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2025

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Best Pet Insurance Companies in District of Columbia

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored District of Columbia pet insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

13430Reviewed

8059Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Pet Insurance Companies Serving District of Columbia
District of Columbia

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Strategy First LLC serves the District of Columbia. It offers pet insurance policies that cover hospitalizations, prescription drugs, vaccinations, and regular checkups. Its policies can be customized to include medical treatments for accidents. The agency also provides a variety of personal and commercial coverage options, such as car, home, and professional liability insurance plans. It aims to make the insurance process as simple as possible by helping clients identify the product that would best meet their needs.

  • Accident Only

Best Pet Insurance Companies Serving District of Columbia
District of Columbia

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
3.7 (3)
Yelp
3.0 (2)

Why choose this provider?

Emerald Financial Group offers risk management solutions to residents and businesses in the District of Columbia. It enables pet owners to obtain policies tailored to their needs by starting with a thorough consultation. It helps clients look for options to avoid getting caught out financially in unexpected situations and ensure that their pets have the necessary veterinary attention. The staff members at Emerald Financial Group explain in detail the suggestions and the company's course of action to assist prospective policyholders.

  • Policy Bundle Discount

Best Pet Insurance Companies Serving District of Columbia
District of Columbia

Expertise.com Rating

Review Sources

Google
4.9 (78)
Facebook
5.0 (31)
Yelp
5.0 (2)

Why choose this provider?

The Insurance Store has been serving clients in the District of Columbia since 1979. It writes various personal policies, including pet insurance, which provides financial security to owners when their cats or dogs need veterinary care or surgeries. The agency also offers insurance products that cover personal possessions like houses and cars. Its agents consult with clients to ascertain their short- and long-term goals and present them with the best insurance options. CNA Surety and Progressive are two of the carriers the agency represents.

  • Accident Only

Best Pet Insurance Companies Serving District of Columbia
District of Columbia

Expertise.com Rating

Review Sources

Google
5.0 (180)
Facebook
5.0 (17)
Yelp
3.4 (5)

Why choose this provider?

RightAway Insurance serves individuals and business owners throughout the District of Columbia. The company offers customers various insurance services and products, including pet insurance. It provides dog and cat owners with two kinds of insurance policies, which typically cover accidents, illnesses, and wellness. Its team of insurance agents works with various insurance carriers, such as Safeco Insurance, National General Insurance, Smart Choice, and Farmers Of Salem. RightAway Insurance also specializes in homeowners, automobile, trucking, and life insurance.

  • Accident Only

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Strategy First LLC
20 F Street NW, District of Columbia, DC 20001
Emerald Financial Group
2553 Housley Rd Suite 210, District of Columbia, DC 21401
The Insurance Store
622 Hungerford Drive Suite 1, District of Columbia, DC 20850
RightAway Insurance
4301 38th St,, District of Columbia, DC 20722

District of Columbia Pet Insurance FAQs

  • Which animal healthcare services and conditions are excluded from pet insurance plans in the District of Columbia?

    Some pet insurance policies in the District of Columbia exclude examination fees and preventive services such as vaccination, dental cleaning, and annual checkups. Standard pet plans also do not cover pre-existing conditions that first arose or displayed clinical signs or symptoms before the pet's coverage began. Pre-existing conditions do not require a diagnosis.

  • How much do Washington, D.C., pet owners pay for unexpected veterinary expenses per year?

    Pet owners in the District of Columbia spend an average of $1,500 per year on unanticipated veterinarian costs. These could be for broken bones, exploratory procedures, or cancer treatments, among other things. Cataract surgery costs $2,800 to $4,200 each year for pet parents. The cost of basic tumor removal surgery ranges between $500 and $1,000 every year.

  • Can Washington, D.C., residents get insurance for rescued dogs without knowing their medical history?

    Yes. Embrace Pet Insurance stands out among insurance providers in the District of Columbia by offering coverage to rescued dogs without knowing their medical backgrounds. Pet owners simply need to ensure a vet examination is conducted before the coverage activates, establishing a preliminary medical history for the animal. This policy allows for inclusive protection despite the uncertainties surrounding a rescued dog's health records.

  • Which animal healthcare services and conditions are typically covered by pet insurance in Washington, D.C.?

    In the District of Columbia, pet insurance plans typically cover expenditures associated with accidents, diseases, and hospitalization. X-rays, hospitalization, and cancer therapy are among the other pet healthcare services provided. Pet parents can get extra coverage for things like prostheses, behavioral training, and alternative treatments by purchasing add-ons.

  • How much pet insurance do residents of the District of Columbia need?

    Pet owners in Washington, D.C., are expected to have a coverage maximum of $5,000 to $15,000, as well as a reimbursement ratio of at least 80%. This guarantees that pet parents are adequately protected in the event that their pet incurs medical bills as a result of an illness or accident or just requires routine operations. Pet insurance can save residents thousands of dollars in out-of-pocket expenses.