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Best Life Insurance Companies in Yakima, WA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Yakima Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4158Reviewed

2498Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1218 West Lincoln Avenue, Yakima, WA 98902
WebsiteLicense: 27256

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (1)

Why choose this provider?

Mid Valley Insurance Inc. is an insurance agency providing individuals, families, and businesses insurance policies in Yakima since 1972. The agents have over 200 years of experience assisting clients in choosing the right life insurance for them, including term life, whole life, and universal insurance policies. The agency also offers a wide array of insurance products such as personal, commercial, business, farm, and motorcycle insurance. The owner, Dan Hinman, and his team can tailor insurance policies to fit their clients' needs.

  • Life Insurance

1425 Lakeside Court, Yakima, WA 98902
WebsiteLicense: 58030

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Brenda Brink is a Yakima-based life underwriter and financial consultant who offers various services for professionals, retirees, and business owners. Brenda follows a meticulous process when helping clients obtain life insurance coverage that begins with an in-depth look at each family's financial goals and situation. She is knowledgeable about whole life, term life, and variable universal life insurance policies. This professional is also passionate about helping pre-retirees protect their business and assets through estate planning and IRA rollovers.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

117 North 50th Avenue, Yakima, WA 98908
WebsiteLicense: 743410

Expertise.com Rating

Review Sources

Google
4.0 (444)
Facebook
5.0 (14)
Yelp
5.0 (2)

Why choose this provider?

Yakima Valley Insurance serves the metro with a variety of life insurance options. Its insurance policies include term, permanent, universal, final expense, and whole life insurance. It also offers auto, home, and business insurance. Some of the insurance companies it represents are Allstate Insurance and Dairyland Insurance. Yakima Valley Insurance's team of professionals assesses the client's individual needs to create a customized coverage plan. Clients can request an insurance quote by filling up the form on the company's website.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

410 South 1st Street, Selah, WA 98942
WebsiteLicense: 7681

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Central Washington Insurance Agency, Inc., offers life insurance solutions to clients in Yakima and the surrounding areas. Its owner, Jamie Morford, started his career in the company in 1997 and came into ownership in 2017. Morford and his team provide several life insurance policies, including term, whole, universal, and variable life. They help clients understand each coverage to determine the option that fits their needs and benefits them most. Additional products include health, auto, home, renters, and business insurance.

  • Life Insurance

2961 Stonewood Ct, Yakima, WA 98901
WebsiteLicense: 924136

Expertise.com Rating

Review Sources

Google
5.0 (85)
Facebook
5.0 (25)

Why choose this provider?

State Farm insurance agent Tim Surber offers risk management solutions from his Yakima location. He assists clients in several areas, including life insurance which can provide either short-term or lifetime coverage. He furnishes plans for individuals and businesses who want to protect their employees. Surber, who has been affiliated with State Farm since 2016, utilizes a holistic approach that involves investing time in learning about clients' situations and customizing plans accordingly. The English and Spanish-speaking agent uses American Sign Language.

  • Life Insurance
  • Health Insurance

3611 River Rd Suite #110, Yakima, WA 98902
WebsiteLicense: 112792

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Senior Solutions Group is an independent insurance company that serves residential and commercial clients in Yakima and its surrounding areas. It specializes in providing a broad range of insurance products and services for the elderly, including life insurance, Medicare coverage, long-term care, and retirement planning services. For over 20 years, the firm's president, Rick MacDermid, has assisted new and existing policyholders with Medicare and retirement benefits. He also participates in a number of community service projects in his community.

  • Health Insurance

2408 Fruitvale Boulevard, Yakima, WA 98902
WebsiteLicense: 34609

Expertise.com Rating

Review Sources

Google
3.0 (3)

Why choose this provider?

Jerry Sallee is an insurance agent serving the Yakima metro. He has been a State Farm agent for over 31 years, helping individuals, families, and businesses with their life insurance needs. He offers term life, whole life, and universal life policies and assists his clients in selecting the coverages and premiums that align with their personal priorities. He also handles immediate annuities and has experience and expertise on other insurance lines, including health, auto, business, and homeowners' insurance.

