental treatment, diagnostic testing, and prescription medications. Its other products include auto, vehicle, business, and workers' compensation insurance. The firm was formed in 2020 as a result of a collaboration of three Western New York insurance agencies.

  • Policy Bundle Discount

55 Crosspoint Pkwy Suite 116, Getzville, NY 14068
WebsiteLicense: 1150457

Expertise.com Rating

Review Sources

Google
4.9 (121)
Facebook
4.5 (25)

Why choose this provider?

Dan Schmidt is an insurance professional who owns and runs a State Farm-affiliated agency. Schmidt and his team work with clients in Amherst who are looking for a protection plan for their pets. The pet policy helps owners deal with medical costs incurred by their injured or ill cats and dogs. It also covers the cost of medications and veterinary supplies for pets. Other insurance products available are home, life, and health coverage. Schmidt's office can provide assistance in Spanish.

  • Policy Bundle Discount

1335 Hertel Avenue, Buffalo, NY 14216
WebsiteLicense: 776033

Expertise.com Rating

Review Sources

Google
4.4 (120)
Yelp
5.0 (2)

Why choose this provider?

Dan Hawrylczak provides insurance services to clients across Amherst and the neighboring cities. He carries pet insurance plans covering pet medications, veterinary supplements, prescriptions, prosthetic devices, and herbal therapies. These pet insurance programs also help clients prepare for the expenses relating to their cats' and dogs' breed-specific conditions, injuries, medical treatments, and illnesses. Dan is also available to serve West Seneca, Orchard Park, Rochester, Dunkirk, Jamestown, and Lackawanna. He has been serving as a State Farm agent since 1987.

  • Accident Only
  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Emerling Floss Murphy & Associates
9092 Main Street, Clarence, NY 14031
Dan Schmidt
55 Crosspoint Pkwy Suite 116, Getzville, NY 14068
Dan Hawrylczak
1335 Hertel Avenue, Buffalo, NY 14216

FAQs

  • Do pet insurance companies in Amherst differ in their coverage of breed-specific conditions?

    Yes, pet insurance companies in Amherst differ in their coverage of breed-specific and inherited conditions; many are selective in what they include or exclude. Residents shopping for policies should inquire about the premium rate for their pet’s breed since coverage for certain breeds is more costly than an average plan. Some breeds have certain ailments that include spinal problems, skin conditions, hip dysplasia, and ear infections. Others have a predisposition to develop certain specific conditions later on.

  • Do pet insurance providers in Amherst deny coverage for second occurrences of a specific condition in pets?

    Pet insurance providers in Amherst sometimes deny coverage for second occurrences of specific conditions in pets, with some insurers denying reimbursements even if they occurred in a different location. An example is when a second occurrence manifested on the other side of a bilateral condition, such as a cataract and hip dysplasia happening on the other eye and other hip, respectively. Other insurers may consider second occurrences as pre-existing conditions if their initial manifestation occurred before the insurance policy was purchased.

  • What is the difference between pet insurance coverage of incurable and curable pre-existing conditions in Amherst pets?

    Both incurable and curable pre-existing conditions in Amherst pets are not covered by pet insurance. However, issues concerning the latter may be covered if they can be cleared up completely and the animal becomes free of symptoms for at least 12 months. Pre-existing conditions that are curable include undiagnosed diarrhea, undiagnosed vomiting, and ear infections. Incurable conditions include allergies and diabetes.

  • Is it worth it for an Amherst resident to get pet insurance?

    It is worth it for an Amherst resident to get pet insurance if they are the type of owner who will do anything to save their pet. They would do well to get a policy if they prefer paying for a small premium every month rather than shell out thousands in payment for an unexpected emergency. Even a basic plan will provide significant help for a pet who needs veterinary care.

  • How costly can pet insurance for Amherst golden retrievers be?

    Pet insurance for Amherst golden retrievers can cost an average of $41 per month. The rate can be less expensive for puppies. Actual price can vary based on the owner’s chosen deductible, reimbursement rate, and annual limit as well as the dog’s zip code and age. Owners can consult various insurance providers to get a policy that fits their budget and needs.