Best Pet Insurance Companies in Fremont, CA

Fremont, CA Pet Insurance FAQs

• Which animals can you insure in your pet insurance plan in Fremont?

  Dogs, cats, horses, rabbits, birds, and guinea pigs are just a few of the pets you can insure in Fremont. You can tailor your pet's coverage in a pet insurance policy. You can buy a policy that only covers illnesses and accidents, or you can add preventative or wellness care as an add-on.

• Can a pet insurance policy in Fremont be canceled in the event of a pet's demise?

  Yes, if your pet dies, you have the option in Fremont of canceling your insurance policy. You should contact your insurance provider, who may be willing to waive any cancellation fees. It is possible that the insurance company will require you to submit a copy of your pet's death certificate as proof that they have died.

• Can you receive a refund for canceling a pet insurance policy in Fremont?

  It depends. If you cancel your Fremont pet insurance policy within the first 30 days and no claims are filed, you may be eligible for a full refund. However, if you cancel the policy after 30 days with no claims, you may be eligible for a partial refund. However, if you filed any claims prior to cancellation, you may be able to pay your premiums for the remainder of the insurance period.

• In Fremont, which pre-existing conditions are classified as curable or incurable in a pet insurance policy?

  In Fremont, insurers consider a pre-existing condition curable if it is transient and the symptoms can be treated for a full year after the last episode. Respiratory infections, gastrointestinal disorders, and bladder infections are examples of these. Meanwhile, insurers define incurable conditions as those that cannot be treated, reoccur frequently, or are chronic. Cancer, arthritis, diabetes, and asthma are examples of such diseases. If the pet is diagnosed or becomes symptomatic before the end of the waiting period, it will be denied coverage.

• Is it possible to contest a medical history review in Fremont?

  Yes, you can file an appeal in Fremont if you believe the evaluation of your pet's veterinary records is incorrect. You should respond to the medical history review email so that the claims adjuster can provide additional information if you wish to contest their assessment of your pet's medical record history.