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2024

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Best Pet Insurance Companies in Sacramento, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sacramento Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8728Reviewed

5240Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4030 Truxel Rd, Ste A, Sacramento, CA 95834
WebsiteLicense: 0E39823

Expertise.com Rating

Review Sources

Google
3.5 (2)
Facebook
5.0 (2)

Why choose this provider?

Danny Day is a full-service insurance agent with Allstate who serves individuals, families, and businesses in Sacramento and the neighboring communities. One of the products he offers is pet insurance, which provides coverage for expenses related to medical attention provided to pets. This includes diagnostic tests, surgeries, hospital stays, prescriptions, and prosthetic devices and carts. Day's other products and services include auto, condo and home, and business insurance. He is also licensed to offer insurance in Nevada.

5800 Jameson Ct Suite 10B, Carmichael, CA 95608
WebsiteLicense: 0K84258

Expertise.com Rating

Review Sources

Google
4.9 (141)
Yelp
3.0 (2)

Why choose this provider?

B.A. Lazaro Insurance Services has been assisting clients in Sacramento and the surrounding cities since 2016. It offers a variety of insurance products in both personal and commercial lines. These include pet policies that provide veterinary coverage in the event of an accident or illness. The agency also writes policies for home, auto, and life. Its owner and founder, Bryden Lazaro, is an insurance broker with an MBA degree. He is a member of the Agence Alliance.

  • Exotic Pets
  • Policy Bundle Discount

5346 Madison Ave, Suite B, Sacramento, CA 95841
WebsiteLicense: 0D51934

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Morelos Insurance Agency offers policies to pet owners in Sacramento and the neighboring communities. Its pet health insurance is available for cats, dogs, rabbits, exotic birds, and various rodents. It also provides pet well care protection, which reimburses for vaccinations, flea and heartworm prevention, and physical exams. General insurance protection and life and theft insurance are also available. Morelos Insurance Agency has partnerships with Stillwater Insurance Group, Transamerica Life Insurance Company, MetLife, and Mercury Insurance.

  • Policy Bundle Discount

6130 Fair Oaks Blvd Suite E, Carmichael, CA 95608
WebsiteLicense: 0E90770

Expertise.com Rating

Review Sources

Google
5.0 (41)
Yelp
5.0 (25)

Why choose this provider?

Jennifer Knighten is an insurance professional who caters to individuals, families, and businesses throughout the Sacramento area. The agent helps fur parents protect their cats or dogs from sickness by offering pet insurance policies. These cover illnesses and injuries such as allergies, cancer, heart disease, broken bones, and bite wounds. Knighten also provides auto, health, home, life, general liability, and renters' insurance plans. She has been working with State Farm for more than 20 years.

  • Policy Bundle Discount

9245 Laguna Springs Dr #200, Elk Grove, CA 95758
WebsiteLicense: 0E75920

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

SL Goodell Insurance Services Inc. provides pet insurance for employees in Sacramento and nearby locations. It reduces the overall cost of a pet's medical expenses in the event of an accident or illness. The company also provides specialized benefits for fertility, financial wellness, lifestyle spending account, and backup daycare for dependent children. Sandra Goodell founded the company in 1997, intending to serve as an extension of HR teams in providing employee benefits. It partners with various carriers, including Pet Benefit Solutions and Employee Navigator.

9300 Madison Ave. Ste. 100, Orangevale, CA 95662
WebsiteLicense: 0C77495

Expertise.com Rating

Review Sources

Facebook
5.0 (48)
Google
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

Bozzuto & Company Insurance Services, Inc., provides a variety of packages and policies to individuals, families, and businesses across the Sacramento area. It carries pet insurance plans from several companies, including Liberty Mutual, Mercury, Nationwide, and Travelers. It also offers homeowners', renters', auto, flood damage, life, and personal umbrella coverages. In addition, it renders employee benefits solutions to local companies. Since 1981, the company has been helping clients choose the appropriate products for their needs and navigate the claims process.

180 Promenade Circle, Suite 300, Sacramento, CA 95834
WebsiteLicense: 0K42451

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
4.0 (5)

Why choose this provider?