  • Life Insurance
  • Health Insurance

819 South 72nd Avenue, Yakima, WA 98908

Expertise.com Rating

Review Sources

Facebook
4.0 (6)
Google
4.0 (3)

Why choose this provider?

The VIP Insurance Agency supports the diverse insurance needs of individuals, families, and businesses in Yakima. The company helps clients plan for the future while safeguarding their beneficiaries with a life insurance policy. As an independent insurance broker, the firm represents over a dozen carriers that can provide term life, whole life, and universal life policies. The company also offers health insurance plans, including HMO, EPO, POS, and PPO. The agency has been serving all of North Central Washington for over eight decades.

  • Life Insurance

3 North 7th Avenue, Yakima, WA 98902
WebsiteLicense: 15877

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Established in 1964, Gress Kinney Parrish Insurance Center, Inc., is a team of independent agents that serves the Yakima area. Included in its product line is life insurance, and the risk management specialists can furnish policies for both individuals and businesses. They work with over 200 insurance carriers such as Mapfre and Progressive to find suitable coverages for clients. Most of Gress Kinney Parrish Insurance Center's employees have been with the company for more than 15 years.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mid Valley Insurance, Inc.
1218 West Lincoln Avenue, Yakima, WA 98902
Brink Brenda
1425 Lakeside Court, Yakima, WA 98902
Yakima Valley Insurance
117 North 50th Avenue, Yakima, WA 98908
Central Washington Insurance Agency, Inc.
410 South 1st Street, Selah, WA 98942
Tim Surber
2961 Stonewood Ct, Yakima, WA 98901
Senior Solutions Group
3611 River Rd Suite #110, Yakima, WA 98902
Jerry Sallee
2408 Fruitvale Boulevard, Yakima, WA 98902
VIP Insurance Agencies
819 South 72nd Avenue, Yakima, WA 98908
Gress Kinney Parrish Insurance Center, Inc.
3 North 7th Avenue, Yakima, WA 98902

FAQs

  • What is the average cost of life insurance in Yakima, depending on gender?

    The monthly premium in Yakima for a $250,000 life insurance policy averages $17.24 for men and $16.19 for women. This pricing variance is attributed to women's typically longer life expectancies. To elevate coverage to $965,000, men's and women's premiums rise by $27.12 and $26.58, respectively. Thus, men would allocate $44.36 monthly, while women would contribute $42.77 for the suggested insurance coverage.

  • In Yakima, should residents perceive their life insurance primarily as an investment tool?

    While life insurance in Yakima may have elements resembling an investment, its main purpose is to provide financial security. Such policies can safeguard dependents, like young kids or a spouse, from monetary strain after your demise. They may even constitute the sole inheritance for your heirs. However, some whole life policies offer features yielding financial returns during one's lifetime.

  • In Yakima, how should a beneficiary proceed with filing a life insurance claim?

    In Yakima, beneficiaries initiate the life insurance claim by informing the insurer or their representative about the death. Following this, the insurance firm dispatches necessary claim paperwork. If multiple beneficiaries exist, each individual fills out a distinct form. Alongside the filled-out forms, submit an authenticated death certificate copy and return the original insurance policy. It is also important to retain duplicates of all documents and adhere strictly to the claim procedure to ensure timely settlement.

  • In Yakima, what obligations do insurers have when denying, cancelling, or not renewing a life insurance policy?

    When a life insurance company in Yakima opts to deny, terminate, or refrain from renewing a policy, they are mandated to convey their rationale using straightforward, easily comprehensible language. Merely stating an applicant doesn’t align with underwriting norms isn’t sufficient. Policyholders or potential clients shouldn't face the burden of external investigation to grasp the provided reasoning. Always demand clear explanations from insurers for a transparent experience.

  • In Yakima, what is the free look provision in life insurance policies?

    In Yakima, every life insurance policy comes with a minimum 10-day "free look" window, allowing policyholders to nullify their coverage without penalties. To effectuate this cancellation, one must dispatch the policy back to the insurer or hand it to the originating agent, securing a receipt with a date. Following this, insurers are obliged to process a complete refund within a 30-day span from the return.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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