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2024

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Best Pet Insurance Companies in Lafayette, LA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lafayette pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2140Reviewed

1285Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2701 Johnston St Suite 230, Lafayette, LA 70503
WebsiteLicense: 755044

Expertise.com Rating

Why choose this provider?

Trey Meche is an affiliated insurance agent of Physicians Mutual. He serves individuals, families, and businesses throughout the Lafayette metro and the surrounding areas of Los Angeles. He offers pet insurance policies that cover pet illnesses, accidents, hospital bills, vaccines, and wellness costs. His company provides separate options for cats and dogs to target each animal's specific needs. Trey listens to his clients and guides them through the process. He also handles dental, life, and medicare insurance packages.

  • Policy Bundle Discount

277 Highway 171 N, Suite 14, Lake Charles, LA 70611
WebsiteLicense: 234737

Expertise.com Rating

Review Sources

Google
4.8 (36)
Facebook
5.0 (13)

Why choose this provider?

Christine Bailey has been a State Farm agent since 2000. She delivers services to the residents of Lafayette who are looking for pet insurance policies. Her team members evaluate the age, breed, and specific needs of pets to present their owners with appropriate plans from Trupanion. Helping customers in their decision-making, they itemize and explain coverages for surgeries, medications, veterinary supplements, and breed-specific conditions. They also assist in customizing plans by adding extra benefits for rehabilitative and alternative therapies.

1200 E McNeese Street, Suite C, Lake Charles, LA 70607
WebsiteLicense: 482697

Expertise.com Rating

Why choose this provider?

Johnny Janese is a State Farm agent who caters to individuals in the Lafayette metro. He provides a selection of products, including policies for clients with cats and dogs. Janese finds an insurance plan that covers the medical expenses of a person's pets. This type of insurance covers costs for veterinary visits due to injuries, illnesses, procedures, or breed-specific conditions. Janese also offers banking and annuity-related services. He started his career in the industry in 1981.

114 Curran Ln, Lafayette, LA 70506
WebsiteLicense: 555161

Why choose this provider?

Shield 365 Insurance caters to clients throughout Lafayette. The independent agency provides pet insurance products and deals with owners of dogs, cats, and birds. It works to help them handle unexpected veterinarian costs. It also sets up insurance policies that cover a range of vehicles, from RVs to motorcycles. Its team represents multiple carriers, including The Hartford, Travelers, Hartville, and Progressive. One of the agency's team members, Travis McGrew, is a board member at the non-profit organization Maddie's Footprints.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Trey Meche
2701 Johnston St Suite 230, Lafayette, LA 70503
Christine Bailey
277 Highway 171 N, Suite 14, Lake Charles, LA 70611
Johnny Janese
1200 E McNeese Street, Suite C, Lake Charles, LA 70607
Shield 365 Insurance
114 Curran Ln, Lafayette, LA 70506

Lafayette, LA Pet Insurance FAQs

  • Does pet insurance in Lafayette cover pre-existing conditions?

    Most pet insurance companies in Lafayette do not cover pets with pre-existing conditions and hereditary or congenital conditions. This means that if the pet has an illness that first occurred or showed clinical signs or symptoms before you applied for insurance, then most likely, the condition will not be covered.

  • How does pet insurance in Lafayette work?

    Pet insurance in Lafayette can be used at any animal hospital, provided your pet gets treatment from a licensed veterinarian. Unlike human healthcare insurance, there are no networks in pet insurance. It follows a reimbursement-based model. Some pet insurance plans have a direct-vet pay option that covers a hefty veterinary bill out-of-pocket. Pet owners who can pay upfront bills may submit a claim to their provider to initiate reimbursement.

  • What does pet insurance in Lafayette usually cover?

    Pet insurance in Lafayette usually covers various conditions, including broken bones, hip dysplasia, stomach issues, pain, ear infections, cancer, and more. It also reimburses pet owners for their pets' health checks. Pets are not exempt from requiring healthcare. That is why having pet insurance is helpful in case your furry friend gets sick or gets into an emergency.

  • Does pet insurance in Lafayette cover spaying and neutering?

    A standard pet insurance policy in Lafayette does not cover spaying and neutering. However, you can purchase an add-on that covers your pet for these procedures. If you have this add-on endorsement on your pet's insurance policy, you can submit a claim to your insurance provider for reimbursement when your female pet is spayed or your male is neutered.

  • When is the best age for a pet to be insured in Lafayette?

    The best time to buy pet insurance in Lafayette is when your pet is still young if it's just a puppy or kitten. Just like when people age, pets who get older require more care. The older your pet gets, the higher the premium rates go. Sometimes, coverage may no longer be available.