Expertise.com Homepage

2025

Last updated:

Best Pet Insurance Companies in Fort Lauderdale, FL

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Lauderdale pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3447Reviewed

2070Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1797 N University Dr, Plantation, FL 33322
WebsiteLicense: L051603

Expertise.com Rating

Review Sources

Google
5.0 (155)
Facebook
4.4 (9)

Why choose this provider?

Insurance Medics serves pet owners, families, and businesses in Fort Lauderdale. The insurance agency offers a wide selection of products, including pet, homeowners', auto, life, and general liability insurance. Its agents guide clients in the decision-making, helping them assess their pet's existing and potential needs so that they can feel confident in their chosen policy. The agency has a property and casualty renewal specialist and a commercial insurance specialist on staff. Principal agent Husam "Lou" Mohammed has been in the industry for over 12 years.

  • Policy Bundle Discount

10101 W Sample Rd, Suite 436, Coral Springs, fl 33065
WebsiteLicense: L091224

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (5)

Why choose this provider?

Beacon Insurance Agency, based in Coral Springs, caters to residents throughout the Fort Lauderdale area. It offers pet insurance plans, offering policies that include coverage for medications, tests, and surgeries. The agency also provides life, health, dental and vision, and short-term health insurance products. As an independent insurance company, it represents multiple carriers in the market. Its agents work with clients in creating tailored policies that fit their needs and budget. This agency also offers insurance plans for small businesses.

  • Military Discount

955 South Federal Highway Suite 433, Fort Lauderdale, FL 33316
WebsiteLicense: L108504

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

Jacoby & Associates Agency LLC helps manage the financial future of the Fort Lauderdale metro residents and the surrounding communities of Pennsylvania, New Jersey, West Virginia, and Florida. It provides pet insurance plans that cover veterinary expenses for accidents, diseases, and other unexpected medical needs. The locally owned, independent, full-service agency is also capable of handling notary needs. It strives to streamline the insurance procedure while advising each client on the potential hazards and solutions associated with their purchase.

  • Accident Only

303 Banyan Blvd, Suite 101, West Palm Beach, FL 33401
WebsiteLicense: L106229

Expertise.com Rating

Review Sources

Google
4.0 (630)

Why choose this provider?

Spot Pet Insurance is a locally owned and operated company that serves the residents of Fort Lauderdale. It offers pet health insurance policies for dog and cat owners, with customizable annual limits and reimbursement rates. These plans cover a variety of accidents and illnesses, including broken bones, infections, diabetes, cancer, arthritis, and hereditary conditions. Spot Pet Insurance has been featured in Rolling Stone, Forbes, Business Insider, and Money. The company is partnered with Crum & Forster Pet Insurance Group.

  • Policy Bundle Discount

17140 Royal Palm Blvd Ste 3, Weston, FL 33326
WebsiteLicense: L002075

Expertise.com Rating

Why choose this provider?

Alex Lopez is a State Farm insurance professional that caters to the financial security needs of pet owners in the Fort Lauderdale metro and nearby areas. Lopez and his team help clients in obtaining insurance plans that may provide coverage for illnesses, injuries, congenital diseases, and herbal therapy. They have over 100 years of combined experience in insurance services, guiding pet owners in customizing policies and bundling multiple policies to maximize coverage. They can also assist clients in Spanish.

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance Medics
1797 N University Dr, Plantation, FL 33322
Beacon Insurance Agency
10101 W Sample Rd, Suite 436, Coral Springs, fl 33065
Jacoby & Associates Agency LLC
955 South Federal Highway Suite 433, Fort Lauderdale, FL 33316
Spot Pet Insurance
303 Banyan Blvd, Suite 101, West Palm Beach, FL 33401
Alex Lopez
17140 Royal Palm Blvd Ste 3, Weston, FL 33326

Fort Lauderdale, FL Pet Insurance FAQs

  • Why do you need pet insurance in Fort Lauderdale?

    Pet insurance is essential in Fort Lauderdale due to the city's diverse and potentially dangerous environment for pets. The region's rich biodiversity, combined with the risks of hurricane season, exposes your pets to various threats, including encounters with hazardous wildlife and plants. Pet insurance provides financial security by allowing you to pay a monthly fee for coverage. In a medical emergency, you can seek treatment from any licensed veterinarian and then submit a claim for reimbursement.

  • What is the cost of pet insurance in Fort Lauderdale?

    The cost of pet insurance in Fort Lauderdale can vary. It depends on factors like the type of pet, their breed, and where you live. Generally, dog insurance is more expensive than cat insurance. Costs can range from about $29 per month for cats to around $49 per month for dogs. Certain breeds may have higher premiums due to potential health risks. Older pets and your location can also affect the price. Lastly, your pet's lifestyle and environmental factors are considered, too.

  • How do you choose the right insurance in Fort Lauderdale for your pet's needs?

    To choose the right insurance in Fort Lauderdale, consider the costs, like deductibles, reimbursement percentages, annual coverage limits, and monthly premiums, and how they affect your expenses and your pet's coverage. Understand the deductible, the rate of bills the insurance reimburses, and any yearly limit. Also, look at how premiums may increase as your pet gets older. Balance affordability with sufficient coverage based on your pet's needs.

  • What are the steps to filing for a pet insurance claim in Fort Lauderdale?

    To file a pet insurance claim in Fort Lauderdale, first gather needed documents, like the vet's invoice and your pet's medical records. Check your insurance company's website to see if your claim is covered. Get the required claim form, either online or in print. Then, fill out the form with details like your pet's information, the vet visit reason, and treatment costs. Include necessary documents such as receipts before submitting the claim to your insurer.

  • Does pet insurance cover pre-existing conditions in Fort Lauderdale?

    Pet insurance in Fort Lauderdale usually does not cover pre-existing conditions. If your pet had signs of a problem, got treatment, or took medicine before you had insurance, it's considered pre-existing. However, some insurers are now offering better coverage for treatable pre-existing conditions. To learn more about this coverage, you can ask individual insurance companies when you request a quote.