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2024

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Best Pet Insurance Companies in O'Fallon, MO

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored O'Fallon Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1672Reviewed

1006Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

762 Lemay Ferry Rd, St. Louis, MO 63125
WebsiteLicense: 8015408

Expertise.com Rating

Why choose this provider?

Parker Insurance Group offers pet health policies in O'Fallon. It develops financial plans for a variety of animals, including dogs, cats, rabbits, exotic birds, ferrets, and pigs. Its coverage includes accidental injuries, poisoning, illnesses, prescription medicines, diagnostic tests, and preventive care. Animal-related insurance plans are also offered to protect owners of stolen animals and those who are sued for an animal attack. The agency has been helping lessen the impact of unforeseen risks since 1983.

  • Policy Bundle Discount

1480 Woodstone Dr, Suite 109, Saint Charles, MO 63304
WebsiteLicense: 114149

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Jason Wilson Insurance serves clients throughout O'Fallon and the surrounding neighborhoods. It provides pet insurance plans and offers coverage for unexpected expenses, such as medications, diabetes tests, and orthopedic surgeries. Its team helps pet owners find the policies that fit the level of coverage they need. The independent agency represents a wide range of insurance carriers. It is a locally owned franchise of GlobalGreen Insurance Agency®. It also caters to individuals and businesses throughout Colorado.

  • Accident Only

8460 Watson Road Suite 201, Webster Groves, MO 63119
WebsiteLicense: 2328

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Commercial Insurance Marketing Corp. caters to individuals, families, and businesses in O'Fallon. It offers pet insurance plans through Healthy Paws that reimburse owners for their veterinary expenses when their animal companions get injured or sick due to genetic conditions. The insurance plans also cover alternative care, such as acupuncture, chiropractic, and physical therapy. Niche insurance policies are also offered for startups, tattoo artists, and limousine companies. As an independent insurance agency, Commercial Insurance Marketing partners with several carriers, including Travelers, Foremost, and Hagerty.

  • Policy Bundle Discount

5055 Hwy N Suite 118, Cottleville, MO 63304
WebsiteLicense: 238369

Expertise.com Rating

Why choose this provider?

Denise Sullivan is a healthcare consultant and insurance broker that offers insurance products and services to clients in the O'Fallon area. The agent has been in the insurance industry for over two decades and has experience in claims adjustment and investigation. Denise underwrites pet insurance plans that cover expenses for veterinary health care procedures and emergency care during accidents. Her other products include medical health plans, life insurance plans for final expenses, and prescription drug plans.

  • Policy Bundle Discount

14 Clarkson Wilson Ctr, Chesterfield, MO 63017
WebsiteLicense: 8378700

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Kevin Stengel is an insurance agent with State Farm. He offers pet insurance policies, sourced from Trupanion, that help O'Fallon residents find peace of mind in the event that their animal family members get sick or injured. Coverage for pets includes medical treatments and prescriptions for allergies, wounds from accidents, and congenital or hereditary conditions specific to their breeds. Stengel spends time with individuals and families to build relationships with them and simultaneously craft customized plans.

  • Policy Bundle Discount
  • Multi-Pet Discount

9700 Reavis Rd, St Louis, MO 63123
WebsiteLicense: 101366

Expertise.com Rating

Review Sources

Google
5.0 (123)

Why choose this provider?

Since 1981, Glenn Eckert has been serving the O'Fallon community as a State Farm insurance agent. One of the insurance products Eckert offers is a protection plan for pets. He also has insurance policies that provide coverage for life, health, homes, condominiums, cars, and businesses. Assistance with banking matters is available. Eckert is dedicated to guiding clients in making informed decisions and preparing for any unexpected losses. State Farm has been in service for over 100 years.

  • Multi-Pet Discount
  • Military Discount

100 S. Main St., St. Charles, MO 63301
WebsiteLicense: 4964

Expertise.com Rating

Review Sources

Google
4.9 (73)
Facebook
5.0 (61)

Why choose this provider?

HSGW Insurance Services offers pet health coverage plans to O’Fallon residents. It helps owners pay for veterinary treatments in the event of their pets’ accident or illness. Its policy also covers expenses for preventive care. The agency allows clients to choose an emergency clinic, a specialist, or a veterinarian. It provides other personal lines of insurance such as car, home, life, motorcycle, renters’, and umbrella. Owner John Heinsz took over the agency in 1978. He has been designated as a certified insurance counselor.

