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2024

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Best Life Insurance Companies in Kenosha, WI

Our Recommended Top 8

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Kenosha Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4430Reviewed

2661Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3404 Roosevelt Rd, Kenosha, WI 53142
WebsiteLicense: 8830988

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Rob Fleming is an insurance professional who has been with State Farm for over 13 years. He runs an agency affiliated with the company, serving clients in Kenosha and nearby areas. He offers a wide range of insurance products, including term, universal, and whole life insurance plans. Moreover, he helps in acquiring health, home, business, condo, and auto insurance policies. Rob holds a bachelor's degree in Computer Science and a master's in Business Administration. His office has received various State Farm awards, including the Bronze Tablet.

  • Life Insurance
  • Health Insurance

6905 Washington Avenue, Racine, WI 53406
WebsiteLicense: 3001302139

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Jeremy Brown is a life insurance agent serving clients in Kenosha and nearby areas. He provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Aside from life insurance, he also offers other types of insurance policies for vehicles, businesses, properties, and health. Products like mutual funds and annuities are also available. Jeremy has been working with State Farm Insurance since 2003. He speaks Spanish as well.

  • Life Insurance
  • Health Insurance

2906 Roosevelt Road, Kenosha, WI 53143
WebsiteLicense: 100197524

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Trustant Insurance offers life insurance solutions to individuals and businesses in Kenosha and the surrounding areas. It is formerly known as AB Schmitz, specializing in personal and commercial insurance products. The company offers various life insurance options, including individual, survivorship, disability, long-term care, and mortgage protection insurance. It also provides health, property, and auto insurance as well. Trustant Insurance is a member of the Independent Insurance Agent of Wisconsin and the Kenosha Area Chamber of Commerce.

  • Life Insurance
  • Health Insurance

6829 39th Avenue, Kenosha, WI 53142
WebsiteLicense: 6504860

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (10)

Why choose this provider?

The Kenosha-based State Farm insurance agency of Vince laquinta was founded in 1993. He furnishes life insurance policies with term and whole life coverages for individuals. Along with life insurance, he also helps people acquire insurance for their hard-earned properties like cars, homes, and businesses. Additional services provided include banking and annuities. Vince laquinta's firm supports various charities, such as the Lutheran World Relief. His father, Louie Iaquinta, was also a State Farm insurance agent who started in the 1960s.

  • Life Insurance
  • Health Insurance

2117 22nd Avenue, Kenosha, WI 53140
WebsiteLicense: 6493635

Expertise.com Rating

Review Sources

Google
4.9 (10)

Why choose this provider?

Scott Cook Insurance Agency, Inc., provides its services to individuals and families in the Kenosha area. It offers a wide range of life insurance options, including accidental death, endowment, limited pay, and term life insurance plans. Moreover, universal, variable, and whole life insurance policies are provided. Scott Cook, the founder, started his career in the insurance industry in 1989. He has worked with Farmers Insurance for 17 years prior to opening his own independent agency.

  • Life Insurance

6040 39th Avenue, Kenosha, WI 53142
WebsiteLicense: 100220261

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (6)

Why choose this provider?

Kenosha Auto Insurance offers customized life insurance products to the residents of Kenosha. As an independent insurance agency, it carries a wide variety of financial coverage options from different insurance companies. Clients can avail of term insurance which gives coverage within five to 30 years or permanent insurance which can last until the insured passes away. Applications can be conveniently done online or in-person at its offices. Its website can assist clients in English, Spanish, and Polish.

  • Life Insurance
  • Health Insurance

8119 22nd Avenue, Kenosha, WI 53143
WebsiteLicense: 3001232924

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Steve Fifer Agency, LLC, is an independent insurance firm serving Kenosha and nearby areas. It offers a range of insurance products including life plans, homeowners’ and renters’ insurance, as well as business policies. The firm also provides coverages for recreational vehicles such as boats, RVs, mobile homes, trailers, skid steers, and snowmobiles. Automobile insurance with non-owner and SR-22 policies are also available. The agency has access to products from nearly 30 carriers. Founder Steve Fifer has more than a decade’s worth of insurance industry experience.

  • Life Insurance

5320 Green Bay Road, Kenosha, WI 53144
WebsiteLicense: 100191984

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (27)

Why choose this provider?

M3 Insurance provides personal and commercial risk management plans for clients in Kenosha and the surrounding areas. Its team assists people in procuring life insurance for family members or as part of their companies' employee benefits. The agency also offers life insurance for key persons. M3 Insurance has two Certified Personal Risk Managers on staff, bringing specialized guidance to affluent individuals and families with unique needs. M3 Insurance has been serving the community for over 50 years.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Rob Fleming
3404 Roosevelt Rd, Kenosha, WI 53142
Jeremy Brown
6905 Washington Avenue, Racine, WI 53406
Trustant Insurance
2906 Roosevelt Road, Kenosha, WI 53143
Vince Iaquinta
6829 39th Avenue, Kenosha, WI 53142
Scott Cook Insurance Agency, Inc.
2117 22nd Avenue, Kenosha, WI 53140
Kenosha Auto Insurance
6040 39th Avenue, Kenosha, WI 53142
Steve Fifer Agency, LLC
8119 22nd Avenue, Kenosha, WI 53143
M3 Insurance
5320 Green Bay Road, Kenosha, WI 53144

FAQs

  • Do policyholders in Kenosha get a free-look period for life insurance policies?

    Yes, policyholders have a free-look period of 10 to 30 days after buying a new life insurance. This gives policyholders time to look over the insurance and return it for cancellation if they do not like it. During the free-look period, there are no fees if the policyholder cancels, and the Kenosha insurer must return any premiums that the policyholder has already paid.

  • How long does it take to receive your departed loved one’s life insurance proceeds in Kenosha?

    Life insurance companies in Kenosha are expected to pay out claims fairly and quickly, usually within 30 days of getting proof that the insured person has died. If the claims process takes more than 30 days, the insurance money will start earning interest, which the insurer must also pay to the beneficiaries. This is meant to stop insurance companies from putting off paying beneficiaries.

  • Can your life insurance company in Kenosha cancel your policy midterm if you forgot to pay a premium?

    Yes, according to Wisconsin Legislature Section 631.36 (2)(a), the insurer may cancel your policy in the middle of the term for nonpayment of premiums. It is important to note that as the policyholder, you have a 30-day grace period to pay the unpaid premium before your policy is canceled. The Kenosha insurer must also notify you 10 days before the cancellation takes effect.

  • What happens if the insured’s age on a life insurance policy in Kenosha is incorrect?

    The insurer may challenge the insurance contract and have it canceled. Furthermore, if the insured's true age exceeds the insurance company's age limit, the company may be obligated to pay the death benefit if they die. If you are the policyholder and notice an incorrect age, it is your responsibility to notify the Kenosha insurer and have the discrepancy corrected as soon as possible to avoid the issues listed above.

  • Are death benefits from life insurance taxable in Kenosha?

    No, life insurance beneficiaries in Kenosha are not required to pay state or federal income taxes on death benefit payments received. The death benefit is regarded as a gift rather than an income. Likewise, if the insured named a trust to receive the death benefit and distribute the proceeds to beneficiaries, the proceeds are tax-free. However, if the trust uses the proceeds to generate income, taxes on that income may be due.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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