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2024

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Best Life Insurance Companies in Spokane, WA

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Spokane Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8978Reviewed

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19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15701 East Sprague Avenue, Spokane Valley, WA 99037
WebsiteLicense: 18882596

Expertise.com Rating

Review Sources

Google
5.0 (43)

Why choose this provider?

Drew Clausen has been providing life insurance services to families, individuals, and businesses in Spokane. He helps and guides his clients in setting up and claiming insurance policies. He also crafts insurance options for homes, automobiles, pets, and health. In addition, he works closely with business owners and entrepreneurs to give them options that will adequately protect their investments, income, and future. Clausen was first exposed to the industry through his mother, who is also an insurance agent

  • Life Insurance
  • Health Insurance

421 W. Riverside Ave., Spokane, WA 99201
WebsiteLicense: 756858

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Star Financial strives to provide a proactive approach to help clients achieve their financial goals. Serving the Spokane metro, the company caters to individuals, families, executives, retirees, physicians, and business owners. It offers a range of insurance products, including life policies. The business also handles fixed annuities, disability, and long-term care insurance. Its specialists also help policyholders plan their retirement, college funding, charitable giving, and business continuation. Principal agent Melissa Williams is also a LUTCF and CLTC.

  • Life Insurance

819 West 7th Avenue, Spokane, WA 99204
WebsiteLicense: 97283

Expertise.com Rating

Why choose this provider?

Wealth Map Financial Advisors is an independently owned company that offers insurance products from various carriers to clients in Spokane. It assists clients to find life, individual health, Medicare, group health, and long-term care insurance products. Its representatives also guide customers in group insurance benefits, such as health, dental, vision, group life, and group disability plans. In addition, they present HSA, HRA, and FSA plans as well as owners' buy-sell policies. The company's other services are financial planning and investment management.

  • Life Insurance
  • Health Insurance
  • Long Term Care

12128 N. Division St. PMB# 405, Spokane, WA 99218
WebsiteLicense: 973397

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (2)

Why choose this provider?

Butterfield Agency is a family-run agency offering life insurance policies in Spokane. With empathy for clients, its agents assess customer needs so they can choose the right product, such as term life, permanent life or whole life, universal life, and final expense insurance. It offers Medicare Advantage, Medigap, and prescription drug plans. In addition, the company provides individual and group health insurance. Butterfield Agency performs in-home, in-office, virtual, and telephone consultations regarding its tailored insurance plans.

  • Life Insurance

1410 S Lincoln Way, Coeur d'Alene, ID 83814
WebsiteLicense: 161068

Expertise.com Rating

Review Sources

Google
4.0 (84)
Facebook
4.0 (67)
Yelp
5.0 (5)

Why choose this provider?

Redman & Company Insurance provides insurance plans in Spokane. It offers service options such as life insurance, health insurance, pet insurance, and home or renter’s insurance. The company also provides auto or classic car insurance, toy or recreational vehicle insurance, and umbrella insurance. Other services include commercial general liability insurance, commercial auto insurance, business property insurance, inland marine insurance, and workers’ compensation. Established in 1992, Redman & Company Insurance is a second-generation family-owned insurance agency.

  • Life Insurance
  • Health Insurance

200 North Argonne Road, Spokane, WA 99212
WebsiteLicense: 181875

Expertise.com Rating

Review Sources

Google
4.4 (25)
Yelp
3.7 (3)

Why choose this provider?

Blasingame Insurance has been serving the needs of individuals, families, and businesses throughout Spokane and surrounding communities since 1969. As a team of independent insurance brokers and agents, the company offers all lines of insurance policies, organized into personal, commercial, and benefits departments. Its benefits department offers individuals life and health insurance and a selection of employee benefit plans. Personal insurance solutions include auto, homeowners', and umbrella coverages. The commercial department offers business insurance and bonding. Farm and equine insurance are also available.

  • Life Insurance

PO Box 397 17 S Main St, Deer Park, WA 99006

Expertise.com Rating

Review Sources

Google
4.6 (29)
Yelp
1.0 (1)

Why choose this provider?

Fairbanks Insurance Services is a family owned, independent insurance agency providing life insurance services with term, whole, universal, and variable format options. Its agents inform clients on policy types and help them to make decisions about policy purchases based on what their specific needs are. It also procures quotes from associated carriers, allowing clients to compare prices and make more informed decisions about the amounts of coverage they would like to purchase.

5727 North Division Street, Spokane, WA 99208
WebsiteLicense: 1043670

Expertise.com Rating

Review Sources

Google
4.0 (325)
Facebook
4.0 (127)
Yelp
4.0 (19)

Why choose this provider?

Based in Spokane, North Town Insurance is an independent insurance agency that provides insurance services to residents and businesses in the area and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance and whole life insurance. Additionally, it provides additional personal insurance packages like auto, specialty dwelling, homeowners, boat, condo, and flood. Its professionals are led by the husband-and-wife team of Aaron and Lisa LeBlanc.

