Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Madison, WI

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Madison Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

10288Reviewed

6180Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4 Lord St, Edgerton, WI 53534

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Anew Insurance Agency Inc. is an independent company whose agents have more than 50 years of combined experience arranging life and health polices for individuals and businesses. It represents more than 30 carriers, giving it plenty of scope to find its clients the best policy. Typical health polices include Individual and Family plans for the self-employed and Small Business/Group plans for new and growing businesses. The company also arranges insurance for special circumstances, such as weddings.

209 S Klein Dr, Waunakee, WI 53597

Expertise.com Rating

Review Sources

Google
4.9 (24)
Yelp
4.5 (22)
Facebook
5.0 (2)

Why choose this provider?

WIA Insurance is an independent insurance company serving the Madison metro whose priority is to offer the best policy that fits their clients' budgets and their distinct situations. The company arranges individual life insurance policies in the kinds of term, universal, or whole life insurance, depending on the needs of their clients. It can also arrange for Final Expense insurance to lessen their burden of losing a loved one by paying for all funeral and burial expenses. WIA Insurance has been awarded the "Best of Waunakee Award for Best Insurance Agent" for its outstanding customer relations and service.

505 Cottage Grove Rd Ste 2, Madison, WI 53716

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Gary Ellis Insurance is a health insurance company in Madison. It works with a broad range of insurance carriers to provide its clients with life and health insurance options. Agents are careful to help clients analyze their needs and show them quotes and policies that are in line with what they're looking for. Life insurance options include permanent and term policies. Permanent policies include a death benefit and living benefits that can be accessed in the event of a critical illness or injury.

214 S Forrest St Ste 3, Stoughton, WI 53589

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Evolve Insurance Solutions was founded in 2019 by Charles J. Busch after 11 years working for captive and independent agencies. The company can arrange a variety of insurances, including life and health. Partnered with more than 40 insurance providers, it can find polices to suit its client's coverage needs, whether it's a group plan for health or an individual life insurance plan. Evolve Insurance Solutions also arranges auto, business, home, and farm insurance policies.

6666 Odana Rd Ste 264, Madison, WI 53719

Expertise.com Rating

Why choose this provider?

Red Barn Insurance Agency is a life insurance company in Madison. The company offers group and individual life insurance options, as well as long-term care insurance and small business health care tax credits. The company's owner and sole insurance agent is a certified dementia trainer who specializes in working with seniors and their loved ones. She is dedicated to helping her clients understand the insurance process and find an adequate policy that they can afford.

6405 Century Ave Ste 102, Middleton, WI 53562

Expertise.com Rating

Review Sources

Google
4.9 (448)
Facebook
4.9 (143)
Yelp
3.5 (3)

Why choose this provider?

Cliff Insurance Agency is an independent insurance agency that's been serving clients in the Madison area since 1956. The company specializes in personal insurance solutions, including life insurance. Working with top carriers, its agents help clients shop around for adequate coverage at reasonable rates. Clients can generally choose from term, universal, or whole life insurance policies and are often able to customize their policy to include cash-out options and living benefits.

414 Atlas Avenue, Madison, WI 53714
WebsiteLicense: 100193171

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Greater Insurance Service Corp. has been providing insurance products and services to clients in and around the Madison metro since 1974. As a customer-centric company, it helps its clients understand the two types of life insurance policies it offers—term and permanent. It also assists them in choosing one that best suits their specific needs and circumstances. Moreover, it provides fee-for-service and managed care health plans and short-term and long-term disability policies. In addition, automobile, motorcycle, renters', homeowners', and business insurance products are available.

  • Life Insurance
  • Health Insurance
  • Long Term Care

7 North Main Street, Janesville, WI 53545
WebsiteLicense: 7745511

Expertise.com Rating

Review Sources

Facebook
4.0 (7)

Why choose this provider?

Established in 1998, Wisco Insurance Company (formerly known as All Risk Insurance Agency) is an independent insurance broker based in Janesville, a short drive away from Madison. Headed and owned by Lindsey Lentz, the agency provides life insurance services in both Wisconsin and Illinois. It offers packages for both term life and whole life insurance. Wisco Insurance Company also offers other insurance products, such as car insurance, pet insurance, commercial insurance, and educators insurance, just to name a few.

  • Life Insurance

804 Liberty Boulevard, Sun Prairie, WI 53590
WebsiteLicense: 54307

Expertise.com Rating

Review Sources

Google
4.0 (24)
Facebook
5.0 (2)

Why choose this provider?

