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2025

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Best Life Insurance Companies in Washington

Our Recommended Top 11

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Washington life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
5.0 (257)
Facebook
5.0 (31)
Yelp
3.7 (3)

Why choose this provider?

Kelley Insurance Agency & Financial Services, Inc., is an independent, family-owned firm that has been serving communities in Washington since 1946. Its life and health insurance policies are available for individuals, families, and businesses, with varying terms of coverage to suit client-specific needs. The company carries a range of personal, business, and specialty insurance products. These include vehicles, residential and commercial properties, events, and nonprofits. Kelley Insurance Agency is allied with over 20 regional and national service providers, such as Liberty Mutual, Hagerty, Progressive, and Travelers.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.7 (12)
Yelp
4.0 (4)

Why choose this provider?

Anderson & Black Insurance, Inc, is an independent and family-owned business that offers life insurance as a part of its line of personal insurance products to individuals and families in Washington. It has term life policies for those who want specific coverage, whole life insurance for permanent coverage, and universal life plans for permanent coverage with flexible premiums. The agency's other personal products include auto, homeowners', renters', boats, motorcycles, classic cars, and flood insurance. The company was established in 1949 and also provides insurance policies to businesses.

  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.9 (604)
Yelp
3.0 (6)

Why choose this provider?

Villa Insurance Group is a full-service independent agency that caters to residential and commercial clients in Washington and the surrounding areas. It has term and whole-life insurance products for single or married individuals. In addition, it offers insurance policies for homes, recreational vehicles, and commercial automobiles. It also handles risk management, general liability, and business umbrella policies. The company has access to a variety of products from carriers like Kemper Preferred, Liberty Mutual, Progressive, and Travelers.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.8 (76)
Facebook
5.0 (29)
Yelp
4.6 (9)

Why choose this provider?

Path Insurance Solutions carries a wide selection of life insurance products for clients in Washington. The team helps individuals and families protect their finances against uncontrollable forces like earthquakes and floods. It also provides insurance solutions for regular and collectible cars, ATVs, motorcycles, and boats. The advisers from Path Insurance Solutions can assist clients in shopping with multiple insurance companies. Tyler Kerlee, one of the owners of this agency, has been in the industry since 2004.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.9 (116)
Yelp
4.4 (14)

Why choose this provider?

Top Insurance Associates has been serving clients in Washington and the surrounding communities since 2008. It provides permanent and term life insurance plans customized to the financial capacity of individuals. In addition to life insurance, it offers policies for motorcycles, recreational vehicles, boats, homes, and farms. The firm partners with various carriers, such as Progressive, Nationwide, Travelers, Liberty Northwest, and The Hartford. Top Insurance Associates also deals with brokerage and surplus markets in Oregon, Idaho, Colorado, California, and Arizona.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Why choose this provider?

InsurePro helps Washington residents protect themselves and their families for the years to come. The company's staff assists in securing life insurance plans that serve their long-term or short-term needs and goals. The professionals guide clients in selecting from different options, updating policies, and filing claims and declaration forms. In addition, InsurePro's underwriting professionals review clients' financial exposure with insurance coverage to eliminate gaps in protection. The agency offers long-term care insurance policies.

  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

PSG Washington offers life insurance packages for various purposes, including family protection, estate tax payment, charitable giving, and buy-sell business agreement funding. The PSG team also assists clients in choosing from other income protection plans, such as disability and long-term care insurance. Benefits administration and support services are provided by the firm, and they are compliant with both ACA and ERISA  standards. PSG Washington has been in the industry for more than 35 years.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.9 (269)
Facebook
4.5 (17)
Yelp
3.9 (7)

Why choose this provider?

Sea Mountain Insurance helps Washington-based clients prepare for unforeseen financial issues caused by a loved one's passing with its life insurance products. It provides universal and variable policies with fixed and customizable coverage options for a client's continued standard of living and business operations. Its agents include Joni Simmons, who works with individuals and families to determine their eligibility for Medicare Supplement and Advantage plans. The company is partnered with different agencies like the Capital Insurance Group and Nationwide.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Bainbridge Insurance Agency caters to the insurance needs of clients in Washington. The agency's line of products includes different types of life insurance, like term, universal, and whole life. It partners with known insurance carriers in the area, including Progressive and Liberty Mutual. It aims to protect policyholders and their families from financial losses caused by debts and funeral expenses in case of unexpected death. Bainbridge Insurance Agency has been in the industry since 1990.

