Best Pet Insurance Companies in Peoria, IL

FAQs

• What types of pet insurance are available to pet owners in Peoria?

  First, Peoria pet owners can choose accident-only plans, which typically cover the cost of emergency veterinary care, including diagnostics, examination fees, and treatments for accident-related injuries, such as broken bones and animal attacks. Next, stand-alone illness insurance covers the costs of major and minor illnesses, such as cancer, UTIs, heart disease, ear infections, and arthritis. Additionally, wellness care plans generally cover yearly physical examinations, vaccinations, and health screens.

• Can you use your own veterinarian in Peoria?

  Yes, the majority of pet insurance plans allow you to use your pet insurance coverage with your own or any licensed veterinarian in Peoria. This includes general veterinary clinics, specialty hospitals, and emergency veterinarians. Most pet insurance plans work as a reimbursement, which means that you will have to pay the vet directly and then file a claim with your insurer to get reimbursed for covered expenses.

• What are the waiting periods for pet insurance in Peoria?

  The waiting periods for pet insurance in Peoria generally range from two to 14 days for accident plans and 14 to 30 days for pet illnesses. Pet insurance plans typically have a waiting period or set amount of time after the purchase of a policy that you must wait before a particular type of coverage begins.

• Can you use pet insurance to pay for your pet's cancer treatment in Peoria?

  Yes, pet owners in Peoria can insure their pets for cancer treatment. Most pet insurance policies also cover diagnostic procedures, hospitalization, treatment, prescription drugs, lab tests, x-rays, and surgery. Among the ways that pets with cancer, such as cats and dogs, get treated include chemotherapy to attack the tumor and surgery.

• What conditions and treatments are typically not covered by pet insurance in Peoria?

  The conditions and treatments that could be covered partly or typically not covered at all by pet insurance in Peoria are genetic conditions, chronic illnesses that last more than a year, routine care and regular visits to veterinary clinics for vaccinations, and cosmetic procedures, such as tail docking. Other excluded treatments include genetic testing and organ transplants.