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Best Life Insurance Companies in Portsmouth, VA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Portsmouth Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4267Reviewed

2563Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1736 South Park Court, Chesapeake, VA 23320
WebsiteLicense: 578107

Expertise.com Rating

Why choose this provider?

Cecil Jenkins & Associates Inc is a group health and life insurance provider that has been serving Chesapeake and the surrounding areas, including Portsmouth, for more than 35 years. Its experienced and professional agents can take care of shopping for various life insurance policies for group applications. They also periodically review clients’ chosen coverage plans to keep up with their changing needs. In addition to life insurance, Cecil Jenkins & Associates also offers disability and dental plans.

  • Life Insurance
  • Health Insurance

4405 Portsmouth Boulevard, Portsmouth, VA 23701
WebsiteLicense: 104075

Expertise.com Rating

Review Sources

Google
5.0 (27)
Yelp
5.0 (1)

Why choose this provider?

Coppedge Insurance Agency is a company serving customers in Portsmouth and the surrounding areas. The company offers a range of policies that include life, accident, motorcycle, boat, and recreational vehicle insurance. Auto, home, renters', and condo insurance plans are also available. In addition, it crafts commercial auto, business, and supplemental insurance, as well as workplace benefits for business owners. The company is owned by U.S. Air Force veteran Don Coppedge, who has been an insurance agent for more than 30 years.

  • Life Insurance

834 Widgeon Road, Norfolk, VA 23513
WebsiteLicense: 109293

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
5.0 (5)

Why choose this provider?

Ashley & Associates Insurance Agency is a company that offers insurance assistance for businesses, individuals, and families in Portsmouth and nearby communities. It is an insurance agency and brokerage firm that connects with multiple insurance carriers to provide the appropriate products with the right coverage and price. Its life insurance agents cater to the temporary and permanent protection needs of clients. As the client's advocate, they teach clients the importance of insurance for wealth transfer and preservation, tax-deferred wealth accumulation, and income protection and replacement.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

1200 North Battlefield Boulevard, Chesapeake, VA 23320
WebsiteLicense: 565671

Expertise.com Rating

Review Sources

Google
4.5 (11)

Why choose this provider?

Rita Keels is an insurance agent in Portsmouth. She helps families get covered for unexpected events through life insurance as well as health, auto, small business, home, and property insurance. Inquiries can be made in person, online or via a 24-hour phone service. A lifelong Hampton resident, Keels also handles annuities and banking concerns. She and office manager Donna Brown have more than 50 years of combined experience in serving the metro and surrounding areas.

  • Life Insurance
  • Health Insurance

7607 Sewells Point Rd ste c, Norfolk, VA 23513
WebsiteLicense: 125981

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (2)

Why choose this provider?

CWP Insurance Advisors, Inc., is an agency serving Portsmouth and nearby communities. It offers term and whole life insurance options for individuals and their families, as well as child life insurance policies. It also deals with insurance plans for critical illness, long-term care, accidental death, final expenses, and disability. Moreover, its team of independent agents partners with multiple insurance carriers to provide tailored solutions, including Bristol West, Stillwater Insurance, and Progressive. The agency also provides auto, home, and commercial insurance plans.

  • Life Insurance

1428 Kempsville Road, Chesapeake, VA 23320
WebsiteLicense: 580757

Expertise.com Rating

Why choose this provider?

Jenel Smith promotes financial security for individuals and families in Portsmouth. As a State Farm insurance agent, she offers an extensive range of life insurance products that help clients plan for their retirement, save money for their children's education, or protect their personal assets. She provides term, universal, and whole life policies that suit the clients' needs and premium budget. Smith is a member of the NAIFA and also holds an insurance agent license in North Carolina.

  • Life Insurance

4448 Portsmouth Boulevard, Chesapeake, VA 23321
WebsiteLicense: 589064

Expertise.com Rating

Review Sources

Google
4.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Daryl Hines is a State Farm agent who provides life insurance solutions to individuals in Portsmouth and its surrounding areas. He offers different policies for life insurance including universal, whole, and term life insurance. In addition, he also provides other insurance services such as renters', health, pet, home, and disability insurance. Aside from catering to individuals and families, Daryl also offers policies to businesses like commercial auto, workers' compensation, and business owners' policy.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cecil Jenkins & Associates Inc
1736 South Park Court, Chesapeake, VA 23320
Coppedge Insurance Agency
4405 Portsmouth Boulevard, Portsmouth, VA 23701
Ashley & Associates Insurance Agency
834 Widgeon Road, Norfolk, VA 23513
Rita Keels
1200 North Battlefield Boulevard, Chesapeake, VA 23320
CWP Insurance Advisors, Inc
7607 Sewells Point Rd ste c, Norfolk, VA 23513
Jenel Smith
1428 Kempsville Road, Chesapeake, VA 23320
Daryl Hines
4448 Portsmouth Boulevard, Chesapeake, VA 23321

FAQs

  • Can you still reinstate a lapsed life insurance policy in Portsmouth?

    Yes, you can reinstate your life insurance policy in Portsmouth as a policyholder. Insurance companies will usually allow you to reinstate your policy within three years of the last payment if you have documentation proving that you are still insurable. One benefit of reinstating a lapsed policy is that you still receive the original premium when you sign up for the plan.

  • Will you still receive Social Security benefits if you are a beneficiary of a life insurance policy in Portsmouth?

    Yes, even if you are the beneficiary of a life insurance policy, you are still eligible for Social Security benefits in Portsmouth. The payout is not considered earned income and will have no impact on your retirement benefits. Receiving a life insurance payout or taking out a loan against your policy, on the other hand, may have an impact on your Social Security disability benefit amount.

  • Can you still get a full refund in Portsmouth if you decide the life insurance plan is not for you?

    Yes, you may request a full refund of your initial payment for your life insurance plan in Portsmouth if you discover any gaps or inadequacies in the policy. Insurance companies typically provide a 10-day free look period during which you can review all of the details in your policy and return it without incurring any additional termination fees.

  • Will your funeral cost be covered under your life insurance benefits in Portsmouth?

    Yes, your life insurance proceeds can be used to cover your funeral expenses if you die in Portsmouth. Whether you have term or whole life insurance, your final expenses should be paid with the proceeds from your life insurance policy. Policyholders can, however, obtain final expense insurance, which specifically covers their death expenses.

  • Do you need to change the name of your beneficiary for your life insurance when you file for divorce in Virginia?

    Yes, you must change the beneficiary on your life insurance policy in Virginia if you are divorcing. Because the state does not have an automatic revocation on divorce for life insurance plans, you must do it manually once the divorce is granted. Failure to do so will keep your ex-spouse as a beneficiary on your life insurance payout.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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