  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Facebook
5.0 (84)
Yelp
5.0 (22)
Google
5.0 (11)

Why choose this provider?

FirstMark Insurance Group protects Washington residents from unprecedented financial disasters. The company offers life insurance through EasyLife, a third-party insurance vendor that offers term, universal, and whole life policies. Its independent insurance brokers collect information, discuss their client's goals, and educate people on how to select the best coverage option. The company also represents over 20 carriers that provide personal and commercial insurance plans. The firm hopes to disprove the notion of an antagonistic and impersonal insurance experience by building genuine relationships with its clients.

  • Life Insurance

Best Life Insurance Companies Serving Washington
Washington

Expertise.com Rating

Review Sources

Google
4.6 (11)
Yelp
2.5 (3)

Why choose this provider?

Parker Smith & Feek is an independent brokerage company that has been serving clients in Washington since 1937. It meets policyholders' needs for life insurance, succession planning, disability, and long-term care through partnerships with financial firms such as The Lyman Group and Pillar International Insurance Advisors. It also delivers risk management solutions to various industries, including construction, healthcare, manufacturing, and real estate. Parker Smith & Feek is dedicated to educating people with no prior knowledge of insurance through seminars, webinars, and training courses.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kelley Insurance Agency & Financial Services, Inc.
103 W Main St P.O. Box 367, Washington, WA 98247
Anderson & Black Insurance, Inc
16403 Broadway Ave, Washington, WA 98296
Villa Insurance Group
18910 28th Ave W Ste 201, Washington, WA 98036
Path Insurance Solutions
17530 NE Union Hill Rd #160, Washington, WA 98052
Top Insurance Associates
168 Pine Ave, Washington, WA 98290
InsurePro
11756 US Hwy 2, Washington, WA 98826
PSG Washington
2828 Colby Avenue Suite 404, Washington, WA 98201
Sea Mountain Insurance
19630 76 Th Ave West, Washington, WA 98036
Bainbridge Insurance Agency
724 Ericksen Ave NE #201, Washington, WA 98110
FirstMark Insurance Group
12918 Mukilteo Speedway c23, Washington, WA 98037
Parker Smith & Feek
2233 112th Ave NE, Washington, WA 98004

Washington Life Insurance FAQs

  • What steps can be taken to determine whether a deceased individual had a life insurance policy in Washington State?

    To locate a deceased Washington State resident's life insurance policy, begin by looking through their financial records for insurance payments and old mail for company statements. Inquire with their previous employer about any employer-based policies. If you have trouble contacting the insurer, you can call the Insurance Consumer Hotline at 800-562-6900 or file a formal complaint.

  • Which life insurance companies offer the most affordable rates for young individuals in Washington State?

    Transamerica, Mutual of Omaha, and MassMutual are the top life insurance companies in Washington State for young people looking for the lowest premium rates. Transamerica charges a monthly premium of $16.32, Mutual of Omaha charges $17.95 per month, and MassMutual charges $18.07 per month. Individuals with longer life expectancies may find themselves paying higher total premiums over the course of their policy.

  • What are some common mistakes to avoid when buying life insurance in Washington State?

    The common mistakes that must be avoided when purchasing life insurance in Washington State include buying a policy without a comprehensive grasp of its terms. Additionally, it is not advisable to terminate or allow previous coverage to lapse before the new policy becomes active. Another mistake is signing a form with unfilled sections, which may lead to unauthorized or fraudulent modifications of the document.

  • Can owners of a whole life insurance policy in Washington State designate themselves as beneficiaries to some extent?

    Individuals with a whole life insurance policy in Washington State may designate themselves as partial beneficiaries in certain circumstances. Policyholders can access a portion of their death benefits while still alive by purchasing additional policy riders. This option may be available if the policyholder has a terminal illness or certain severe chronic conditions.

  • How do beneficiaries file a life insurance claim in Washington State?

    In order to file a life insurance claim in Washington, the policy beneficiary must notify either the insurance company or the agent of the insured person's death. Beneficiaries must also provide an official copy of the death certificate along with the properly completed claim documents. Following this established procedure for processing policy claims ensures timely life insurance claim settlement.

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