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Best Pet Insurance Companies in Downey, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Downey Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

14565 Valley View Avenue # R, Santa Fe Springs, CA 90670
WebsiteLicense: 0F79346 Rating

Review Sources

4.9 (246)
5.0 (59)
4.9 (20)

Why choose this provider?

AIM Auto Insurance Downey is a family-operated agency that has been serving the metro since 2007. The company offers pet insurance via Safeco, which is partnered with the Hartville pet insurance program. The agency also provides different insurance solutions, including auto, home, boat, business, and personal plans. AIM Auto Insurance aims to establish one on one rapport between the clients and insurance agents and staff. It supports various local charities, such as the St. Jude Children’s Research Hospital.

  • Multi-Pet Discount

200 E Beverly Blvd, Montebello, CA 90640
WebsiteLicense: 0H12609 Rating

Review Sources

5.0 (79)
5.0 (2)

Why choose this provider?

Vanessa Garcia has been an insurance agent under State Farm since 2005, providing different products to clients in the Downey metro and the surrounding communities. One of the products she offers is pet insurance, which protects pets like cats and dogs. It covers illnesses such as cancer, allergies, and heart disease. It also provides coverage for injuries like broken bones from accidents, medications, veterinary supplements, prosthetic devices, and herbal therapy. Garcia can also cater to Spanish-speaking clients.

  • Policy Bundle Discount

11134 Downey Avenue, Downey, CA 90241
WebsiteLicense: 0373055 Rating

Review Sources

4.9 (36)
4.6 (11)

Why choose this provider?

Tom Soupos offers pet insurance policies to owners of dogs and cats in Downey and the neighboring areas. Soupos has been a State Farm agent since 1968, protecting clients from significant financial loss as a result of their pet's veterinary costs. Policies generally cover medical expenses such as hospitalizations, medical procedures, and prescriptions, as well as costs related to breed-specific illnesses like elbow and hip dysplasia. Soupos and his team also help with auto, life, personal articles, and business insurance.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
AIM Auto Insurance Service
14565 Valley View Avenue # R, Santa Fe Springs, CA 90670
Vanessa Garcia
200 E Beverly Blvd, Montebello, CA 90640
Tom Soupos
11134 Downey Avenue, Downey, CA 90241


  • In Downey, is it more practical and advantageous to have a savings fund or opt for pet insurance?

    Deciding between saving or purchasing pet insurance in Downey hinges on individual preference. Though pet insurance provides a safety net, bear in mind that you'll still face some immediate costs. Consequently, maintaining a dedicated pet savings account can be beneficial to cover deductibles and co-insurance elements that the insurer doesn't refund.

  • How long are the waiting periods for pet insurance in Downey?

    In Downey, there are distinct waiting times for pet insurance: the onset of coverage and the duration for claim settlements. Accidental incidents are usually covered within one to three days post-enrollment, while illnesses might require one to 15 days. Special conditions like anterior cruciate ligament injuries, could demand longer durations. After filing a claim, insurance companies may take one to 30 days for reimbursement, based on the chosen provider.

  • What are common exclusions in Downey's pet insurance policies?

    Pet insurance in Downey typically excludes issues arising from owner irresponsibility, including harm from physical abuse or deliberate animal conflict. Ailments evident or treated before the policy's initiation aren't covered, but certain providers might reconsider if no symptoms or treatments occurred 12-18 months pre-enrollment. Standard accident-and-illness plans don't encompass elective routine treatments; for such coverage, one should opt for a specific wellness package.

  • How can the residents of Downey determine if veterinarians accept their pet insurance?

    In Downey, selecting a vet with respect to pet insurance isn't a concern. Residents can choose any licensed veterinary professional. The process involves paying the vet directly for services and then forwarding that bill and a claim form to the pet insurer. Subsequent eligible refunds come straight from the insurer to the pet owner, distinguishing pet insurance from the direct-pay model found in human health insurance.

  • Are senior pets in Downey eligible for pet insurance coverage?

    Pet insurance for older animals in Downey varies based on the insurer and the selected plan. While many insurance companies might not initiate new policies for dogs older than 10 or cats surpassing 15 years, others might have even younger age thresholds. It's wise for residents to secure insurance early to ensure optimal benefits for their mature pets.