Expertise.com Homepage

2024

Last updated:

Best Pet Insurance Companies in Stockton, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5402Reviewed

3243Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

956 W Robinhood Dr, Stockton, CA 95207
WebsiteLicense: 6003045

Expertise.com Rating

Review Sources

Google
4.8 (54)
Yelp
5.0 (5)

Why choose this provider?

Insurance City comprises independent agents offering insurance protection for Stockton residents and those from surrounding locations. They provide pet insurance policies that safeguard pet owners from unanticipated expenses when their animal companion gets injured or hospitalized. The insurance professionals also offer other personal insurance products, such as condominium, earthquake, collector car, boat and marine, ATV, and auto insurance plans. Business insurance policies are additionally available. Some insurance companies they represent are Dairyland, Infinity, Kemper Auto, and Anchor Insurance.

  • Policy Bundle Discount

255 New York Ranch Rd Suite A, Jackson, CA 95642
WebsiteLicense: 0510650

Expertise.com Rating

Review Sources

Google
4.9 (15)
Facebook
5.0 (2)

Why choose this provider?

Manassero Insurance Agency has been serving policyholders in Stockton since 1946. The company offers pet insurance policies that include coverage for pet medication, veterinarian visits, and hospitalizations in the event of an emergency. The company represents over 100 carriers that provide various insurance solutions. These include plans for classic cars, valuable possessions, rental property, excess liability, mobile homes, and long-term care. Manassero Insurance Agency is part of several local organizations, such as the Amador Chamber of Commerce and the Jackson Business Association.

  • Policy Bundle Discount

4480 Willow Road, Suite 110, Pleasanton, CA 94588
WebsiteLicense: 0C64544

Expertise.com Rating

Why choose this provider?

McGriff is an insurance agency that provides its services to clients in the Stockton area and the surrounding metros. It helps individuals and families protect their animals by offering pet insurance plans. These cover accidents and injuries, chronic and hereditary conditions, and serious illnesses. The policies also cover diagnostics and imaging, surgeries, and emergency care. In addition to pet coverage, the firm carries auto, flood, home, life, and personal umbrella insurance policies. McGriff has been in operation for more than 100 years.

  • Policy Bundle Discount

1420 S Mills Ave, Suite F, Lodi, CA 95242
WebsiteLicense: 6003233

Expertise.com Rating

Review Sources

Google
4.9 (58)
Yelp
4.5 (13)
Facebook
5.0 (9)

Why choose this provider?

Jon Rader is a State Farm Insurance agent who has been serving clients in Stockton since 2015. He offers a wide variety of personal policies for humans and animals. The agency's pet insurance can cover the costs of veterinary procedures, hospitalizations, and medication. Rader also offers life insurance so that beneficiaries are financially protected upon the policyholder's death. In addition, he helps clients who want to invest in annuities and mutual funds. Rader's team also caters to Spanish-speaking customers.

3201 Danville Boulevard, Alamo, CA 94507
WebsiteLicense: 0F04102

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

Property One Insurance Services, Inc., is a full-service independent firm that serves the Stockton area and neighboring communities. It provides pet health insurance to pet owners to assist them in planning for unexpected medical expenses of their companions. These include veterinary bills and treatments for injuries and illnesses. The agency has been in the insurance industry for more than 15 years. It represents several well-known companies, such as American International Group, Foremost, Nationwide, and Progressive.

  • Policy Bundle Discount

3792 Bridlewood Circle, Stockton, CA 95219
WebsiteLicense: 0605494

Expertise.com Rating

Why choose this provider?

Jeff Bergman - River Valley Insurance Services is a full-service brokerage firm that serves clients in Stockton and the surrounding areas. It provides health insurance plans for different types of pets, including dogs, cats, rabbits, birds, and reptiles. These plans may cover accidental injuries, illnesses, prescriptions, and preventive care. It also offers life and theft coverage for owners of highly valuable animals such as championship horses and police dogs. Principal Jeff Bergman has more than three decades of insurance industry experience.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance City
956 W Robinhood Dr, Stockton, CA 95207
Manassero Insurance Agency
255 New York Ranch Rd Suite A, Jackson, CA 95642
McGriff
4480 Willow Road, Suite 110, Pleasanton, CA 94588
Jon Rader
1420 S Mills Ave, Suite F, Lodi, CA 95242
Property One Insurance Services, Inc.
3201 Danville Boulevard, Alamo, CA 94507
Jeff Bergman - River Valley Insurance Services
3792 Bridlewood Circle, Stockton, CA 95219

FAQs

  • What does California pet insurance law mandate for insurance providers in Stockton?

    As part of California, pet insurance companies in Stockton must transparently share policy details. They're obligated to reveal any exclusions like pre-existing issues, hereditary and chronic ailments, and other potential omissions. Firms also need to specify waiting periods before coverage commencement, deductibles, coinsurance, and annual and lifetime caps. Furthermore, they should clarify if claim records influence insurance rates. Buyers should meticulously scrutinize policies for comprehensive understanding.

  • Is it obligatory for Stockton residents to have pet insurance?

    In Stockton, residents aren't legally compelled to have pet insurance. Yet, due to rising veterinary expenses, particularly in emergencies, experts suggest such coverage. If individuals lack significant emergency savings for their pets—typically between $5,000 and $10,000—it's advisable to consider pet insurance. This financial tool can prevent substantial debt from unforeseen pet health crises and ensure pets receive timely emergency care.

  • What does the reimbursement rate signify in Stockton pet insurance policies?

    In Stockton pet insurance terminology, the reimbursement rate denotes the proportion of eligible vet expenses the insurer covers post-deductible. These rates fluctuate between 70% and 90%. It's noteworthy to select a higher reimbursement rate, meaning a steeper monthly premium, akin to opting for a lower deductible. It's essential to evaluate this rate when assessing policy costs.

  • In Stockton, how should one determine the ideal deductible for pet insurance?

    When choosing between a per-incident or annual deductible for pet insurance in Stockton, neither inherently outshines the other. Essentially, both deductibles serve as a cost-sharing mechanism with your insurer. The pivotal factor is opting for a deductible amount that aligns with what you can readily afford if unexpected veterinary needs arise for your pet. Always prioritize your financial comfort.

  • Is it advisable to secure pet insurance right before surgery in Stockton?

    While residents of Stockton can obtain pet insurance prior to a pet's surgery, it might not be the most beneficial move. The ailment necessitating the surgery is deemed a pre-existing condition by insurers, leading to non-coverage of the surgery and related post-operative treatments. Hence, securing a policy wouldn't provide financial relief for this procedure or any subsequent related care.