Harms Insurance Group is a team of independent agents who offer risk management solutions from two locations: one in Lake Mills and another in Sun Prairie. Included in its product line is life insurance which may cover mortgage protection, personal estate planning, and business perpetuation. Unum, MetLife, Quartz, and Momentum are some of the insurance carriers they work with and access policy options from. Harms Insurance Group has been protecting individuals and businesses since 1984.

  • Life Insurance
  • Health Insurance

5701 Monona Dr, Monona, WI 53716

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Ryan Gilbert Rural Mutual Insurance Agent provides life insurance policies for clients in the Madison metropolitan area. He has been working in the industry for more than two years, providing his clients with policies that protect the financial health of their loved ones after they're gone. In addition to insurance products, this independent agency also offers financial advisory and wealth management services. Clients can access their account online to make payments, view statements, and request policy changes.

120 Janesville St Ste 2, Oregon, WI 53575

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

Abell Insurance Agency LLC serves clients in Madison and throughout its surrounding areas. This independent insurance agency specializes in personal insurance solutions, including life, home, and auto insurance. Policies are underwritten by carriers such as Erie Insurance, Progressive, and Madison Mutual Insurance Company. Customers can typically choose to bundle insurance policies for reduced monthly rates. Abell Insurance Agency LLC offers an online customer portal that allows its policyholders to file claims and make policy change requests online.

318 East Milwaukee Street, Argyle, WI 53504
WebsiteLicense: 100193454

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (13)

Why choose this provider?

Mosher & Associates Insurance Services is an independent insurance agency that provides insurance services to residents and businesses of Madison and surrounding communities. It represents multiple carriers that offer a variety of insurance packages like permanent life insurance, term life insurance, homeowners’ insurance, automobile insurance, personal health insurance, and long-term care insurance. Additionally, it provides insurance packages like workers’ compensation, general liability, and professional liability. It was founded in 2000 by Dave Mosher.

  • Life Insurance

1001 Fourier Dr Ste 100, Madison, WI 53717

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
4.6 (13)
Yelp
3.0 (2)

Why choose this provider?

Thomas Bradley Insurance is an independent life and health insurance company in Madison. Its agents are dedicated to assisting clients in finding the right coverage for their needs and take the time to learn about their family and finances before shopping for life and health insurance quotes from its network of insurance carriers. They aim to find policies that provide adequate financial coverage in the event of an unexpected medical emergency or death while staying within clients' budgets.

6810 University Avenue, Middleton, WI 53562
WebsiteLicense: 285464

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Established in 1950, Greene-Niesen Insurance Agency, Inc. provides a range of risk management solutions to residents and businesses in Madison and surrounding areas. Its offerings include term, universal, and permanent life insurance as well as accidental death insurance. Additionally, it offers home, auto, and health insurance. It also provides extensive business insurance coverage, which includes business owner's policy and general liability. The independent agency works with different insurance carriers, such as QBE, Acuity, and MetLife, to give clients options that match their needs.

  • Life Insurance

6515 Grand Teton Plz Ste 135, Madison, WI 53719

Why choose this provider?

Talcott Group LLC was founded in 1956. This privately held life insurance agency in Madison provides group and private life insurance policies, as well as disability income insurance plans for those who are unable to work due to illness or injury. When working with commercial clients, the company helps to create customized employee benefits plans. Talcott Group LLC worked exclusively with the Capital Area Health Consortium from 1993 to 2017 to provide disability insurance products that were specifically tailored to residents' needs.

1717 West Broadway, Madison, WI 53713

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Epic Specialty Benefits is an agency that provides insurance solutions for clients residing in Madison. Its insurance agents strive to deliver a life insurance policy that protects its clients financially in the event of death. The company's term life insurance waives the life's premium with continued coverage when the client becomes totally disabled before reaching 60. In addition, it includes a living benefit for clients who have a life expectancy of less than a year or are diagnosed with a terminal illness.

  • Life Insurance

801 Atlas Avenue, Madison, WI 53714
WebsiteLicense: 16696453

Expertise.com Rating

Review Sources

Google
4.0 (90)
Facebook
4.0 (23)

Why choose this provider?

