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2025

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Best Pet Insurance Companies in Lakeland, FL

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakeland pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1971Reviewed

1186Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving Lakeland
190 Avenue A NW, Winter Haven, FL 33881
Visit WebsiteLicense: A066598

Expertise.com Rating

Review Sources

Google
3.2 (13)
Facebook
4.7 (12)
Yelp
1.0 (1)

Why choose this provider?

Since 1977, Dershimer Insurance Agency has been helping residents in Lakeland and neighboring communities protect their possessions and assets. Its independent agents offer pet insurance products that protect pet owners from the expenses on veterinary care, hospitalization, and medication needed in the event that their pets get sick or injured. Other insurance products they provide are life, health, and business. The agency works with different partner carriers, including Nationwide, Cypress, Florida Peninsula, Foremost, and Hagerty.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Lakeland
1101 Miranda Lane, Kissimmee, FL 34741
Visit WebsiteLicense: L070492

Expertise.com Rating

Why choose this provider?

Boes Financial Services, Inc., is an independent insurance agency that caters to individuals, families, and businesses in Lakeland and the surrounding areas. It helps dog and cat owners cover the costs of veterinary care through pet insurance policies from multiple carriers, including Prudent Pet Insurance. Other personal insurance products include auto, motorcycle, homeowners', renters', and flood insurance. In addition, it offers fixed, variable, and indexed annuities. The agency has been in business for more than a decade.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Lakeland
815 Cypress Village Blvd, Sun City Center, FL 33573
Visit WebsiteLicense: A130091

Expertise.com Rating

Review Sources

Google
4.8 (32)

Why choose this provider?

Gulf Coast Commercial Insurance has been serving Lakeland since 1998. It offers Figo pet insurance to help clients pay for veterinary treatment and care of their pets in the event of illness or injury. Clients can use the Figo mobile app to process reimbursement claims. The app includes SMS and email reminders for pet health appointments, as well as GPS tracking technology for lost pets. The company also offers insurance for homes, businesses, and cars, as well as life insurance to protect families from unforeseen events.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Lakeland
9927 Delaney Lake Dr, Tampa, FL 33619
Visit WebsiteLicense: L073529

Expertise.com Rating

Review Sources

Google
4.8 (61)
Facebook
5.0 (14)

Why choose this provider?

Quorum Insurance is an independent agency that has been serving Lakeland consumers and credit union members since 2002. Its mission is to give clients peace of mind while protecting their families and assets by offering various personal insurance products, including auto, life, pet, health, and jewelry. Its pet insurance policy covers pets' medical care related to accidents and illnesses. Some of Quorum Insurance's partners are Avatar Protector of Your Assets, Foremost Insurance Group, and MetLife.

  • Accident Only

Best Pet Insurance Companies Serving Lakeland
639 1st St S, Winter Haven, FL, FL 33880
Visit WebsiteLicense: L071665

Expertise.com Rating

Review Sources

Google
4.9 (450)
Facebook
4.7 (29)
Yelp
3.0 (2)

Why choose this provider?

Rob Semans, an insurance professional affiliated with State Farm, leads a team of professionals that serve Lakeland. Semans and his team offer Trupanion, a pet insurance product that provides financial coverage to furry family members if they get sick or injured. They assess pet owners' and pets' needs, design policies, and provide quotes and recommendations. Semans is a Chartered Life Underwriter and a member of the NAIFA. He has been with State Farm insurance since 1978.

Best Pet Insurance Companies Serving Lakeland
401 East Jackson Street, 20th Floor, Tampa, FL 33602
Visit WebsiteLicense: L026289

Expertise.com Rating

Why choose this provider?

McGriff is an insurance broker affiliated with Nationwide that offers pet insurance for Lakeland residents. The agency helps clients find policies for dogs and cats that allow them to file claims conveniently from their phones, as well as select their preferred veterinarian anywhere in the U.S. Policies on offer reimburse clients for up to 90% of veterinary bills incurred for procedures involving chronic conditions, accidents and injuries, and hereditary conditions. McGriff has been in business for over 100 years.

  • Accident Only

Best Pet Insurance Companies Serving Lakeland
6810 E Hillsborough Ave, Tampa, FL 33610
Visit WebsiteLicense: L004442

Expertise.com Rating

Why choose this provider?