  • Life Insurance

3021 South Regal Street, Spokane, WA 99223
WebsiteLicense: 245076

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
4.0 (19)

Why choose this provider?

Based in Spokane, Kraft Insurance is a service provider comprised of a group of agents offering a wide range of insurance products. Among these products include life and Medicare supplement insurance policies. The company offers term life insurance products with various level term policies. In addition, it provides health insurance plans, including Obamacare health and catastrophic plans. The agency represents multiple insurance companies to provide clients various policy options. This independent and family-owned business has been providing services since its founding in 1981.

  • Life Insurance
  • Health Insurance

N. 1306 Post, Spokane, WA 99201
WebsiteLicense: 152205

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
4.2 (11)
Yelp
3.5 (2)

Why choose this provider?

Wheat & Associates Insurance handles the financial security needs of people throughout Spokane. In its capacity as an independent insurance company, it offers a variety of life policy packages, such as term life and universal life plans, through its affiliations with several insurance carriers. These include Safeco, Progressive, and Foremost. The locally owned company aims to provide its customers with coverage that suits their needs. It is headed by Zac Wheat, a professional with a Business degree and a focus on commercial accounts.

  • Life Insurance
  • Health Insurance

707 W Main Ave Suite B1, Spokane, WA 99201
WebsiteLicense: 203608

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (15)

Why choose this provider?

The Paulson Becker Agency is an independent insurance firm serving individuals and businesses in the Spokane area. It offers a life insurance product that comes in two types—term and whole. It also handles auto, boat, home, health, and business insurance policies. The Paulson Becker Agency aims to help its clients save time and find the right coverage by working on their behalf and partnering with multiple insurance carriers. It also provides them with insurance claims assistance.

  • Health Insurance
  • Individual Plans

2510 N Pines Rd Ste 205, Spokane Valley, WA 99206

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Griego Family Insurance sells individual and family health care plans provided by a range of private carriers. It also assists with Medicare policies for applicable clients, and it provides dental and vision coverage options. Short-term medical needs and travel coverage options are available too. Life insurance is another heavy focus area of Griego Family Insurance. In any case, clients receive hands-on assistance as they shop policies and find appropriate plans within their budgets.

1204 E Sprague Ave, Spokane, WA 99202
WebsiteLicense: 701794

Expertise.com Rating

Review Sources

Google
4.1 (23)
Yelp
5.0 (1)

Why choose this provider?

The Insurance Guys has been offering a variety of policies for clients in the Spokane area since 2000. Its life insurance plans, which include term, whole, and universal policies, protect beneficiaries through tax-free death benefits that can be used to cover funeral expenses and living costs, along with paying debt, tuition, and estate taxes. It also provides coverage for health, vehicles, properties, and businesses. The independent agency's team has more than 50 years of combined experience in insuring various clients.

  • Life Insurance

221 N Argonne Rd, Spokane Valley, WA 99212

Expertise.com Rating

Why choose this provider?

The Velocity Insurance Group is active in the Spokane metro area and sells life insurance policies to individuals and groups. This agency works with many different carriers and offers diverse policy and rate options, empowering clients to customize their plans and make flexible decisions about the coverage they want. Policies are also available for mortgage protections and second-to-die scenarios. Additionally, The Velocity Insurance Group sells long-term care insurance to clients who may need extensive, hands-on, daily attention, typically in older age.

1112 S. Pines Rd., Spokane Valley, WA 99206
WebsiteLicense: 178113

Expertise.com Rating

Review Sources

Google
3.9 (9)
Yelp
5.0 (2)

Why choose this provider?

Established in 2002, Capital Insurance is a local independent agency catering to the needs of individuals, families, and business owners in Spokane. The company provides life insurance protection plans to assist clients in preparing for future financial risks that may include funeral costs and family obligations in the event of death. Its professionals help clients in determining insurance value, guide them in updating policies, and customize options to include coverage for mortgage payment and college education funding.

  • Life Insurance

13722 N Red Fir Ln, Nine Mile Falls, WA 99026

Expertise.com Rating

Why choose this provider?

Able Health and Life Insurance Group provides individual and family health insurance policies that can be customized to cover specific concerns that clients have. This agency also caters to self-employed individuals who need to purchase health insurance plans as well as small group employers. Many of its other clients participate in Medicare programs and purchase Medicare Advantage and supplement plans. Life insurance policies are available too, but solely in the term life format.

1423 W Garland Ave, Spokane, WA 99205

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Farwest Insurance is a life insurance agency in Spokane that offers a complete assortment of policy options. Its agents help clients to customize life insurance plans that fit their lives. This agency is experienced with term, whole, and universal life insurance plans. Disability insurance plans are also available, and they typically provide financial assistance to clients who have permanently lost their ability to obtain income via work. Farwest Insurance assists with various types of personal and business insurance policies as well.

