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2025

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Best Pet Insurance Companies in Massachusetts

Our Recommended Top 3

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Massachusetts pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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Providers

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Best Pet Insurance Companies Serving Massachusetts
Massachusetts
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Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

InsuranceLab New England gives Massachusetts clients tailored insurance coverage for pets. These insurance packages allow clients to choose whether they want coverage for illnesses only, accidents only, or both. The cost also depends on a pet’s age, pre-existing conditions, and overall level of health. InsuranceLab New England works in partnership with Trusted Choice and the Massachusetts Association of Insurance Agents. The company is owned by Cora Yamagata, an insurance agent with more than 10 years of industry experience.

  • Policy Bundle Discount
  • Accident Only

Best Pet Insurance Companies Serving Massachusetts
Massachusetts
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Expertise.com Rating

Review Sources

Google
4.3 (28)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Since 1923, H. Levenbaum Insurance Agency has been providing personal and commercial insurance solutions in Massachusetts. Its specialty pet insurance provides healthcare access and financial protection during medical emergencies. Its various pet plans cover accidents, illnesses, and preventative care. Its agents guide pet owners in weighing suitable health coverage and acceptable premiums and payout limits. The family-owned company also offers property, high-net-worth, workers' compensation, and business protection plans. Its insurance carriers include AIG, Chubb, Embark General, Nationwide, and Progressive.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Massachusetts
Massachusetts
Visit Website

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (7)

Why choose this provider?

Söderberg Insurance Services, Inc., helps Massachusetts residents protect what they value, including animal family members. It offers pet, home, auto, life, and business insurance. The agency has been operating for over 50 years and represents more than 40 carriers. Dedicated to catering to the metro's changing needs and demographics, it maintains a multilingual staff and provides specialized insurance for cyber liability, ride-sharing businesses, and high-net-worth individuals. Its Frances R. Soderberg Scholarship program supports students pursuing education that will benefit people with disabilities.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
InsuranceLab New England
83 Morse Street Building 6, Massachusetts, MA 02062
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H. Levenbaum Insurance Agency
1534 Dorchester Avenue, Massachusetts, MA 02122
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Söderberg Insurance Services, Inc.
200 Broadway- Suite 201, Massachusetts, MA 01940
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Massachusetts Pet Insurance FAQs

  • In Massachusetts, what is the typical cost of pet insurance?

    The exact cost of your monthly insurance premium will vary depending on the breed, age, and gender of your pet, as well as your zip code. A dog's insurance policy in Massachusetts typically costs $25 to $50 per month, and a cat's insurance policy typically costs $15 to $30 per month.

  • What are the various pet insurance options offered in Massachusetts?

    Accident-only policies, which only cover emergency situations such as bite wounds, ingested items, and sprains, are the most affordable pet insurance options in Massachusetts. Most companies also offer accident and illness insurance policies, which cover both diseases and other ailments such as inherited, chronic, oncologic, and congenital issues. In addition, you can purchase add-ons to cover vaccinations, spaying or neutering, dental procedures, and other services.

  • Is pet insurance in Massachusetts subject to a waiting period?

    Yes, all Massachusetts pet insurance policies begin with regular waiting periods that determine when coverage begins. The length of the waiting period varies depending on the insurance company and the terms of the policy, but it typically ranges from a few days to several weeks. For example, there may be a five-day wait for injuries and a 14-day wait for diseases.

  • What sorts of animals are eligible for Massachusetts pet insurance?

    According to the Insurance Information Institute, any type of pet can be insured in Massachusetts. This includes all dog and cat breeds, rabbits, exotic birds, reptiles, potbelly pigs, and various rodents. The price will vary depending on the type and breed of the animal, its age, and any current medical issues.

  • What are the pet laws enacted in Massachusetts?

    It is illegal in Massachusetts to leave an animal in a hot or cold vehicle because it is considered animal cruelty and carries legal consequences. State law also requires owners to obtain yearly licenses for their animals. If your dog is 6 months or older, it must be vaccinated against rabies and have a license. Furthermore, owners must pick up and dispose of their pet's waste and keep them on a leash when outside.