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2025

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Best Pet Insurance Companies in New York

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New York pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

362843Reviewed

217707Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving New York
New York
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Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

The Insured Pet is an insurance company located in New York. It strives to give clients peace of mind and help them financially prepare for their cats' or dogs' sicknesses and injuries through pet insurance. Its pet insurance policy covers diagnostic treatments, prescription medications, dental treatments, and surgeries. The company carries pet insurance products from FIGO, Healthy Paws, and ASPCA Pet Health Insurance. The Insured Pet was established in 2018 by pet owners who thus personally understand the value of pet insurance.

  • Accident Only

Best Pet Insurance Companies Serving New York
New York
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Expertise.com Rating

Review Sources

Facebook
4.9 (65)
Google
4.6 (10)

Why choose this provider?

Blue Line Insurance represents various carriers—including Travelers, American Modern, Chubb, Foremost, and The Hartford—to provide coverage options to customers in New York. The agency offers pet insurance policies that cover medical bills and treatment expenses. It also has coverage options for properties like condos, motorcycles, businesses, mobile homes, and automobiles. Additionally, its products include business owners' policies, general liability, and EPLI insurance. Founder Kelly Gonyo has been in the industry since 2001.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving New York
New York
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Expertise.com Rating

Review Sources

Google
4.3 (191)

Why choose this provider?

Fetch offers insurance policies to pet owners in New York. It provides comprehensive insurance for dogs and cats that covers emergency veterinary visits, hospital stays, surgeries, and physical therapy. It includes breed-specific problems, vomiting, diarrhea, toxins, and hereditary and congenital issues. The policy also pays for prescription medications, X-rays, CT scans, blood tests, ultrasounds, and sick-visit examination fees. Plans include dental diseases, diabetes and insulin, acupuncture, chiropractic care, and cancer treatment. The company is trusted by American and Canadian no-kill shelters.

  • Accident Only
  • Policy Bundle Discount

Best Pet Insurance Companies Serving New York
New York
Visit Website

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
5.0 (2)

Why choose this provider?

Licata Management Corp. serves the insurance needs of families and individuals in New York. For over 35 years, its team has been helping clients obtain personal protection plans, including pet insurance. The independent agency writes customized policies that cover dogs' or cats' veterinary expenses due to serious illnesses and injuries. It also offers life, flood, auto, homeowners', and renters' insurance. Licata Management Corp. partners with multiple carriers, such as Encompass, Chubb, Travelers, Progressive, and Hagerty.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Insured Pet
555 W 53rd St,, New York, NY 10019
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Blue Line Insurance
55 Barn Rd , Ste 204, New York, NY 12946
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Fetch
101 Greenwich Street, New York, NY 10006
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Licata Management Corp.
96 Lafayette Ave, New York, NY 10901
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New York Pet Insurance FAQs

  • In New York, can you cancel pet insurance after a claim?

    Yes, you can cancel pet insurance after a claim in New York, and there is no penalty for canceling pet insurance in the state. Even if you submitted a claim against the policy, you are not obligated to continue the coverage. However, make sure that you inform your carrier ahead of time.

  • Why is it necessary to purchase pet insurance in New York?

    It is necessary for pet parents to purchase pet insurance in New York because of the rising cost of veterinary care due to advanced technology. This type of insurance can help pet owners reduce expenses for the treatment of their animals' chronic, congenital, or hereditary conditions. It also covers hospitalization and emergency services.

  • What emergency and specialty care services are covered by pet insurance in New York?

    Pet insurance in New York covers expenses related to critical care and if animals need orthopedic specialists and internal medicine experts. It also helps fur parents pay for oncologists for cancer care, ophthalmologists, radiologists, and cardiologists. Animal owners do not need to have referrals if their pets need to see specialists.

  • Are there pet insurance companies in New York that offer pre-existing condition coverage?

    Generally, pre-existing conditions are not covered by pet insurance in New York, but some carriers offer coverage for these types of conditions. Through pre-existing condition coverage, fur parents can reimburse the expenses for their animals' cancer and allergy treatments. It also covers chronic ear infections, colitis, dermatitis, cherry eye, and cruciate ligament injuries.

  • What should you look for when buying pet insurance in New York?

    When buying pet insurance in New York, you must assess the plan's waiting period since different carriers have different waiting periods. You must also determine the cost of the plan per month or annually. Additionally, you must know and research your pet's illnesses, if any, to make sure that they are covered by the insurance.