Tyler Peterson is an insurance agent based in Madison that provides services in the area and some select states. He offers life, health, home, and auto insurances. Tyler also works on business and property insurance concerns. He, along with his team, is available during evenings and weekends on an appointment basis. Tyler also accepts virtual appointment requests. He assists current State Farm clients in relocating their policies to his scope. Tyler Peterson has over nine years of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

1613 Newman Street, Janesville, WI 53545
WebsiteLicense: 100191666

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Wright Insurance Group is a Wisconsin-based company serving the Madison metro. Its team of insurance agents caters to businesses and individuals who need assistance in obtaining life insurance policies, including basic and supplemental life coverages. In addition, they offer other types of plans such as disability, business travel, home, general liability, and worker's compensation insurance. The Wright Insurance Group also provides additional benefits for policyholders, including tuition reimbursement and sick and bereavement days program. The agency represents various carriers such as Progressive and Nationwide.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Anew Insurance Agency, Inc.
4 Lord St, Edgerton, WI 53534
WIA Insurance
209 S Klein Dr, Waunakee, WI 53597
Gary Ellis Insurance
505 Cottage Grove Rd Ste 2, Madison, WI 53716
Evolve Insurance Solutions
214 S Forrest St Ste 3, Stoughton, WI 53589
Red Barn Insurance Agency
6666 Odana Rd Ste 264, Madison, WI 53719
Cliff Insurance Agency
6405 Century Ave Ste 102, Middleton, WI 53562
Greater Insurance Service Corp.
414 Atlas Avenue, Madison, WI 53714
Wisco Insurance Company
7 North Main Street, Janesville, WI 53545
Harms Insurance Group
804 Liberty Boulevard, Sun Prairie, WI 53590
Ryan Gilbert - Rural Mutual Insurance Agent
5701 Monona Dr, Monona, WI 53716
Abell Insurance Agency, LLC
120 Janesville St Ste 2, Oregon, WI 53575
Mosher & Associates Insurance Services
318 East Milwaukee Street, Argyle, WI 53504
Thomas Bradley Insurance
1001 Fourier Dr Ste 100, Madison, WI 53717
Greene-Niesen Insurance Agency, Inc.
6810 University Avenue, Middleton, WI 53562
Talcott Group
6515 Grand Teton Plz Ste 135, Madison, WI 53719
Epic Specialty Benefits
1717 West Broadway, Madison, WI 53713
Tyler Peterson
801 Atlas Avenue, Madison, WI 53714
Wright Insurance Group
1613 Newman Street, Janesville, WI 53545

Madison, WI Life Insurance FAQs

  • What is the life insurance enrollment process for employees of the City of Madison?

    The City of Madison offers optional life insurance, and employees may enroll when they begin their employment with the city. Following an initial 31-day enrollment window, employees must either report a significant life event, such as marriage, divorce, or adoption or demonstrate their good health through the underwriting process to enroll in or augment their coverage. They are also required to fill out a life insurance enrollment or modification form at https://www.cityofmadison.com/human-resources/documents/Life%20Insurance%20Enrollment%20Change%20Form.pdf.

  • How much do smokers pay for life insurance in Madison on average?

    The cost of life insurance for smokers in Madison typically ranges from $128 to $237 per month. Among the insurance providers that offer competitive rates for smokers in the area, State Farm stands out with a monthly premium of $128. The other carrier that provides affordable coverage is MassMutual, which offers a slightly higher rate of $129 per month.

  • Does life insurance provide benefits for all types of death in Madison?

    Typically, individual life insurance provides a death benefit regardless of whether a Madison policyholder's death results from an accident or natural causes. It is important to review the policy for precise details because exclusions may be applicable. Many life insurance policies exclude coverage for suicide within the initial 24 months of the policy's inception.

  • When is the best time to purchase life insurance in Madison?

    Madison residents are encouraged to consider acquiring life insurance while they are in their younger and healthier years, as premiums tend to be more affordable during this period. When evaluating premium rates, insurance companies take into account the age and health of applicants. On the other hand, individuals who are older and have health concerns may face elevated premiums or even potential rejection of coverage.

  • Will Madison residents with existing medical conditions be able to get life insurance?

    The eligibility of Madison residents with pre-existing health conditions to secure life insurance depends on the nature and gravity of their ailments. Insurance providers factor in the duration of their medical treatment. In certain instances, individuals might not meet the criteria for coverage. Those who qualify typically face higher premium costs.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2024

Our top pick for the best life insurance company of 2024 is MassMutual, which features a wide variety of policies and riders ...