12510 East Sprague Avenue, Spokane, WA 99216
WebsiteLicense: 241068

Expertise.com Rating

Review Sources

Google
4.0 (22)
Facebook
5.0 (9)

Why choose this provider?

ABC Insurance is an insurance brokerage in Spokane that services the needs of local residents and families. It provides different types of life insurance products, including term, whole, and universal life insurance. The agency also offers customers homeowners, car, motorcycle, recreational vehicle, and boat insurance. It represents numerous insurance companies, such as Safeco, Foremost, Progressive, Allied Insurance Company, National General, Liberty Mutual, and American Modern. Owned by JoDee Piersol, ABC Insurance is in operation in 13 states.

  • Life Insurance

8817 East Mission Avenue, Spokane Valley, WA 99212

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (5)

Why choose this provider?

Butler Thompson Lee aims to help families and businesses realize and achieve their goals through financial planning. Located in Spokane, it is an independent insurance agency that assists clients in finding coverage that fits their specific situation. Its team of agents is trained in all aspects of the insurance market, with access to more than 60 insurance companies. Their network of insurance carriers allows them to provide clients with various options for term life, whole life, and universal life policies.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Drew Clausen
15701 East Sprague Avenue, Spokane Valley, WA 99037
Star Financial
421 W. Riverside Ave., Spokane, WA 99201
Wealth Map Financial Advisors
819 West 7th Avenue, Spokane, WA 99204
Butterfield Agency
12128 N. Division St. PMB# 405, Spokane, WA 99218
Redman & Company Insurance
1410 S Lincoln Way, Coeur d'Alene, ID 83814
Blasingame Insurance
200 North Argonne Road, Spokane, WA 99212
Fairbanks Insurance Services
PO Box 397 17 S Main St, Deer Park, WA 99006
North Town Insurance
5727 North Division Street, Spokane, WA 99208
Kraft Insurance
3021 South Regal Street, Spokane, WA 99223
Wheat & Associates Insurance
N. 1306 Post, Spokane, WA 99201
The Paulson Becker Agency
707 W Main Ave Suite B1, Spokane, WA 99201
Griego Family Insurance
2510 N Pines Rd Ste 205, Spokane Valley, WA 99206
The Insurance Guys
1204 E Sprague Ave, Spokane, WA 99202
Velocity Insurance Group
221 N Argonne Rd, Spokane Valley, WA 99212
Capital Insurance
1112 S. Pines Rd., Spokane Valley, WA 99206
Able Health and Life Insurance Group
13722 N Red Fir Ln, Nine Mile Falls, WA 99026
Farwest Insurance
1423 W Garland Ave, Spokane, WA 99205
ABC Insurance
12510 East Sprague Avenue, Spokane, WA 99216
Butler Thompson Lee
8817 East Mission Avenue, Spokane Valley, WA 99212

FAQs

  • Can your life insurance policy be canceled in Spokane?

    Your life insurance policy in Spokane may be terminated if you fail to pay premiums or engage in life insurance fraud during the application process, which may include providing false information about your health, smoking habits, lifestyle, hobbies, or income. Activities such as submitting false claims or making unauthorized changes to someone else's policy are also examples of life insurance fraud.

  • Can you borrow against your life insurance policy in Spokane?

    It is possible to take out loans against your life insurance policy in Spokane, but this option is applicable primarily to permanent life insurance policies like whole life and universal life, which accumulate a cash value component over time. This cash value serves as collateral for obtaining a loan from your insurance provider once it reaches a certain minimum threshold. However, it is important to note that this threshold varies among insurers, so make sure to check with your insurer.

  • Can anyone purchase life insurance for you in Spokane?

    In Spokane, it is essential to note that no one can buy a life insurance policy on your behalf without your explicit permission. Your spouse is the sole exception, as he or she may obtain insurance on your behalf. However, if you go through a divorce or dissolve a domestic partnership, your former spouse or partner can only be designated as your beneficiary if the court orders it or if you voluntarily update your beneficiary designation form.

  • How can you verify the legitimacy of an insurance company in Spokane?

    You can perform a verification process on the website of the Washington State Office of the Insurance Commissioner to ensure the legitimacy of an insurance company in Spokane. On their website, you can search by the insurer's name, the agent's name within a specific city, the Washington State license number (WAOIC), the National Producer Number (NPN), or their Doing Business As (DBA) name.

  • Can you have multiple life insurance policies in Spokane?

    Multiple life insurance policies are available in Spokane. However, the total coverage amount you seek frequently influences the number of policies you can obtain. Certain life insurance companies may decline your application if they suspect you are attempting to obtain an unusually large amount of coverage. The maximum coverage you are eligible for is usually determined by your financial situation, which includes your assets, debts, and income.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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