Ice Insurance Agency serves residential and commercial clients in Sacramento. It partners with carriers, such as Foremost, Liberty Mutual, and Allstate, to help animal owners choose a suitable pet health insurance plan. The policy covers the medical expenses of different types of pet animals, including cats, rabbits, and dogs. The company also offers life and theft insurance to reimburse owners if a valuable animal is stolen or dies during a covered event. Ice Insurance Agency was established in 2004.

  • Prescription Food & Supplements
  • Policy Bundle Discount

2237 Douglas Blvd. Suite 130, Roseville, CA 95661
WebsiteLicense: 0G53142

Expertise.com Rating

Review Sources

Google
4.7 (34)

Why choose this provider?

Atlantic Bay Insurance, LLC, works with clients throughout Sacramento in securing insurance for their personal and commercial needs. Its products include financial coverage for pets in terms of medical bills, checkups, medication, and emergency expenses caused by accidents or sicknesses. In addition, its team of independent agents educates communities regarding their potential insurance choices and acts as liaisons for clients in filing claims before carriers. The firm is also affiliated with various local and nationwide providers, including Mercury Insurance, Dairyland, Progressive, and Kemper.

  • Policy Bundle Discount

4050 Mother Lode Dr # E, Shingle Springs, CA 95682
WebsiteLicense: 6003060

Expertise.com Rating

Review Sources

Yelp
4.0 (5)
Google
4.0 (4)

Why choose this provider?

Intrinsic Insurance Services is an independent, woman-owned brokerage serving the Sacramento community. Its team of agents helps clients protect their pets through insurance products with coverage ranging from emergency services to routine checkups. The professionals, led by the owner Aurora Mullett, evaluate clients' needs and customize insurance products according to their immediate and future goals. Aurora has been serving the community's needs for over 20 years and is the secretary of the El Dorado County's Military Family Support Board.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Danny Day
4030 Truxel Rd, Ste A, Sacramento, CA 95834
B.A. Lazaro Insurance Services
5800 Jameson Ct Suite 10B, Carmichael, CA 95608
Morelos Insurance Agency
5346 Madison Ave, Suite B, Sacramento, CA 95841
Jennifer Knighten
6130 Fair Oaks Blvd Suite E, Carmichael, CA 95608
SL Goodell Insurance Services Inc.
9245 Laguna Springs Dr #200, Elk Grove, CA 95758
Bozzuto & Company Insurance Services, Inc.
9300 Madison Ave. Ste. 100, Orangevale, CA 95662
Ice Insurance Agency
180 Promenade Circle, Suite 300, Sacramento, CA 95834
Atlantic Bay Insurance LLC
2237 Douglas Blvd. Suite 130, Roseville, CA 95661
Intrinsic Insurance Services
4050 Mother Lode Dr # E, Shingle Springs, CA 95682

FAQs

  • Which types of animals can be covered under pet insurance in Sacramento?

    The types of animals that can be covered under most pet insurance policies in Sacramento are dogs and cats. There are also pet insurance plans that cover other types of animals, including exotic ones that are kept as pets, such as horses, birds, reptiles, rabbits, and guinea pigs.

  • Is pet insurance similar to human health insurance in Sacramento?

    No, pet insurance is not the same as human health insurance due to the fact that it generally doesn't cover medications, regular wellness examinations, and pre-existing conditions. However, pet insurance does cover unexpected trips to the veterinarian or emergency hospital. Another difference that Sacramento residents should be aware of is that pet insurance is reimbursement-based.

  • How long is the free look period for pet insurance in Sacramento?

    According to California's pet insurance laws, pet owners in Sacramento have a 30-day "free look" period, during which they can return their pet insurance policy for a full refund. Former Governor Jerry Brown signed a law in California, which made it the first state to set fundamental rules for pet insurance.

  • What does pet insurance generally cover in Sacramento?

    Pet insurance plans in Sacramento typically cover the costs of veterinary care treatments, medical advice, and diagnosis related to both accidents and illnesses of pets. These include broken bones, animal attacks, heatstrokes, lacerations, foreign body ingestion, heart disease, allergies, skin infections, ear infections, arthritis, and diarrhea.

  • How does pet insurance work in Sacramento?

    Most pet insurance plans in Sacramento work mostly on a reimbursement basis. This means that pet owners pay the veterinarian directly and then submit their receipts to their health insurance companies for the reimbursement of eligible costs. However, there are also some insurance companies that work with certain veterinarians and pay them directly.