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2024

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Best Life Insurance Companies in Kirkland, WA

Our Recommended Top 15

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Kirkland Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3880Reviewed

2334Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

611 4th Avenue, Kirkland, WA 98033
WebsiteLicense: 1024987

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

CEG Life Insurance Services aims to provide financial protection to residents of Kirkland by offering different life insurance products. It caters to individuals, families, and small businesses. Its founder and president, Daniel Adams, specializes in health and life insurance. He established CEG Life Insurance Services in 2009. In addition to life insurance packages, the family-owned business also offers disabilities insurance, long-term care, and annuities. It also works with a variety of carriers to provide different and customized policies, especially for its life and disability policies.

  • Life Insurance
  • Health Insurance

11335 Northeast 122nd Way, Kirkland, WA 98034
WebsiteLicense: 50113

Expertise.com Rating

Review Sources

Google
5.0 (60)
Yelp
5.0 (28)

Why choose this provider?

Ken Williams is a risk management specialist located in Kirkland. He furnishes different types of protection plans, including life insurance, and he also specializes in providing health insurance policies with the help of his partner carriers like United Healthcare, Regence BlueShield, Aetna, and Kaiser Permanente. Williams can provide individual vision and dental policies along with Medicare Supplement and temporary medical plans. The risk management professional has nearly 30 years of experience. He holds several industry designations, including Chartered Life Underwriter.

  • Life Insurance
  • Health Insurance

733 7th Avenue, Kirkland, WA 98033
WebsiteLicense: 1054943

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Absolute Insurance Solutions is a boutique insurance firm that caters to clients in Kirkland and in nearby counties. It provides life insurance policies to all kinds of clients, including those that speak Spanish and Russian. The firm can provide quotes for term-life, whole-life, and universal life policies from local and national carriers. It can also teach first-time policyholders about coverages like death benefits, accidental death, and income replacement. The firm's other services include auto, homeowners, renters, and business insurance.

  • Life Insurance
  • Health Insurance

11922 98th Avenue Northeast, Kirkland, WA 98034
WebsiteLicense: 243564

Expertise.com Rating

Review Sources

Google
4.0 (20)
Yelp
3.5 (6)

Why choose this provider?

Jeff Sand has been a State Farm insurance agent since 2006, serving clients in the Kirkland area. He and his team provide risk management solutions for life and health, as well as for pets. Additionally, they offer coverages for personal articles and properties such as collectibles, automobiles, homes, and apartments. Business insurance and financial services for annuities and banking are available as well. Sand handles a team with over 25 years of combined experience and has qualified for the Chairman's Circle.

  • Life Insurance
  • Health Insurance

1715 Market Street, Kirkland, WA 98033
WebsiteLicense: 153329

Expertise.com Rating

Review Sources

Yelp
4.0 (14)
Facebook
4.0 (13)
Google
4.0 (9)

Why choose this provider?

Choice Insurance, LLC, is a full-service insurance brokerage that has been providing life insurance to clients in Kirkland since 1986. Its life insurance policies give clients and their families protection in the event of death through proper risk management and support for their ongoing financial needs. Clients may choose between term or permanent life insurance policies, depending on their financial standing and circumstance. As an independent insurance agency, Choice Insurance helps clients sift through multiple insurance carriers to find the appropriate insurance policies for them.

  • Life Insurance

10827 Northeast 68th Street, Kirkland, WA 98033
WebsiteLicense: 30021

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
4.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Omega Financial Investments & Insurance is an independent insurance agency that serves clients in Kirkland and nearby areas. It is partnered with various insurance companies, including American Modern, Safeco Insurance, The Hartford, and Travelers. It offers different types of life insurance plans, including term, universal, and whole. These products include death benefits which can be used to pay debts, estate taxes, funeral expenses, and tuition. Omega Financial Investments & Insurance has been in the business since 1982.

  • Life Insurance

2622 Bellevue Way Northeast, Bellevue, WA 98004
WebsiteLicense: 944084

Expertise.com Rating

Review Sources

Google
5.0 (172)
Facebook
5.0 (3)

Why choose this provider?