  • Policy Bundle Discount

425 N. New Ballas Rd Suite 215, Creve Coeur, MO 63141
WebsiteLicense: 225363
Website

Expertise.com Rating

Why choose this provider?

Chris Harris, Sr., leads a team of professionals who provide pet insurance plans to consumers in O'Fallon. As a State Farm insurance professional, Harris provides Trupanion policies to pet owners to help them deal with their pets' medical needs. He and his team assist customers in designing policies to include coverage for hereditary conditions, veterinary supplements, and prosthetic devices. Harris has been with State Farm since 1993 and is a Chartered Life Underwriter. He is a member of the Life Underwriter Training Council.

  • Accident Only

101 S Oak St., Union, MO 63084
WebsiteLicense: 8041927

Expertise.com Rating

Review Sources

Google
4.7 (52)

Why choose this provider?

David Pope Insurance Services, LLC, serves clients throughout O'Fallon and neighboring communities. It provides pet insurance products for dogs and cats that include coverage for unexpected vet bills, illnesses, and injuries. Clients can schedule their premium payments annually, semiannually, quarterly, or monthly. The agency also offers pet health insurance products to clients in Arkansas and Kansas. It has been providing services since 2005. Additional products offered by the agency include home, auto, life, and commercial insurance.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Parker Insurance Group
762 Lemay Ferry Rd, St. Louis, MO 63125
Jason Wilson Insurance
1480 Woodstone Dr, Suite 109, Saint Charles, MO 63304
Commercial Insurance Marketing Corp
8460 Watson Road Suite 201, Webster Groves, MO 63119
Denise Sullivan
5055 Hwy N Suite 118, Cottleville, MO 63304
Kevin Stengel
14 Clarkson Wilson Ctr, Chesterfield, MO 63017
Glenn Eckert
9700 Reavis Rd, St Louis, MO 63123
HSGW Insurance Services
100 S. Main St., St. Charles, MO 63301
Chris Harris, Sr.
425 N. New Ballas Rd Suite 215, Creve Coeur, MO 63141
David Pope Insurance
101 S Oak St., Union, MO 63084

FAQs

  • Why should individuals in O'Fallon who often take their dogs for nature walks consider pet insurance?

    Individuals in O'Fallon who frequently enjoy nature walks with their dogs should consider pet insurance because the area is home to venomous snakes like the Cottonmouth. A chance encounter could result in a bite, leading to potential poisoning. Accident and illness coverage of pet insurance ensures that dog owners can continue exploring with their pets without the constant worry of possible high-cost vet bills.

  • How do pet insurance in O'Fallon compare with human health insurance?

    Pet insurance shares several similarities with human health insurance. Both types of insurance have premiums, which are the regular payments made for the coverage. They also feature deductibles, the out-of-pocket expenses policyholders in O'Fallon must cover before insurance benefits apply. Both also have coverage limits and waiting periods. This waiting period means the coverage doesn't begin immediately after purchasing the policy but starts after a specified duration.

  • How do pet insurance companies in O'Fallon determine policy prices for dogs?

    In O'Fallon, insurers consider several factors when pricing insurance policies for dogs. They evaluate the dog's age and breed, as well as the individual's chosen coverages, deductibles, and place of residence. Policyholders can adjust deductibles, coverage limits, and reimbursement percentages to tailor the premium to their budget and desired protection level for their canine companion.

  • Why should O'Fallon residents living near local fresh waters consider pet insurance?

    Residents of O'Fallon living near local fresh waters should consider pet insurance because of the prevalent risk of blue-green algae. This toxic algae thrives in freshwater during warm, sunny conditions and poses a significant health danger to pets. If pets consume or come into contact with water containing this algae, emergency care is necessary. Pet insurance can help O'Fallon pet owners cover unexpected veterinary costs arising from such exposures.

  • How much can pet owners in O'Fallon expect to get back from insurers after they've initially paid veterinary costs out-of-pocket?

    After pet owners initially cover veterinary bills, insurance providers reimburse as much as 90 percent of those expenses. This arrangement is applicable for specific health issues or accidents once their annual commitment is satisfied. As a result, pet owners can potentially save substantial amounts, ranging from hundreds to thousands of dollars annually in vet fees.