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Best Pet Insurance Companies in Maryland

Our Recommended Top 6

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Maryland pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

114036Reviewed

68424Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.0 (4)
Yelp
3.0 (2)

Why choose this provider?

Emerald Financial Group is a team of independent agents serving residents in Maryland, Virginia, and the District of Columbia. They furnish pet insurance plans, which offer financial assistance in case a client's pet sustains an injury or illness. The company provides clients access to coverage options from numerous carriers, allowing them to find policies that suit their individual needs. Emerald Financial Group was founded by Roger Mulligan, a Chartered Financial Consultant, Certified Insurance Counselor, and Chartered Life Underwriter. He is also a member of the Independent Agents and Brokers Association.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Facebook
5.0 (47)
Google
4.7 (27)
Yelp
3.5 (8)

Why choose this provider?

Consolidated Insurance Risk Management caters to personal clients in the Maryland area. It offers pet insurance options through its partnership with Safeco, covering medical expenses for alternative medicine, behavioral therapy, hereditary conditions, accidental injuries, and wellness care. It also provides comprehensive plans for life, long-term care, health, retirement, special events, and disability. Surety and bonding services are available. The agency was founded in 1983 and is a member of the National Association of Health Underwriters, NASBP, and NAIFA.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Google
4.1 (34)
Facebook
4.5 (6)
Yelp
5.0 (4)

Why choose this provider?

Ramsey's Insurance, Inc, is an independently owned and operated agency that serves clients throughout the state of Maryland. It provides pet insurance policies, which help cover medical expenses incurred from pet sickness or injury. Other types of personal insurance products it offers include homeowners', renters', auto, boat and marine, and personal umbrella insurance. In addition, the agency assists with business and commercial insurance policies. Ramsey's Insurance, Inc, has been in business for more than three decades.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Google
5.0 (11)
Yelp
5.0 (4)

Why choose this provider?

Gomez Insurance Co, Inc., is a one-stop shop that assists Maryland individuals and families in insuring their pets. Its team of agents offers pet insurance plans that provide healthcare coverage for illness, accidents, and injury. The team guides clients in weighing options such as coverage for a specific condition and one-time or whole-year treatment. The company has been serving the community for more than 15 years and also provides home, life, and auto insurance plans.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Google
4.9 (121)
Facebook
4.7 (13)

Why choose this provider?

Superior Insurance is an independent agency that helps clients in Maryland discover insurance coverage to safeguard themselves from unexpected events. It offers pet insurance plans to pay for medical costs when pets get sick or hurt. It provides other personal insurance products, including boat and marine, flood, high net worth, collector car, earthquake, and homeowners insurance. Principal Josh Bogard previously worked for big companies like Wells Fargo and Liberty Mutual before founding Superior Insurance in 2012.

  • Multi-Pet Discount

Best Pet Insurance Companies Serving Maryland
Maryland

Expertise.com Rating

Review Sources

Google
5.0 (970)
Facebook
5.0 (206)
Yelp
5.0 (4)

Why choose this provider?

Karen Michaels operates a State Farm insurance agency that caters to clients in Maryland and nearby areas. She offers insurance plans that provide financial protection for owners against veterinary expenses in the event that their animal companions get sick or injured. Karen also provides insurance products for homeowners, renters, and automobiles. She holds the Retirement Income Certified Professional, Chartered Financial Consultant, and Chartered Life Underwriter designations. Karen is a member of the National Association of Insurance and Financial Advisors.

  • Multi-Pet Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Emerald Financial Group
2553 Housley Rd Suite 210, Maryland, MD 21401
Consolidated Insurance Risk Management
11403 Cronridge Drive, Suite 270, Maryland, MD 21117
Ramsey's Insurance, Inc
2049 West St Suite 202, Maryland, MD 21401
Gomez Insurance Co, Inc.
1751 Elton Road Ste 110, Maryland, MD 20903
Superior Insurance
5515 Selma Avenue, Maryland, MD 21227
Karen Michaels
2280 Pulaski Highway, Maryland, MD 21901

Maryland Pet Insurance FAQs

  • What is the average annual pet insurance claim processed by insurance companies in Maryland?

    In Maryland, insurers such as MyPets handle $399 in pet insurance claims on average, which is the same as the national average. Costs can quickly escalate when pet owners consider emergency care, which can cost well over $1,000 per visit. Cancer treatment can easily cost more than $10,000. Specialist care, treatments, and surgeries for major health issues all contribute to higher pet insurance costs.

  • Which insurance options are provided by major insurance companies in Maryland?

    The top Maryland insurance carriers offer yearly reimbursement limits ranging from $3,000 to unlimited. They also recommend deductibles ranging from $250 to $500, though some plans offer higher or lower options. Bill reimbursement percentages ranging from 70% to 90% are also available from pet insurance providers. To save money, some pet parents choose policies with lower rates and coverage limits.

  • Are pet owners legally required to insure their animal companions in Maryland?

    Maryland residents are not required by law to obtain health insurance for their pets. Pet health insurance is a supplemental tool for covering unexpected veterinary costs. Because puppies and kittens are less likely to develop health problems, they have the lowest insurance premiums. It is recommended that pet parents obtain insurance for their pets within six months of adoption.

  • What are the types of pet insurance available to Maryland citizens?

    Residents of Maryland can opt for an accident-only plan, which helps pay for pet care needs caused by incidents such as a car accident or accidental poisoning. A pet insurance plan that covers accidents and illnesses like cancer and ACL injuries is another option. Pet owners can also add on wellness and routine care, which includes veterinary checkups and heartworm prevention.

  • When should Maryland residents purchase health insurance plans for their animal companions?

    Because insurance companies do not cover pre-existing conditions, Maryland pet owners should obtain pet insurance while their animals are still young. Pet parents who wait too long to purchase pet insurance risk their pets becoming injured or sick and not qualifying for coverage. Some insurance companies require a minimum enrollment age of eight weeks.