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Best Pet Insurance Companies in South Bend, IN

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Bend Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

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featured provider = Featured Provider

52144 State Road 933 Ste 2, South Bend, IN 46637
WebsiteLicense: 646054 Rating

Review Sources

5.0 (448)
5.0 (7)

Why choose this provider?

Donovan Hawkes is an insurance agent with State Farm Insurance, serving individuals and families in South Bend. He offers pet insurance coverage for dogs and cats through the Trupanion medical plan. He also provides risk management options for life, health, auto, homeowners, and personal articles, as well as services for banking and annuities. Donovan can communicate in Spanish and German. He has over 15 years of experience in the industry and is licensed in Michigan and Indiana.

812 E Jefferson Blvd, South Bend, IN 46617
WebsiteLicense: 1300120 Rating

Review Sources

4.5 (38)
5.0 (5)
5.0 (1)

Why choose this provider?

Calvin Johnson is an agency leader who caters to the insurance needs of South Bend residents. Affiliated with State Farm, Johnson and his team help individuals and families financially protect their pets from unexpected events like diseases, injuries, and illnesses. They analyze clients' and their pets' needs, create customized pet medical insurance plans, and provide policy and option recommendations. Johnson has been providing State Farm insurance products since 1988. He also holds a license in Missouri.

  • Policy Bundle Discount

South Bend, IN
WebsiteLicense: 32214 Rating

Why choose this provider?

TCU Insurance Agency serves clients in South Bend and the neighboring communities. It provides clients with wellness and medical insurance plans that cover minor accidents and major illnesses of pets. Other types of insurance products it offers protect homes, cars, motorcycles, and businesses. Coverages for life and senior healthcare are also available. The independent agency represents a variety of carriers, helping clients personalize insurance plans that fit their needs. It extends its services to clients in Michigan.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Donovan Hawkes
52144 State Road 933 Ste 2, South Bend, IN 46637
Calvin Johnson
812 E Jefferson Blvd, South Bend, IN 46617
TCU Insurance Agency
South Bend, IN


  • How much does pet insurance typically cost for dogs and cats in South Bend?

    In South Bend, dog owners typically pay between $19 and $99 per month for pet insurance, while cat owners pay between $11 and $37 per month. The exact amount, however, varies depending on the insurance provider. Many South Bend businesses provide discounts, such as discounts for insuring multiple pets or special rates for military members and veterans.

  • What additional costs should pet owners in South Bend expect when buying pet insurance?

    Pet owners in South Bend should plan for additional costs related to pre-existing medical conditions when purchasing pet insurance, as they are frequently not covered. This means that even after paying premiums, they may have to pay for treatments such as hip dysplasia or heart disease out of pocket. Dental treatments, particularly routine cleanings, may also be excluded, resulting in additional costs.

  • How important is pet insurance for dog owners in South Bend, considering the city's winter conditions?

    Pet insurance is required for dog owners in South Bend due to the city's significant winter snowfall of approximately 22 inches. Hypothermia treatment, which can cost up to $2,500, is a potential concern, particularly for dogs who are elderly, young, small-sized, or have little body fat or hair. During the colder months, pet insurance provides a safety net against unexpected costs.

  • What are the dangers of not having pet insurance for South Bend pet owners without substantial savings?

    Without significant savings, South Bend pet owners without pet insurance may face overwhelming debts. In more dire circumstances, they may be unable to afford critical pet care. Because of the financial strain, they may be forced to make heartbreaking decisions, such as surrendering their pets or, in the worst-case scenario, considering euthanasia. Purchasing pet insurance protects you from these heartbreaking situations.

  • How are pet insurance policies comparable to human health insurance in South Bend?

    Pet insurance is similar to human health insurance in several ways in South Bend. Policyholders pay premiums to secure coverage. There are also deductibles and co-pays to think about. Like human policies, there is frequently a maximum limit on what the insurance will pay out. When it comes to settling claims, policyholders in South Bend have the option of having the insurer pay the veterinarian directly or receiving reimbursements, giving them the freedom to choose their preferred veterinarian.