Bellevue-based Albert Tadevosyan is a State Farm Insurance agent who provides insurance services to local individuals and businesses in the Kirkland area and the surrounding communities. In addition to life insurance services, he also carries plans like term life insurance, whole life, and universal life insurance. Additionally, he provides business insurance services like business owner's policy, workers' compensation, and commercial auto insurance. Albert has been a State Farm Insurance associate since 2011.

  • Life Insurance
  • Health Insurance

11900 Northeast 1st Street, Bellevue, WA 98005
WebsiteLicense: 853190

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
1.0 (1)

Why choose this provider?

Millennium Insurance Group is a life insurance company that serves clients in Kirkland and nearby areas. The firm offers a wide range of life insurance options, such as term life, whole life, and universal, as financial protection against unexpected events, such as accidental death. Its team of insurance agents is led by Christopher Kirsling, who has founded three marketing organizations that specialize in tax diversification by use of life insurance plans. The company has been operating since 1999.

  • Life Insurance

17530 Northeast Union Hill Road, Redmond, WA 98052
WebsiteLicense: 224514

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (9)

Why choose this provider?

Path Insurance Solutions is an independent firm serving individuals and business owners in the Kirkland area. With more than 50 years of industry experience, the agency's team of financial advisors offers life insurance products like term life and whole life. Moreover, the company provides personal coverage for homeowners, specialty dwellings, collector cars, ATVs and Powersports, motorcycles, and recreational vehicles. Also available are commercial policies for apartment complexes, commercial trucking, breweries, restaurants, and the marijuana industry.

  • Life Insurance
  • Health Insurance

11410 Northeast 124th Street, Kirkland, WA 98034
WebsiteLicense: 1074369

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (15)

Why choose this provider?

Maki Insurance NW is a Kirkland-based life insurance agency led by Mason Maki. The agency is committed to educating its clientele and finding the most appropriate insurance products for varied individuals, families, and businesses in the metro. Maki Insurance NW provides life insurance products to protect a person's assets while also securing his or her future. The agency also offers other types of coverage such as car or automobile insurance, business, and home insurance policies.

  • Life Insurance
  • Individual Plans

611 4th Avenue, Kirkland, WA 98033
WebsiteLicense: 705892

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Northwest Benefit Solutions has been serving the life insurance needs of Kirkland clients since 2008. Principal Todd Zahnle has been in the insurance industry since 2000 and helps individuals and businesses plan on the insurance solution that meets their needs. Prior to starting the business, Todd worked for Advantage Insurance. The agency works with Capital Enhancement Group to provide a wide range of life insurance options including term life insurance. Northwest Benefit Solutions also offers dental, vision, and Medicare Supplement insurance.

  • Life Insurance
  • Term Life Insurance

9805 NE 116th St, #206, Kirkland, WA 98034
WebsiteLicense: 95069

Expertise.com Rating

Review Sources

Google
4.0 (17)

Why choose this provider?

Based in Kirkland, AllStar Financial Insurance caters to the life insurance needs of the local community. It offers an array of options, including final expense, term life, whole life, and universal life insurance. The company also has health insurance policies that cover dental, vision, travel medical, and long-term care plans. Medicare beneficiaries looking to supplement their benefits are also assisted by the team. AllStar Financial Insurance has been serving the area since 1993.

  • Life Insurance
  • Health Insurance

10526 Northeast 68th Street, Kirkland, WA 98033
WebsiteLicense: 39895

Expertise.com Rating

Review Sources

Google
4.0 (4)
Yelp
3.5 (3)

Why choose this provider?

Established in 1975 and based in Kirkland, Totem Agencies, Inc. is a full-service insurance brokering firm that offers policies from a pre-selected group of insurance companies and carriers. The firm can also help clients come up with a customized policy to tailor fit a need for coverage that may not be available in current insurance products. Clients can seek advice on any personal, business, or life & health insurance needs or concerns from their team of agents to get the most competitive premiums and benefits.

  • Life Insurance
  • Health Insurance

777 108th Avenue Northeast, Bellevue, WA 98004
WebsiteLicense: 1184

Expertise.com Rating

Review Sources

Facebook
2.0 (44)
Google
4.0 (40)

Why choose this provider?

