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2024

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Best Pet Insurance Companies in Chicago, IL

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chicago Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53645Reviewed

32189Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

400 Lake Cook Rd, Deerfield, IL 60015

Expertise.com Rating

Review Sources

Google
4.8 (25)
Yelp
4.0 (9)
Facebook
4.8 (8)

Why choose this provider?

Marc Turim is an Allstate Insurance agent serving clients in Chicago and the surrounding communities. He handles a wide range of insurance plans, including pet health insurance. His team provides clients with pet health policies that cover accidents, illnesses, medical treatments and procedures, lab tests, medications, and alternative therapy. He also offers optional routine wellness care coverage for cats and dogs. Turim has been working in the insurance industry for over 18 years.

  • Policy Bundle Discount

802 Cedar Parkway, Schererville, IN 46375
WebsiteLicense: 8210978

Expertise.com Rating

Review Sources

Google
5.0 (63)
Facebook
5.0 (6)

Why choose this provider?

Kyle Dempsey is a State Farm Insurance agent that has been offering services to individuals, families, and small business owners in Chicago and the surrounding locations since 2001. He provides insurance policies for automobiles, homeowners, renters, and pets. He and his team establish personal relationships with their clients, helping them understand their insurance needs. Annuities, banking products, and life and health insurance options are also available. Kyle opened his office in Schererville in 2017.

  • Policy Bundle Discount

223 N. IL Route 21, Gurnee, IL 60031
WebsiteLicense: 100292835

Expertise.com Rating

Review Sources

Google
3.5 (6)
Facebook
1.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Tomei Insurance Agency is an independent risk management company that has been serving Chicago and nearby areas since 1958. Included in its product line is pet insurance, which helps pay for prescription medicine and covers dental treatment and diagnostic tests. With access to plans from different carriers such as Travelers, Progressive, and The Hartford, it also offers car, home, and life insurance policies. Other products include Roth IRAs, group health plans, and medical supplement policies.

  • Life Insurance
  • Health Insurance

1 N Franklin, Ste 2100, Chicago, IL 60606

Expertise.com Rating

Why choose this provider?

Nicholas Rakos is an insurance professional who owns and runs a Liberty Mutual Insurance-affiliated agency. His office caters to the residents of Chicago, helping them manage risks and protect their assets. Among the offerings is pet insurance, which reduces owners' financial obligations in the event of unexpected medical bills resulting from illness or injury to their pets. Clients may also purchase a plan with wellness coverage, which includes wellness exams, intestinal deworming, and routine dental cleaning.

601 W Greenwood Avenue, Waukegan, IL 60087
WebsiteLicense: 2173849

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Mellen & Co. is an independent insurance agency that has been serving Chicago since 1938. It provides healthcare insurance coverage for pets, covering accidents, illnesses, and medical expenses. Its team of professionals helps pet owners in considering different factors for their customizable policies, such as the waiting period of taking out a policy and the need to file insurance claims. The agency also offers personal insurance coverage options for valuable possessions, excess liability, and high-net-worth individuals.

  • Policy Bundle Discount

1761 N Dilleys Rd, Suite 103, Gurnee, IL 60031

Expertise.com Rating

Review Sources

Google
4.0 (25)

Why choose this provider?

Jack Martin is a State Farm Insurance agent catering to Chicago residents. He offers Trupanion pet insurance to cover the medical expenses of a pet cat or dog in case of illnesses or injuries. The Trupanion policy covers all breeds and provides unlimited payouts for eligible claims. Martin also assists with other coverages, including home, life, car, and health insurance. He has been with State Farm Insurance for more than 33 years, and his Illinois office has a Spanish-speaking team.

  • Life Insurance
  • Health Insurance

18070 Wolf Rd, Orland Park, IL 60467

Expertise.com Rating

Review Sources

Google
4.7 (13)
Yelp
3.0 (2)

Why choose this provider?

Ryan Kouba is a Farmers Insurance agent who serves clients in Chicago and the surrounding localities. Kouba offers a wide variety of personal insurance plans, including pet insurance. His team represents Pets Best, a third-party insurance carrier that provides different coverage options for dogs and cats, including accident-only, accident and illness, and wellness routine care. Kouba has been with Farmers Insurance for over 14 years. He also handles auto, home, life, health, umbrella, and business insurance.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Marc Turim
400 Lake Cook Rd, Deerfield, IL 60015
Kyle Dempsey
802 Cedar Parkway, Schererville, IN 46375
Tomei Insurance Agency
223 N. IL Route 21, Gurnee, IL 60031
Nicholas Rakos
1 N Franklin, Ste 2100, Chicago, IL 60606
Mellen & Co.
601 W Greenwood Avenue, Waukegan, IL 60087
Jack Martin
1761 N Dilleys Rd, Suite 103, Gurnee, IL 60031
Ryan Kouba
18070 Wolf Rd, Orland Park, IL 60467

FAQs

  • In Chicago, are there out-of-pocket costs for pet treatment even if there is an active pet insurance policy?

    Yes, in Chicago, there are out-of-pocket costs for pet treatment even if there is an active pet insurance policy. Just like with health insurance products made for humans, there are deductibles and co-payments that are taken out of the policyholder's own pocket before the insurer steps in.

  • Do pet insurance policies in Chicago place limitations on one's choice of veterinarians for pet care?

    In Chicago, a pet insurance plan will generally give the policyholder a wide choice of veterinarians to go to. One may go with a general practitioner or a specialist without causing issues. This is in contrast with human health insurance, where there are plans where the insured has to choose from a network.

  • Will a pet insurance policy in Chicago cover pre-existing conditions?

    No, a pet insurance policy in Chicago will not usually cover pre-existing conditions. These policies prefer to stick to conditions and incidents that are unforeseen or unpredictable. A pre-existing condition leads to foreseeable health outcomes and raises the risk that the insurer assumes in the contract. Hence, it is excluded from coverage in general.

  • Why is it advisable in Chicago to get pet insurance early?

    It is advisable in Chicago to get pet insurance before the pet turns five because the risk of injury or illness is still high. Youthful animals are inquisitive and are liable to explore their world carelessly and ingest dangerous objects and creatures like bugs and screws. Medical intervention may be needed to eliminate these external objects.

  • May a pet insurance holder in Chicago immediately take advantage of the policy?

    No, a pet insurance policyholder in Chicago generally cannot immediately take advantage of the contract. There is a waiting period of roughly two weeks after the policy is taken out. It is only after this time has elapsed that the assurance plan takes effect, and the holder may start reaping the benefits.