Members Insurance Center, LLC, is an independently owned and locally operated agency that provides its products and services to clients in Lakeland and the surrounding areas. It offers a wide range of products such as pet insurance. It provides coverage for veterinarian bills in case of allergies or health conditions. The policy also helps with flea and tick treatments, ear infections, and visitations. Specific plans may include coverage for grooming, pet food, and behavioral problems.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Lakeland
711 E. Henderson Ave., Tampa, FL 33602
Visit WebsiteLicense: R056098

Expertise.com Rating

Why choose this provider?

GTE Insurance is an independently owned and locally operated firm that caters to families and individuals in the Lakeland metro and neighboring communities. The firm offers health insurance for cats and dogs. It helps pet owners cover unforeseen expenses resulting from accidents and illnesses. Its pet insurance policies defray routine veterinary checkups and vaccinations. GTE Insurance represents several leading companies, including Foremost, Infinity, MetLife, Progressive, and Safeco. One of its clients has been a long-time partner since 1995.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving Lakeland
611 E. Bloomingdale Ave. Ste. A, Brandon, FL 33511
Visit WebsiteLicense: L069180

Expertise.com Rating

Review Sources

Google
4.7 (46)
Facebook
5.0 (25)

Why choose this provider?

Briggs Family Insurance Services, Inc., is an independent agency serving the Lakeland community. The family-owned and operated firm offers residents and business owners insurance options that protect them against financial risks. Dog and cat owners can turn to the company's agents for pet insurance policies that cover medical fees, vaccination costs, and bills from veterinary services. The team will discuss with pet parents the Safeco Insurance plans available that meet their current situation and budget.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
Boes Financial Services, Inc.
1101 Miranda Lane, Kissimmee, FL 34741
Gulf Coast Commercial Insurance
815 Cypress Village Blvd, Sun City Center, FL 33573
Quorum Insurance
9927 Delaney Lake Dr, Tampa, FL 33619
Rob Semans
639 1st St S, Winter Haven, FL, FL 33880
McGriff
401 East Jackson Street, 20th Floor, Tampa, FL 33602
Members Insurance Center, LLC
6810 E Hillsborough Ave, Tampa, FL 33610
GTE Insurance
711 E. Henderson Ave., Tampa, FL 33602
Briggs Family Insurance Services, Inc.
611 E. Bloomingdale Ave. Ste. A, Brandon, FL 33511

Lakeland, FL Pet Insurance FAQs

  • What important factors Lakeland pet owners must take into account when assessing their financial capability to purchase pet insurance?

    Lakeland pet parents should consider the amount they would pay in monthly premiums when determining their ability to pay for pet insurance. They should also inquire about how much insurance companies charge for deductibles. Other critical issues to address include premiums for older pets and discounts for having multiple pets.

  • What is the average cost of pet insurance per month in Lakeland and throughout the state of Florida?

    In Lakeland and throughout Florida, pet insurance costs an average of $30.63 per month for a kitten, $35.22 for a five-year-old cat, and $81.74 for a ten-year-old cat. Pet owners pay $49.05 per month for a puppy. A five-year-old dog's monthly premium is $63.92, while a 10-year-old dog's monthly premium is $152.35 per month.

  • Which animal healthcare services and conditions are covered by pet insurance cover in Lakeland?

    Accident-related injuries and medical emergencies are covered by pet insurance policies offered by Lakeland insurance companies. With the exception of pre-existing conditions, pet plans reimburse pet owners for the cost of minor and major illnesses. Insurers also provide add-ons for pet parents caring for animals with congenital and inherited conditions.

  • Does pet insurance in Lakeland and the state of Florida cover surgical procedures?

    Pet insurance policies available in Lakeland and throughout Florida cover medically necessary surgeries. The types of surgery covered are determined by the pet parents' insurance terms. A policy that only covers accidents would only cover surgeries for injuries, whereas a policy that covers both accidents and diseases would cover both. Elective surgeries, such as spaying and neutering, are frequently not covered by pet insurance policies.

  • How does pet health insurance work in Lakeland?

    Pet owners in Lakeland can get their money back for vet bills through their pet health insurance plans. Some of them pay the vets directly, but only if the vet's office is on board with the plan. Pet owners send receipts to their health insurance company after paying the vet and wait to get their money back.