Symetra is a life insurance services provider that has been helping individuals and families gain access to financial freedom for over 60 years. It provides clients in Kirkland with flexible life insurance options that financially protect their beneficiaries in the event of their death. There are also some policies that can accumulate cash value, which can be used for expenses after retirement. Symetra is committed to giving back to the community, promoting racial equality, and advocating for social justice.

  • Life Insurance

12006 98th Avenue Northeast, Kirkland, WA 98034
WebsiteLicense: 972814

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Kirkland-based Mario Reyes Agency, Inc., has been assisting clients around the metro for more than a decade. It is an independent firm that offers life insurance plans with coverages for whole and term life. It also provides policies for homeowners, businesses, and vehicles. Other products include recreational, special events, and umbrella insurance plans. Mario Reyes Agency also works with clients who speak Portuguese and Spanish. Its founder, Mario Reyes, is an insurance broker at Chambers Bay Insurance.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
CEG Life Insurance Services
611 4th Avenue, Kirkland, WA 98033
Ken Williams, CHFC, CLTC, CLU, CHRS
11335 Northeast 122nd Way, Kirkland, WA 98034
Absolute Insurance Solutions
733 7th Avenue, Kirkland, WA 98033
Jeff Sand
11922 98th Avenue Northeast, Kirkland, WA 98034
Choice Insurance, LLC
1715 Market Street, Kirkland, WA 98033
Omega Financial Investments & Insurance
10827 Northeast 68th Street, Kirkland, WA 98033
Albert Tadevosyan
2622 Bellevue Way Northeast, Bellevue, WA 98004
Millennium Insurance Group
11900 Northeast 1st Street, Bellevue, WA 98005
Path Insurance Solutions
17530 Northeast Union Hill Road, Redmond, WA 98052
Maki Insurance NW
11410 Northeast 124th Street, Kirkland, WA 98034
Northwest Benefit Solutions
611 4th Avenue, Kirkland, WA 98033
AllStar Financial Insurance
9805 NE 116th St, #206, Kirkland, WA 98034
Totem Agencies, Inc.
10526 Northeast 68th Street, Kirkland, WA 98033
Symetra
777 108th Avenue Northeast, Bellevue, WA 98004
Mario Reyes Agency, Inc.
12006 98th Avenue Northeast, Kirkland, WA 98034

FAQs

  • How are the family members of a deceased Kirkland life insurance policyholder get paid?

    Beneficiaries of a Kirkland life insurance policyholder receive their share of the death benefit, which is typically tax-free, once the claim is approved by the insurance company and all necessary documentation is verified. The payment is equal to the face value of the policy less any outstanding policy debt. The majority of life insurance claims are settled within 10 days.

  • How can a Kirkland life insurance policyholder choose to make premium payments?

    Kirkland life insurance policyholders can pay their premiums in monthly installments or in one lump sum. Regular installments allow policyholders to pay their premiums in smaller, more frequent installments, allowing them to spread the cost of their insurance over time. Paying a lump sum, on the other hand, means that insured individuals choose to pay their entire policy premium upfront in a single, larger payment.

  • What important factors must be considered by prospective buyers of life insurance in Kirkland?

    Kirkland residents looking to purchase life insurance should look into the insurer's rating to ensure their dependability in times of need. Furthermore, it is critical to assess the pricing of any recommended insurance plan to see if it aligns with the individual insurance needs and financial constraints of potential policyholders.

  • Do Kirkland residents have a free-look period that allows them to cancel a life insurance policy that does not meet their needs and budgets?

    Yes, even though Title 48 of the Revised Code of Washington does not require life insurance companies in Kirkland to give the insured a free-look period. Most insurance companies in the state give their customers a window of time, usually between 7 and 30 days, in which they can change their minds about buying a life insurance policy.

  • Is it safe to submit personal information through an insurance company’s online life insurance application system in Kirkland?

    Yes, the online life insurance application system that life insurance companies in Kirkland use is safe and follows HIPAA rules. These carriers also use SSL security measures to protect against unauthorized access. These measures are similar to those used by online banks. Also, the information that is sent during the application process is encrypted.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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