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2024

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Best Pet Insurance Companies in Washington DC

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington DC Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11132Reviewed

6681Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

19785 Crystal Rock Drive, Suite 301, Germantown, MD 20874
WebsiteLicense: 196529

Expertise.com Rating

Review Sources

Google
5.0 (162)
Facebook
5.0 (18)
Yelp
5.0 (6)

Why choose this provider?

Klinger Insurance Group is an independent broker that has been serving clients in Washington DC since 1993. It offers a wide range of products, from pet and car insurance to health and life plans. Its agents evaluate risks and provide an objective analysis of the market to assist clients when purchasing insurance. It has three divisions which include personal, commercial, and employee benefits. Klinger Insurance Group also has specialized programs for wholesalers, contractors, hair salons, and grocery stores.

  • Boats
  • Motorcyle & ATV

500 Williamsport Pike, Martinsburg, WV 25404
WebsiteLicense: 100233264

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (30)

Why choose this provider?

Fargo Insurance Group offers various policies to customers in Washington, D.C. It helps clients who want to get coverage for treatments for their pets. The firm can provide compensation for veterinary bills, hospitalizations, and medication. It also provides insurance for homes, condos, and rental properties, along with coverage for boats and motorcycles. Business clients can get policies for workers' compensation claims and vehicle fleets. CEO J. Frank Fargo has been an insurance agent since 1974.

  • Life Insurance
  • Health Insurance

610 Herndon Parkway, Ste 750, Herndon, VA 20170
WebsiteLicense: 2898743

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Matt Martin is a State Farm insurance agent that promotes the risk management and financial protection of clients in Washington DC and the surrounding regions. Matt customizes policies that cover the costs for veterinary treatments when the clients' pets get sick or injured. He also offers insurance packages such as auto, home, health, and life. Matt provides commercial clients with options such as business owners' policies and workers' compensation. His insurance career started more than 15 years ago.

8381 Old Courthouse Road Suite 110, Vienna, VA 22182
WebsiteLicense: 2894126

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Isabel Thao Nguyen is a State Farm agent who offers various insurance products to clients in Washington, D.C. She and the team members present Trupanion policies for their cats and dogs. They inform consumers about fundamental coverages for illnesses such as cancer and allergies, as well as injuries like as broken bones. They also help clients comprehend which treatments, drugs, and inherited illnesses are covered by their coverage. In addition, her agency's staff is fluent in Vietnamese and Spanish.

9701 Apollo Dr. Suite 100, Upper Marlboro, MD 20774
WebsiteLicense: 99943856

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Graham Insurance Agency Inc. is a local business catering to Washington, D.C., residents. On behalf of customers, it shops for policies that provide coverage for pets when they get sick or injured. As an independent agency, Graham is able to give advice on and access to multiple insurance products and providers. It also offers a wide range of personal coverage lines from life, home, and renters' insurance to ATV, recreational vehicle, and high net worth insurance.

  • Policy Bundle Discount

1150 Connecticut Ave., NW Suite 601, Washington, DC 20036
WebsiteLicense: 3098235

Expertise.com Rating

Why choose this provider?

AHT Insurance is an independent insurance brokerage and consulting firm that serves individuals, families, and businesses from Washington DC and the surrounding areas. Its team of professionals provides pet, property and casualty, and long-term care insurance policies. It also offers commercial insurance products for a wide range of industries, from manufacturing and real estate to technology and government contracting. AHT Insurance has received recognition from media outlets such as Business Insurance, Washington Business Journal, and Washington Post.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Klinger Insurance Group
19785 Crystal Rock Drive, Suite 301, Germantown, MD 20874
Fargo Insurance Group
500 Williamsport Pike, Martinsburg, WV 25404
Matt Martin - State Farm Insurance Agent
610 Herndon Parkway, Ste 750, Herndon, VA 20170
Isabel Thao Nguyen
8381 Old Courthouse Road Suite 110, Vienna, VA 22182
Graham Insurance Agency Inc.
9701 Apollo Dr. Suite 100, Upper Marlboro, MD 20774
AHT Insurance
1150 Connecticut Ave., NW Suite 601, Washington, DC 20036

FAQs

  • What are the advantages of securing pet insurance early in Washington, D.C.?

    Securing pet insurance when pets are youthful and robust is advisable. This proactive step ensures owners in Washington, D.C. can prioritize their pet's medical needs over budget concerns. Additionally, early insurance enrollment minimizes the chance of policy exclusions or denials due to pre-existing conditions, offering comprehensive coverage from the get-go.

  • What's the average yearly coverage amount for pet insurance in Washington, D.C.?

    In Washington, D.C., many pet owners typically choose insurance limits ranging from $5,000 to $10,000 annually. This range ensures peace of mind should your pet face a sudden health crisis. Considering that emergency hospital visits can run into thousands, and cancer treatments might exceed $15,000, this limit aims to offset such substantial expenses. It's crucial to select an amount that aligns with potential veterinary costs.

  • In Washington, D.C., do pet insurance rates vary depending on the dog's breed?

    In Washington, D.C., pet insurance premiums can fluctuate based on the breed. Mixed-breed dogs often come with lower rates due to fewer health issues. In contrast, purebred dogs might carry steeper premiums due to increased genetic disorders. Some breeds, known for risky behaviors or susceptibility to specific ailments, also fetch higher insurance costs.

  • How do pet insurance plans in Washington, D.C. address curable pre-existing conditions?

    If a pet had prior diagnoses or symptoms like respiratory infections, urinary issues, or gastrointestinal troubles before joining an insurance plan in Washington, D.C., the recurrence of these ailments won't be covered for a year post the last occurrence. After a symptom-free year, insurers might reconsider covering these conditions. But if a pet has a diagnosis in an area without a clear cause, similar issues within 12 months aren't covered.

  • Are pregnancy-related costs covered by pet insurance in Washington, D.C.?

    In Washington, D.C., most pet insurance agencies typically don't cover expenses stemming from an animal's pregnancy. Yet, a few companies might offer wellness plans, aiding in covering preventive procedures such as spaying and neutering. While these initiatives are beneficial in avoiding unwanted pregnancies, they don't extend to the immediate financial demands of an actual pregnancy event.